Comparison

payme vs Hamkor・онлайн банк Узбекистана

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

payme

This app simplifies your financial life by allowing you to pay bills, transfer money, and manage expenses all in one place. Enjoy commission-free payments, earn bonuses, and even pay in stores using QR codes. Track your spending with detailed analytics and access exclusive features with a subscription.

Highlights
  • Pay bills and fines without commission
  • Card-to-card money transfers
  • Earn bonuses and cashback
  • QR code payments in stores
  • Expense tracking and analytics
  • Subscription for premium features
Features
Read full description

payme — moliya bilan bog'liq masalalarni hal qilishda yordam beradigan kundalik onlayn to'lov xizmatingiz. • YHXBB jarimalari, kommunal to'lovlar, soliqlar — barchasi ortiqcha to'lovlarsiz bitta ilovada. Kartadan kartaga pul o'tkazmalari ham payme bilan tez va qulay. • Doimiy mijozlarga bonuslar - To'lovlar va pul o'tkazmalari uchun payme sizga ballar beradi. Ularni “payme people” dasturi doirasida keshbek va chegirmalarga almashtirishingiz mumkin. Masalan, taom buyurganingizda yoki kurs uchun to'lov qilganingizda. • Komissiyasiz to'lovlar - payme'da mobil aloqa va internetdan boshlab, davlat xizmatlari-yu jarimalargacha to'lov qilish mumkin. Ayniqsa xizmatlarni saqlab qo’yib, qarzga kirmaslik uchun ularning balansini kuzatib borish juda qulay. • Kartangizni olib yurishingiz shart emas - ”payme go” servisi do'kon, kafe va restoranlarda kartasiz to’lash imkonini beradi. Shunchaki, ilovada "payme go" yoki "QR to'lov" bo'limini ochasiz va to'laysiz — bu hatto terminal orqali to'lashdan tezroq. •Xarajatlaringiz nazoratingiz ostida - Ilova yordamida qachon, qayerda va qancha sarflaganingizni kuzatib borishingiz mumkin. Kirim va chiqimlar haqida batafsil ma'lumot, karta va toifalar bo’yicha tahlil, hech qachon yo’qolmaydigan cheklar — barchasi payme’da. • Bitta obuna — ko'plab imkoniyatlar - payme plus obunasini yoqsangiz: limit doirasida kartadan kartaga komissiyasiz pul o’tkazasiz, Setanta Sports efirlarini bepul tomosha qilasiz va boshqa maxsus imkoniyatlarga ega bo'lasiz. • Pul o’tkazishning sinalgan usuli - Visa debet kartasi bo’ladimi, virtual karta yoki Humo debet kartasi — payme’ga qo'shing va ulardan pul o’tkazish uchun foydalaning. Barcha tranzaksiyalar xalqaro standartlar va PCI DSS sertifikatlari bilan himoyalangan. ----- Uzbekistan's leading payment service: • Pay traffic fines, utility bills, taxes – pay everything without commission in one application. Manage your expenses and send money transfers from card to card in payme. • Bonuses for regular customers - Transfer money to Humo and Uzcard cards, pay for services and get payme people points that can be exchanged for cashback or discounts. • Payments without commission - For a multitude of services: from mobile and internet to government services and fines. Save services and set up autopayments to keep track of your balance and avoid missing a payment. • You don't need your card anymore - Pay in stores, cafes and restaurants with payme go. Simply show the QR code at the checkout and the required amount will be deducted from any chosen card, debit or credit. • Control your spending - Track where, when and how much you spend. All detailed information about your income and expenses is available in payment monitoring, along with receipts and analytics. • Save on fees with a subscription - Connect payme plus and enjoy all the features of the app: transfer money from card to card without commission within the limit, track your expenses and watch Setanta Sports. • A secure way to transfer money - Send money risk-free from Visa, Uzcard and Humo debit cards. All transactions in payme are protected by international standards and PCI DSS certification.

About

Hamkor・онлайн банк Узбекистана

Manage your finances, open cards, and track transactions. Access account details, view currency exchange rates, and find branch locations. Become a customer by applying for a debit card directly through the app.

Highlights
  • Open debit cards for free
  • Commission-free card-to-card transfers
  • View account, deposit, and loan information
  • Track transaction history
  • Monitor currency exchange rates
  • Locate branches and ATMs
Read full description

