Comparison

payme vs Beepul

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

payme

This app simplifies your financial life by allowing you to pay bills, transfer money, and manage expenses all in one place. Enjoy commission-free payments, earn bonuses, and even pay in stores using QR codes. Track your spending with detailed analytics and access exclusive features with a subscription.

Highlights
  • Pay bills and fines without commission
  • Card-to-card money transfers
  • Earn bonuses and cashback
  • QR code payments in stores
  • Expense tracking and analytics
  • Subscription for premium features
Features
Read full description

payme — moliya bilan bog'liq masalalarni hal qilishda yordam beradigan kundalik onlayn to'lov xizmatingiz. • YHXBB jarimalari, kommunal to'lovlar, soliqlar — barchasi ortiqcha to'lovlarsiz bitta ilovada. Kartadan kartaga pul o'tkazmalari ham payme bilan tez va qulay. • Doimiy mijozlarga bonuslar - To'lovlar va pul o'tkazmalari uchun payme sizga ballar beradi. Ularni “payme people” dasturi doirasida keshbek va chegirmalarga almashtirishingiz mumkin. Masalan, taom buyurganingizda yoki kurs uchun to'lov qilganingizda. • Komissiyasiz to'lovlar - payme'da mobil aloqa va internetdan boshlab, davlat xizmatlari-yu jarimalargacha to'lov qilish mumkin. Ayniqsa xizmatlarni saqlab qo’yib, qarzga kirmaslik uchun ularning balansini kuzatib borish juda qulay. • Kartangizni olib yurishingiz shart emas - ”payme go” servisi do'kon, kafe va restoranlarda kartasiz to’lash imkonini beradi. Shunchaki, ilovada "payme go" yoki "QR to'lov" bo'limini ochasiz va to'laysiz — bu hatto terminal orqali to'lashdan tezroq. •Xarajatlaringiz nazoratingiz ostida - Ilova yordamida qachon, qayerda va qancha sarflaganingizni kuzatib borishingiz mumkin. Kirim va chiqimlar haqida batafsil ma'lumot, karta va toifalar bo’yicha tahlil, hech qachon yo’qolmaydigan cheklar — barchasi payme’da. • Bitta obuna — ko'plab imkoniyatlar - payme plus obunasini yoqsangiz: limit doirasida kartadan kartaga komissiyasiz pul o’tkazasiz, Setanta Sports efirlarini bepul tomosha qilasiz va boshqa maxsus imkoniyatlarga ega bo'lasiz. • Pul o’tkazishning sinalgan usuli - Visa debet kartasi bo’ladimi, virtual karta yoki Humo debet kartasi — payme’ga qo'shing va ulardan pul o’tkazish uchun foydalaning. Barcha tranzaksiyalar xalqaro standartlar va PCI DSS sertifikatlari bilan himoyalangan. ----- Uzbekistan's leading payment service: • Pay traffic fines, utility bills, taxes – pay everything without commission in one application. Manage your expenses and send money transfers from card to card in payme. • Bonuses for regular customers - Transfer money to Humo and Uzcard cards, pay for services and get payme people points that can be exchanged for cashback or discounts. • Payments without commission - For a multitude of services: from mobile and internet to government services and fines. Save services and set up autopayments to keep track of your balance and avoid missing a payment. • You don't need your card anymore - Pay in stores, cafes and restaurants with payme go. Simply show the QR code at the checkout and the required amount will be deducted from any chosen card, debit or credit. • Control your spending - Track where, when and how much you spend. All detailed information about your income and expenses is available in payment monitoring, along with receipts and analytics. • Save on fees with a subscription - Connect payme plus and enjoy all the features of the app: transfer money from card to card without commission within the limit, track your expenses and watch Setanta Sports. • A secure way to transfer money - Send money risk-free from Visa, Uzcard and Humo debit cards. All transactions in payme are protected by international standards and PCI DSS certification.

About

Beepul

This app facilitates everyday payments for services and utilities. Users can earn BEEP bonuses redeemable for internet packages, free transfers, and minutes. New users receive a welcome bonus for card-to-card transfers, and Beeline subscribers get cashback on QR code payments.

Highlights
  • Everyday service payments
  • Earn BEEP bonuses
  • Redeem bonuses for internet, minutes, transfers
  • Welcome bonus for new users
  • Cashback on QR code payments
  • Card-to-card transfers
  • Auto-payments setup
Features
Read full description

