Comparison

payme vs APEX Business

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

payme

This app simplifies your financial life by allowing you to pay bills, transfer money, and manage expenses all in one place. Enjoy commission-free payments, earn bonuses, and even pay in stores using QR codes. Track your spending with detailed analytics and access exclusive features with a subscription.

Highlights
  • Pay bills and fines without commission
  • Card-to-card money transfers
  • Earn bonuses and cashback
  • QR code payments in stores
  • Expense tracking and analytics
  • Subscription for premium features
Features
Read full description

payme — moliya bilan bog'liq masalalarni hal qilishda yordam beradigan kundalik onlayn to'lov xizmatingiz. • YHXBB jarimalari, kommunal to'lovlar, soliqlar — barchasi ortiqcha to'lovlarsiz bitta ilovada. Kartadan kartaga pul o'tkazmalari ham payme bilan tez va qulay. • Doimiy mijozlarga bonuslar - To'lovlar va pul o'tkazmalari uchun payme sizga ballar beradi. Ularni “payme people” dasturi doirasida keshbek va chegirmalarga almashtirishingiz mumkin. Masalan, taom buyurganingizda yoki kurs uchun to'lov qilganingizda. • Komissiyasiz to'lovlar - payme'da mobil aloqa va internetdan boshlab, davlat xizmatlari-yu jarimalargacha to'lov qilish mumkin. Ayniqsa xizmatlarni saqlab qo’yib, qarzga kirmaslik uchun ularning balansini kuzatib borish juda qulay. • Kartangizni olib yurishingiz shart emas - ”payme go” servisi do'kon, kafe va restoranlarda kartasiz to’lash imkonini beradi. Shunchaki, ilovada "payme go" yoki "QR to'lov" bo'limini ochasiz va to'laysiz — bu hatto terminal orqali to'lashdan tezroq. •Xarajatlaringiz nazoratingiz ostida - Ilova yordamida qachon, qayerda va qancha sarflaganingizni kuzatib borishingiz mumkin. Kirim va chiqimlar haqida batafsil ma'lumot, karta va toifalar bo’yicha tahlil, hech qachon yo’qolmaydigan cheklar — barchasi payme’da. • Bitta obuna — ko'plab imkoniyatlar - payme plus obunasini yoqsangiz: limit doirasida kartadan kartaga komissiyasiz pul o’tkazasiz, Setanta Sports efirlarini bepul tomosha qilasiz va boshqa maxsus imkoniyatlarga ega bo'lasiz. • Pul o’tkazishning sinalgan usuli - Visa debet kartasi bo’ladimi, virtual karta yoki Humo debet kartasi — payme’ga qo'shing va ulardan pul o’tkazish uchun foydalaning. Barcha tranzaksiyalar xalqaro standartlar va PCI DSS sertifikatlari bilan himoyalangan. ----- Uzbekistan's leading payment service: • Pay traffic fines, utility bills, taxes – pay everything without commission in one application. Manage your expenses and send money transfers from card to card in payme. • Bonuses for regular customers - Transfer money to Humo and Uzcard cards, pay for services and get payme people points that can be exchanged for cashback or discounts. • Payments without commission - For a multitude of services: from mobile and internet to government services and fines. Save services and set up autopayments to keep track of your balance and avoid missing a payment. • You don't need your card anymore - Pay in stores, cafes and restaurants with payme go. Simply show the QR code at the checkout and the required amount will be deducted from any chosen card, debit or credit. • Control your spending - Track where, when and how much you spend. All detailed information about your income and expenses is available in payment monitoring, along with receipts and analytics. • Save on fees with a subscription - Connect payme plus and enjoy all the features of the app: transfer money from card to card without commission within the limit, track your expenses and watch Setanta Sports. • A secure way to transfer money - Send money risk-free from Visa, Uzcard and Humo debit cards. All transactions in payme are protected by international standards and PCI DSS certification.

About

APEX Business

Features
Read full description

APEX Business — мобильный банк для компаний, бизнеса, организаций. Управляйте счетами, платежами и корпоративными картами в одном приложении. Платёжные поручения, выплата зарплаты, валютные операции, выписки и контроль расходов — всегда под рукой, 24/7. Ключевые возможности - Платежи и поручения. Создание и отправка платёжных поручений за минуты, статус и история операций в реальном времени. - Выплата зарплаты. Создание ведомостей без лишних действий. - Счета и выписки. Балансы и детализация по всем счетам; быстрый поиск и фильтры по операциям. - Валютные операции. Конвертация и платежи в иностранной валюте, актуальные курсы. - Корпоративные карты. Пополнение корпоративных карт в любое время. - Контроль и роли. Разграничение прав доступа для руководителя, бухгалтера и сотрудников; лимиты и маршруты согласования. - Безопасность. - Уведомления. Моментальные пуш-оповещения о зачислениях, списаниях и статусах документов. - Доступ 24/7. Работайте из любой точки мира — все инструменты в одном приложении. Для кого Руководителям — контроль движения средств и быстрые согласования. Бухгалтерам — платёжные поручения, зарплатные реестры, выписки и сверки. Финансистам Почему это удобно Скорость: меньше операций вручную — больше автоматизации. Простота: привычная логика бизнес-процессов и чистый интерфейс. Прозрачность: единая история действий и понятные статусы документов

Screenshots

payme4 screens
APEX Business4 screens

Verdict

The call

The clearest difference is update cadence: payme at weekly against APEX Business's every 3 weeks. On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

payme ships an update weekly, APEX Business every 3 weeks. The most recent releases landed on November 6, 2026 and October 30, 2026 respectively.

Scorecard1 real difference · 9 level
payme versus APEX Business: the parameters behind the verdict, then further details
ParameterpaymeAPEX Business
PriceFreeFree
Rating4.8 (8.5K ratings) — better—
Positive reviews50.0% of reviews—
Number of ratings8.5K — better—
Update frequencyWeekly — betterEvery 3 weeks
AdsNoNo
In-app purchasesNoNo
MonetizationFreemium—
DevicesiPhoneiPhone, iPod — better
Requires iOS16.515.6 — better
Further details — not scored
Size317 MB20 MB
Age rating12+4+
DeveloperDIDA (INSPIRED LLC)APEX BANK, AJ

Bugs and requests

payme

Reported bugs

4 issues
  • Icons not loading when abroad
  • Monitoring section not updating
  • Registration and login issues
  • Balance display bug

Requested features

4 requests
  • Full-screen support for iPad
  • Free money transfer option
  • Improved monitoring and analytics
  • Cashback or rewards program

APEX Business

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

payme

No in-app purchases

None

APEX Business

No in-app purchases

Questions

Is payme free?
payme is free to download, with no in-app purchases.
Is APEX Business free?
APEX Business is free to download, with no in-app purchases.
Do payme or APEX Business have ads?
Neither payme nor APEX Business shows ads.
Which is updated more often, payme or APEX Business?
payme ships an update weekly, and APEX Business every 3 weeks. Most recently, payme was updated on November 6, 2026 and APEX Business on October 30, 2026.

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