Мобильное приложение Hamkor – ваш финансовый и цифровой помощник. Чтобы сделать пользование приложением еще более комфортным, мы внесли существенные изменения и полностью обновили его. Если вы не являетесь клиентом Hamkorbank, то у вас есть возможность стать им, скачав приложение и оформив дебетовую карту совершенно бесплатно. Скачав приложение Hamkor, вы также сможете: • Бесплатно оформлять карты локальных систем и системы Visa; • Осуществлять переводы средств с карты на карту без комиссии в рамках предоставленного лимита; • Получать информацию о состоянии своих счетов, вкладов и кредитов; • Отслеживать историю операций и переводов; • Следить за курсом валют; • Получать доступ к местоположению филиалов и банкоматов на карте. И это только начало! Мы каждый день работаем над улучшением приложения и стараемся для вас! "Hamkor" mobil ilovasi – bu sizning moliyaviy va raqamli yordamchingiz. Ilovadan foydalanishni yanada qulayroq qilish maqsadida, biz sezilarli o'zgarishlarni qildik va ilovani butkul yangiladik. Agar siz Hamkorbank mijozi bo'lmasangiz, unda sizda ilovani yuklab olib, debet kartaga bepul ariza yuborib, bank mijoziga aylanish imkoniyati mavjud. "Hamkor" ilovasini yuklab olish orqali siz quyidagi imkoniyatlarga ega bo’lasiz: • Mahalliy va VISA tizimlari kartalarini bepul ochish; • Berilgan limit doirasida pul mablag'larini kartadan kartaga komissiyasiz o'tkazish; • O’z hisob raqamingiz, omonat va kreditlaringiz holati to'g'risida ma'lumot olish; • Operatsiya va o'tkazmalar tarixini kuzatib borish; • Valyuta kursidan boxabar bo‘lish; • Xaritada filiallar va bankomatlar joylashuvini kuzatish. Bu faqatgina boshlanishi! Ilovani takomillashtirish uchun uning ustida doimiy ishlaymiz va siz uchun harakatdamiz!

Screenshots

payme4 screens
Hamkor・онлайн банк Узбекистана4 screens

Verdict

The call

The clearest difference is rating: payme at 4.8 against Hamkor・онлайн банк Узбекистана's 3.7. payme also leads on ratings volume (8.4K vs 51) and update cadence (weekly vs fortnightly). Hamkor・онлайн банк Узбекистана's advantage is monetization model (ad-supported vs freemium) and device support (3 vs 1). On price, review sentiment, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

payme holds the better App Store score, 4.8 against 3.7. That said, the two scores are not equally well evidenced: payme has 8.4K ratings behind it against 51, so its average is the more settled of the two. Written reviews point the same way: 51% of payme's written reviews are positive against 44% of Hamkor・онлайн банк Узбекистана's.

UpkeepUpdate frequency

payme ships an update weekly, Hamkor・онлайн банк Узбекистана fortnightly. The most recent releases landed on September 27, 2026 and September 24, 2026 respectively.

Scorecard5 real differences · 5 level
payme versus Hamkor・онлайн банк Узбекистана: the parameters behind the verdict, then further details
ParameterpaymeHamkor・онлайн банк Узбекистана
PriceFreeFree
Rating4.8 (8.4K ratings) — better3.7 (51 ratings)
Positive reviews51.4% of reviews — better44.4% of reviews
Number of ratings8.4K — better51
Update frequencyWeekly — betterFortnightly
AdsNoNo
In-app purchasesNoNo
MonetizationFreemiumAd-supported — better
DevicesiPhoneiPhone, iPad, iPod — better
Requires iOS16.515.5.0 — better
Further details — not scored
Size452 MB192 MB
Age rating12+4+
DeveloperDIDA (INSPIRED LLC)АКБ "Хамкорбанк"

Customer experience

payme

All ratings8,445 ratings
Positive96.0%
Neutral1.2%
Negative2.9%
Written reviews72 reviews
Positive51.4%
Neutral5.6%
Negative43.1%

Hamkor・онлайн банк Узбекистана

All ratings51 ratings
Positive62.7%
Neutral5.9%
Negative31.4%
Written reviews36 reviews
Positive44.4%
Neutral5.6%
Negative50.0%

Bugs and requests

payme

Reported bugs

4 issues
  • Icons not loading when abroad
  • Monitoring section not updating
  • Registration and login issues
  • Balance display bug

Requested features

4 requests
  • Full-screen support for iPad
  • Free money transfer option
  • Improved monitoring and analytics
  • Cashback or rewards program

Hamkor・онлайн банк Узбекистана

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

payme

No in-app purchases

None

Hamkor・онлайн банк Узбекистана

No in-app purchases

Questions

Is payme free?
payme is free to download, with no in-app purchases.
Is Hamkor・онлайн банк Узбекистана free?
Hamkor・онлайн банк Узбекистана is free to download, with no in-app purchases.
Which has better reviews, payme or Hamkor・онлайн банк Узбекистана?
payme is rated higher. payme averages 4.8 out of 5 from 8.4K ratings, while Hamkor・онлайн банк Узбекистана averages 3.7 from 51 ratings.
Do payme or Hamkor・онлайн банк Узбекистана have ads?
Neither payme nor Hamkor・онлайн банк Узбекистана shows ads.
Which is updated more often, payme or Hamkor・онлайн банк Узбекистана?
payme ships an update weekly, and Hamkor・онлайн банк Узбекистана fortnightly. Most recently, payme was updated on September 27, 2026 and Hamkor・онлайн банк Узбекистана on September 24, 2026.

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