Beepul — удобное финансовое приложение для оплаты услуг, денежных переводов и управления платежами в Узбекистане. Оплачивайте мобильную связь, интернет, коммунальные услуги, штрафы, подписки и другие сервисы онлайн за несколько секунд. С Beepul вы можете: • Делать переводы с карты на карту Uzcard и Humo • Отправлять деньги без комиссии • Оплачивать услуги через QR-код и TezQR • Оплачивать услуги с помощью NFC Humo Pay и Uzcard Pay • Получать cashback и бонусы BEEP • Настраивать автоплатежи • Покупать eSIM от Beeline • Оформлять автострахование онлайн • Покупать билеты на мероприятия • Оплачивать более 1 500 сервисов в одном приложении Beepul поддерживает: • Uzcard • HUMO • QR-оплату • NFC-оплату Humo Pay и Uzcard Pay • Онлайн-платежи • Денежные переводы • Коммунальные платежи Почему пользователи выбирают Beepul: • Быстрые переводы между картами • Удобная оплата услуг онлайн • Безопасные финансовые операции • Бонусная система BEEP • Cashback для пользователей Beeline • Простой и удобный интерфейс • Платежи без очередей и наличных Новые пользователи получают Welcome Bonus — до 20 миллионов сумов на переводы без комиссии. Beepul — это платежная система и приложение для финансовых услуг в Узбекистане. Управляйте своими платежами, оплачивайте услуги и переводите деньги онлайн быстро, удобно и безопасно. Скачайте Beepul и получите доступ к современным финансовым сервисам, переводам и онлайн-оплате в одном приложении. ----------------- Beepul — O‘zbekistonda to‘lovlar, o‘tkazmalar va to‘lovlarni boshqarish uchun qulay moliyaviy ilova. Mobil aloqa, internet, kommunal xizmatlar, jarimalar, obunalar va boshqa xizmatlarni bir necha soniya ichida onlayn to‘lang. Beepul bilan siz quyidagilarni amalga oshirishingiz mumkin: • Uzcard va Humo kartalari o‘rtasida o‘tkazmalar • Komissiyasiz pul yuborish • QR-kod va TezQR orqali to‘lovlarni amalga oshirish • Humo Pay va Uzcard Pay orqali NFC to‘lovlarni amalga oshirish • BEEP bonuslar va cashback olish • Avtoto‘lovlarni sozlash • Beeline eSIM xarid qilish • Avtosug‘urtani onlayn rasmiylashtirish • Tadbirlar uchun chiptalar xarid qilish • Bitta ilovada 1 500 dan ortiq xizmatlar uchun to‘lovlarni amalga oshirish Beepul quyidagilarni qo‘llab-quvvatlaydi: • Uzcard • HUMO • QR-to‘lovlar • Humo Pay va Uzcard Pay orqali NFC to‘lovlar • Onlayn to‘lovlar • Pul o‘tkazmalari • Kommunal to‘lovlar Nega foydalanuvchilar "Beepul"ni tanlashadi: • Kartalar o‘rtasida tezkor o‘tkazmalar • Xizmatlar uchun qulay onlayn to‘lov • Xavfsiz moliyaviy amaliyotlar • BEEP bonus tizimi • Beeline foydalanuvchilari uchun cashback • Oddiy va qulay interfeys • Navbatsiz va naqd pulsiz to‘lovlar Yangi foydalanuvchilar Welcome Bonus — 20 million so‘mgacha komissiyasiz pul o‘tkazmalaridan foydalanish imkoniyatiga ega bo‘ladilar. Beepul — O‘zbekistonda moliyaviy xizmatlar va to‘lovlar uchun zamonaviy ilova. Pul o‘tkazmalarini amalga oshiring, xizmatlarni to‘lang va moliyangizni tez, qulay va xavfsiz boshqaring. Beepul ilovasini yuklab oling va bir ilovada zamonaviy moliyaviy xizmatlar, o‘tkazmalar va onlayn to‘lovlardan foydalaning.

Screenshots

payme4 screens
Beepul4 screens

Verdict

The call

The clearest difference is monetization model: Beepul at free against payme's freemium. payme's advantage is update cadence (weekly vs monthly) and ratings volume (8.4K vs 676). On price, rating, review sentiment and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 4.8 for payme against 4.8 for Beepul. That said, the two scores are not equally well evidenced: payme has 8.4K ratings behind it against 676, so its average is the more settled of the two. Written reviews are what separate them: 51% of payme's written reviews are positive against 46% of Beepul's.

UpkeepUpdate frequency

payme ships an update weekly, Beepul monthly. The most recent releases landed on September 23, 2026 and September 22, 2026 respectively.

Scorecard3 real differences · 7 level
payme versus Beepul: the parameters behind the verdict, then further details
ParameterpaymeBeepul
PriceFreeFree
Rating4.8 (8.4K ratings)4.8 (676 ratings)
Positive reviews51.4% of reviews — better46.2% of reviews
Number of ratings8.4K — better676
Update frequencyWeekly — betterMonthly
AdsNoNo
In-app purchasesNoNo
MonetizationFreemiumFree — better
DevicesiPhoneiPhone, iPod — better
Requires iOS16.515.5 — better
Further details — not scored
Size451 MB209 MB
Age rating12+4+
DeveloperDIDA (INSPIRED LLC)FE "UNITEL" LLC

Customer experience

payme

All ratings8,421 ratings
Positive96.0%
Neutral1.2%
Negative2.8%
Written reviews72 reviews
Positive51.4%
Neutral5.6%
Negative43.1%

Beepul

All ratings676 ratings
Positive93.5%
Neutral1.8%
Negative4.7%
Written reviews26 reviews
Positive46.2%
Neutral0.0%
Negative53.8%

Bugs and requests

payme

Reported bugs

4 issues
  • Icons not loading when abroad
  • Monitoring section not updating
  • Registration and login issues
  • Balance display bug

Requested features

4 requests
  • Full-screen support for iPad
  • Free money transfer option
  • Improved monitoring and analytics
  • Cashback or rewards program

Beepul

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

payme

No in-app purchases

None

Beepul

No in-app purchases

Questions

Is payme free?
payme is free to download, with no in-app purchases.
Is Beepul free?
Beepul is free to download, with no in-app purchases.
Which has better reviews, payme or Beepul?
payme and Beepul are both rated 4.8 out of 5 on the App Store, from 8.4K and 676 ratings respectively.
Do payme or Beepul have ads?
Neither payme nor Beepul shows ads.
Which is updated more often, payme or Beepul?
payme ships an update weekly, and Beepul monthly. Most recently, payme was updated on September 23, 2026 and Beepul on September 22, 2026.

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