Comparison

SM Mutual Fund vs SIPUS

Price, ratings, monetisation and update history for both apps, side by side โ€” with what reviewers say about each.

Head to head
About

SM Mutual Fund

Features
Read full description

SMR Consultancy is one-stop shopping for all your investment needs. You can use this state of the art app to stay on top of your Complete Financial Portfolio with all assets: - Mutual Funds - Equity Shares - Bonds - Fixed Deposits - PMS - Insurance Key Features: - Complete Portfolio report download including all assets. - View historical Performace of your Portfolio easily - Easy login via your Google email id. - Transaction statement of any period - 1 Click Statement of Account Download for any Asset Management Company in India - Advanced Capital Gain Reports - Invest Online in any Mutual fund scheme or New Fund Offer. Track all orders till the allotment of units to keep complete transparency - SIP Report to be informed of your Running and Upcoming SIPs, STPs. - Insurance list to keep track of premiums to be paid. - Folio details registered with each AMC. Calculators and Tools available: - Retirement Calculator - SIP Calculator - SIP Delay Calculator - SIP Step up Calculator - Marriage Calculator - EMI Calculator

About

SIPUS

Features
Read full description

SIPUS comes with advance and updated features that provide the best experience of managing your invested money in the mutual funds along with the other investments and allows you to draw the results of the funds anytime through systematic reports. ย  SIPUS keeps you aware of funds invested in the market and gives freedom to conduct self-research along with investment monitoring anytime from anywhere just through a click. Invest in Mutual funds within few seconds through a virtual platform and enjoy the new experience of online investment along with safety & security.

Screenshots

SM Mutual Fund4 screens
SIPUS4 screens

Verdict

The call

SM Mutual Fund and SIPUS are too close to call on the numbers: across 6 compared parameters โ€” price, update cadence, ads and in-app purchases among them โ€” neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.

Scored on Price ยท Rating ยท Positive reviews ยท Number of ratings ยท Update frequency ยท Ads ยท In-app purchases ยท Monetization ยท Best chart rank ยท Devices ยท Requires iOS

CostPrice ยท In-app purchases ยท Ads ยท Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

SM Mutual Fund ships an update every 3 months, SIPUS every 2 months. The most recent releases landed on October 24, 2026 and October 14, 2026 respectively.

ScorecardNo meaningful differences
SM Mutual Fund versus SIPUS: the parameters behind the verdict, then further details
ParameterSM Mutual FundSIPUS
PriceFreeFree
Update frequencyEvery 3 monthsEvery 2 months โ€” better
AdsNoNo
In-app purchasesNoNo
DevicesiPhone, iPadiPhone, iPad, iPod โ€” better
Requires iOS16.015.1 โ€” better
Further details โ€” not scored
Size86 MB38 MB
Age rating4+17+
DeveloperExcel Net Solutions Private LimitedSIPUS INDIA FINANCIAL PRIVATE LIMITED

In-app purchases

None

SM Mutual Fund

No in-app purchases

None

SIPUS

No in-app purchases

Questions

Is SM Mutual Fund free?
SM Mutual Fund is free to download, with no in-app purchases.
Is SIPUS free?
SIPUS is free to download, with no in-app purchases.
Do SM Mutual Fund or SIPUS have ads?
Neither SM Mutual Fund nor SIPUS shows ads.
Which is updated more often, SM Mutual Fund or SIPUS?
SM Mutual Fund ships an update every 3 months, and SIPUS every 2 months. Most recently, SM Mutual Fund was updated on October 24, 2026 and SIPUS on October 14, 2026.

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