Comparison

m vs mBBI

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

m

This mobile banking app allows users to manage accounts, make payments, and access banking services conveniently. It offers features like transaction history, bill payments, ATM/branch locators, and secure login options.

Highlights
  • Account and card overview
  • All types of payment
  • Branch & ATM locator
  • Foreign currency exchange
  • Fingerprint authentication
  • Contactless payment via Apple Pay
  • Push notifications
Features
Read full description

M-bank aplikacija UniCredit Bank a.d. Banja Luka štedi Vaše vrijeme i novac. Aplikacija je jednostavna za korišćenje, uvijek dostupna, a provizije su znatno niže nego na šalterima. M-bank aplikacija Vam omogućava da brzo završite svakodnevne bankarske transakcije i da uvijek prvi saznate najvažnije informacije. Na raspolaganju su Vam: Uvid u sve vrste računa i kartica Prikaz transakcijskog računa radi boljeg pregleda i korisničkog iskustva Sve vrste plaćanja PDF potvrde o plaćanju Informacije o proizvodima i uslugama naše Banke Lociranje najbližih bankomata i filijala Mjenjačnica Mogućnost slanja naloga ino platnog prometa Ugovaranje trajnih naloga Upravljanje sigurnosnim dnevnim limitima 3DS autorizacija web kartičnih transakcija putem m-bank aplikacije Pregled PIN koda za debitne i kreditne kartice Apple Pay – beskontaktno plaćanje telefonom na POS terminalima Primanje važnih obavještenja i informacija putem push poruke Podjela na rate transakcija kreditnim karticama • Dodatne funkcionalnosti m-bank aplikacije: Logovanje putem otiska prsta – ne morate da unosite PIN Dokumenti u m-bank Brza provjera stanja – provjerite stanje na računu bez logovanja u aplikaciju M-token za prijavu na e-ba M-bank i M-token možete dobiti u svim filijalama UniCredit Bank a.d. Banja Luka. Ukoliko ste već prijavljeni za ovu uslugu, m-bank možete reaktivirati bez dolaska u filijalu. ------------------------------------------------- M-bank application UniCredit Bank a.d. Banja Luka saves your time and money. Application is user friendly ; always available and payment fees are significantly lower than in branches. M-bank application UniCredit Bank a.d. Banja Luka enables you to easily make banking transactions and to always be the first to find out what is new. Accounts and cards overview All types of payment Enhanced transaction account display for improved visibility and user experience. PDF payment confirmations Information for product and services Branch & ATM locator Foreign currency exchange Possibility to send foreign payment orders Contracting standing orders Managing daily security limits 3DS authorization of web card transactions via m-bank application View debit and credit card PINs Apple Pay – contactless payment by phone at POS terminals Push notifications for important information Credit card installments • Additional m-bank features: Fingerprint authentication – no need to enter PIN to log in Documents in m-bank “Fast check” – you can check your balance without logging in M-token for e-ba authentication – excellent replacement for hardware token You can get m-bank and m-token at all UniCredit Bank branches. If you are already registered for this service, you can reactivate m-bank without coming to the branch.

About

mBBI

Manage your BBI Bank accounts and conduct transactions conveniently from your smartphone. Access balances, make payments, exchange currency, and find ATMs 24/7 without visiting a branch.

Highlights
  • Account balance and transaction history
  • Bill payments and utility payments
  • Foreign currency exchange
  • ATM and branch locator
  • Biometric login
  • Standing order creation
  • Electronic statement downloads
Features
Read full description

