Comparison

payme vs AmanatPay

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

payme

This app simplifies your financial life by allowing you to pay bills, transfer money, and manage expenses all in one place. Enjoy commission-free payments, earn bonuses, and even pay in stores using QR codes. Track your spending with detailed analytics and access exclusive features with a subscription.

Highlights
  • Pay bills and fines without commission
  • Card-to-card money transfers
  • Earn bonuses and cashback
  • QR code payments in stores
  • Expense tracking and analytics
  • Subscription for premium features
Features
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payme — moliya bilan bog'liq masalalarni hal qilishda yordam beradigan kundalik onlayn to'lov xizmatingiz. • YHXBB jarimalari, kommunal to'lovlar, soliqlar — barchasi ortiqcha to'lovlarsiz bitta ilovada. Kartadan kartaga pul o'tkazmalari ham payme bilan tez va qulay. • Doimiy mijozlarga bonuslar - To'lovlar va pul o'tkazmalari uchun payme sizga ballar beradi. Ularni “payme people” dasturi doirasida keshbek va chegirmalarga almashtirishingiz mumkin. Masalan, taom buyurganingizda yoki kurs uchun to'lov qilganingizda. • Komissiyasiz to'lovlar - payme'da mobil aloqa va internetdan boshlab, davlat xizmatlari-yu jarimalargacha to'lov qilish mumkin. Ayniqsa xizmatlarni saqlab qo’yib, qarzga kirmaslik uchun ularning balansini kuzatib borish juda qulay. • Kartangizni olib yurishingiz shart emas - ”payme go” servisi do'kon, kafe va restoranlarda kartasiz to’lash imkonini beradi. Shunchaki, ilovada "payme go" yoki "QR to'lov" bo'limini ochasiz va to'laysiz — bu hatto terminal orqali to'lashdan tezroq. •Xarajatlaringiz nazoratingiz ostida - Ilova yordamida qachon, qayerda va qancha sarflaganingizni kuzatib borishingiz mumkin. Kirim va chiqimlar haqida batafsil ma'lumot, karta va toifalar bo’yicha tahlil, hech qachon yo’qolmaydigan cheklar — barchasi payme’da. • Bitta obuna — ko'plab imkoniyatlar - payme plus obunasini yoqsangiz: limit doirasida kartadan kartaga komissiyasiz pul o’tkazasiz, Setanta Sports efirlarini bepul tomosha qilasiz va boshqa maxsus imkoniyatlarga ega bo'lasiz. • Pul o’tkazishning sinalgan usuli - Visa debet kartasi bo’ladimi, virtual karta yoki Humo debet kartasi — payme’ga qo'shing va ulardan pul o’tkazish uchun foydalaning. Barcha tranzaksiyalar xalqaro standartlar va PCI DSS sertifikatlari bilan himoyalangan. ----- Uzbekistan's leading payment service: • Pay traffic fines, utility bills, taxes – pay everything without commission in one application. Manage your expenses and send money transfers from card to card in payme. • Bonuses for regular customers - Transfer money to Humo and Uzcard cards, pay for services and get payme people points that can be exchanged for cashback or discounts. • Payments without commission - For a multitude of services: from mobile and internet to government services and fines. Save services and set up autopayments to keep track of your balance and avoid missing a payment. • You don't need your card anymore - Pay in stores, cafes and restaurants with payme go. Simply show the QR code at the checkout and the required amount will be deducted from any chosen card, debit or credit. • Control your spending - Track where, when and how much you spend. All detailed information about your income and expenses is available in payment monitoring, along with receipts and analytics. • Save on fees with a subscription - Connect payme plus and enjoy all the features of the app: transfer money from card to card without commission within the limit, track your expenses and watch Setanta Sports. • A secure way to transfer money - Send money risk-free from Visa, Uzcard and Humo debit cards. All transactions in payme are protected by international standards and PCI DSS certification.

About

AmanatPay

Read full description

AmanatPay – barcha innovatsiyalarni bir joyda jamlangan moliyaviy ilova. Intuitiv va qulay interfeysga ega ilovamiz orqali xaridlaringizni oson va tez amalga oshiring. AmanatPay bilan - Yashirin to'lovlar va jarimalarsiz qulay to'lov rejalari orqali xaridlar qiling. - Bir necha daqiqada ortiqcha hujjatlar va navbatlarsiz shaxsiy limit hisobi oling. - Yuzlab hamkor do'konlardan yoki to'g'ridan-to'g'ri ilovadan xaridlar qiling. - Har bir xariddan o'ziga xos bonus va chegirmalar oling. - Hamkorlardan doimiy sovg'alar va maxsus takliflar oling. Hoziroq AmanatPay'ni yuklab oling – Islom moliyasidagi yangi qadamni biz bilan boshlang!

Screenshots

payme4 screens
AmanatPay4 screens

Verdict

The call

The clearest difference is ads: payme at none against AmanatPay's shown. On price, update cadence, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

payme ships an update weekly, AmanatPay every 5 days. The most recent releases landed on October 17, 2026 and October 14, 2026 respectively.

Scorecard1 real difference · 9 level
payme versus AmanatPay: the parameters behind the verdict, then further details
ParameterpaymeAmanatPay
PriceFreeFree
Rating4.8 (8.5K ratings) — better—
Positive reviews50.7% of reviews—
Number of ratings8.5K — better—
Update frequencyWeeklyEvery 5 days — better
AdsNo — betterYes
In-app purchasesNoNo
MonetizationFreemium—
DevicesiPhoneiPhone
Requires iOS16.5 — better16.6
Further details — not scored
Size602 MB81 MB
Age rating12+17+
DeveloperDIDA (INSPIRED LLC)Omonat Pay Tech

Bugs and requests

payme

Reported bugs

4 issues
  • Icons not loading when abroad
  • Monitoring section not updating
  • Registration and login issues
  • Balance display bug

Requested features

4 requests
  • Full-screen support for iPad
  • Free money transfer option
  • Improved monitoring and analytics
  • Cashback or rewards program

AmanatPay

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

payme

No in-app purchases

None

AmanatPay

No in-app purchases

Questions

Is payme free?
payme is free to download, with no in-app purchases.
Is AmanatPay free?
AmanatPay is free to download, with no in-app purchases.
Do payme or AmanatPay have ads?
AmanatPay shows ads; payme does not.
Which is updated more often, payme or AmanatPay?
payme ships an update weekly, and AmanatPay every 5 days. Most recently, payme was updated on October 17, 2026 and AmanatPay on October 14, 2026.

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