The mBBI application is a mobile banking service from BBI Bank that enables users to perform banking transactions and business with the bank quickly, safely, and easily. In addition to saving time and money, users can access the service 24/7 without needing to visit bank branches. With the mBBI application, users can control the balance and transactions on their accounts, check the execution of payment orders, pay all types of bills within the domestic payment system, buy and sell foreign currency, and perform a number of other customer services—all without physically coming to the bank! Main functionalities of mBBI: All accounts: Current Account (overview of balance, turnover, transaction history) - Overview of balance and account details - Overview of the status and details of the agreed package of products and services of the bank - Overview of traffic by account - Carrying out transactions between own accounts and the accounts of PI (private individuals) and legal entities in BBI Bank - Carrying out transactions on the accounts of PI (private individuals) and legal entities in other banks in Bosnia and Herzegovina - Carrying out transactions through the telephone directory for BBI Bank clients - Payments of public revenues - Payment of monthly utility bills with the eRežija service, with the largest number of contracted partners - Exchange rate - Creation of a standing order - Sending proof of payment directly from the application - Downloading electronic statements - Quick payments based on created samples - Overview and security management of cards - Creation of internal orders Savings (overview of balance and turnover) Financing (overview of balance and turnover) Credit Cards (overview of balance and transactions) Useful Information and Other Services: - New look of the application – improved graphic/visual design and performance - Ability to hide account details on the home screen - Useful tools and information for all application users upon entering the application (exchange rate list, FAQ, contacts, etc.) - Biometric authentication/Using the application with the highest level of security/login to the application via PIN or biometrics - Limit adjustment according to consumption channels - Geographic display of branches and locations of BBI Bank ATMs, as well as ATMs of members of the BH Network, with simple locating of the nearest ATM - News, offers, and special actions - Overview of the exchange rate list and currency calculator - Contacts Advantages of using the new mBBI application of BBI Bank: • Availability 24 hours a day, regardless of the Bank's working hours • Use the service wherever Internet access is available • Save money with more favorable fees for order execution • Save time by avoiding waiting in lines at the Bank counter Prerequisites for service: • Opened current account in Bosna Bank International d.d. • Mobile device - smartphone • Access to the Internet on a mobile device For any additional questions regarding the mBBI mobile banking service, visit the nearest BBI branch, call the BBI contact center via the free info number 080 020 020, or email: info@bbi.ba.

Screenshots

m4 screens
mBBI4 screens

Verdict

The call

The clearest difference is review sentiment: mBBI at 100% against m's 30%. mBBI also leads on rating (5.0 vs 4.7). m's advantage is ratings volume (186 vs 2). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

mBBI holds the better App Store score, 5.0 against 4.7. That said, the two scores are not equally well evidenced: m has 186 ratings behind it against 2, so its average is the more settled of the two. Written reviews point the same way: 30% of m's written reviews are positive against 100% of mBBI's.

UpkeepUpdate frequency

m ships an update every 3 months, mBBI every 2 months. The most recent releases landed on November 11, 2026 and October 30, 2026 respectively.

Scorecard3 real differences · 7 level
m versus mBBI: the parameters behind the verdict, then further details
ParametermmBBI
PriceFreeFree
Rating4.7 (186 ratings)5.0 (2 ratings) — better
Positive reviews30.0% of reviews100.0% of reviews — better
Number of ratings186 — better2
Update frequencyEvery 3 monthsEvery 2 months — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPodiPhone, iPod
Requires iOS15.0 — better15.1
Further details — not scored
Size467 MB74 MB
Age rating4+4+
DeveloperUniCredit Bank a.d. Banja LukaBBI d.d. Sarajevo

Customer experience

m

All ratings184 ratings
Positive93.5%
Neutral2.7%
Negative3.8%
Written reviews10 reviews
Positive30.0%
Neutral20.0%
Negative50.0%

mBBI

All ratings2 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews1 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

None

m

No in-app purchases

None

mBBI

No in-app purchases

Questions

Is m free?
m is free to download, with no in-app purchases.
Is mBBI free?
mBBI is free to download, with no in-app purchases.
Which has better reviews, m or mBBI?
mBBI is rated higher. m averages 4.7 out of 5 from 186 ratings, while mBBI averages 5.0 from 2 ratings.
Do m or mBBI have ads?
Neither m nor mBBI shows ads.
Which is updated more often, m or mBBI?
m ships an update every 3 months, and mBBI every 2 months. Most recently, m was updated on November 11, 2026 and mBBI on October 30, 2026.

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