Comparison

Loan calculator vs PerkMinder

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Loan calculator

Easily calculate monthly loan payments, interest rates, loan amounts, or repayment periods. Visualize your loan breakdown with pie charts and detailed amortization schedules.

Highlights
  • Calculate monthly/yearly payments
  • Determine interest rate
  • Calculate loan amount
  • Calculate loan term
  • Generate amortization schedules
  • Visualize with pie charts
  • Interactive graphs
Features
Read full description

Whether you are taking a student loan or a housing loan, the most common question you will have is how much do you have to pay every month and for how long. We can help you that, all you need is downloading this app and provide the loan amount, repayment period and interest rate, this Loan Calculator quickly computes the equated monthly installment (EMI) you need to pay in order to service the loan. Apart from the usual monthly payment calculation, this Loan Calculator app also enables you to calculate any one of the following attributes based on the inputs from the other 3: a) Monthly or Yearly Payment for your Home Loan, Student Loan or Car Loan b) Interest Rate charged by the bank c) Loan Amount d) Loan Term Loan Calculator is easy to use, just select the variable that you wish to calculate, key in the input for the other 3 variables and the result will be generated for you. You can also generate a pie chart that shows you your total interest & loan amount as a percentage of your total repayment On top of that, interactive graphs and comprehensive loan amortization schedules are available in this free loan / mortgage calculator app. -------------------- All comments, suggestions and errors are always welcome! Just send us an email to: davcole102@gmail.com Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

About

PerkMinder

Read full description

Get reminders before your premium card credits expire. Free, no bank login required. If you have a premium credit card, you're paying hundreds of dollars a year in fees for benefits you probably aren't fully using. Monthly credits expire. Annual perks go forgotten. And most tracking tools are built for people managing 5+ cards, not two or three. PerkMinder is different. It tracks benefits for the Amex Platinum, Chase Sapphire Reserve, and Amex Gold -- and reminds you before your credits reset. No spreadsheets. No complicated setup. Just notifications when it matters. What PerkMinder does: Shows what's expiring soon across all your cards Sends smart reminders based on each benefit's reset cycle Lets you mark benefits as used and track your progress Calculates your ROI against your annual fee Tracks monthly, quarterly, semi-annual, and annual credits Questions or feedback? Reach out at support@perkminder.com.

Screenshots

Loan calculator4 screens
PerkMinder4 screens

Verdict

The call

The clearest difference is in-app purchases: PerkMinder at none against Loan calculator's 3. PerkMinder also leads on ads (none vs shown) and update cadence (every 10 days vs every 3 months). On price, device support and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Loan calculator sells 3 in-app purchases, starting at $1.99 per month. PerkMinder asks for nothing beyond the download.

UpkeepUpdate frequency

Loan calculator ships an update every 3 months, PerkMinder every 10 days. The most recent releases landed on October 29, 2026 and October 20, 2026 respectively.

Scorecard3 real differences · 7 level
Loan calculator versus PerkMinder: the parameters behind the verdict, then further details
ParameterLoan calculatorPerkMinder
PriceFreeFree
Rating4.5 (828 ratings) — better—
Positive reviews44.8% of reviews—
Number of ratings828 — better—
Update frequencyEvery 3 monthsEvery 10 days — better
AdsYesNo — better
In-app purchasesYesNo — better
MonetizationFree with in-app purchases—
DevicesiPhone, iPadiPhone, iPod
Requires iOS16.415.1 — better
Further details — not scored
Size74 MB29 MB
Age rating4+4+
DeveloperAnh Nguyen Thi NgocJeffrey Liu

Bugs and requests

Loan calculator

Reported bugs

4 issues
  • Loan amount entry clears after entering interest and term
  • Decimal places don't work in interest rate
  • Can't scroll up to contact developer
  • Calculates inaccurate repayments

Requested features

4 requests
  • Add ability to include extra payments in calculations
  • Convert amortization table to PDF
  • Add more payment options (weekly, bi-weekly)
  • Allow adjusting payment amount to see impact

PerkMinder

Not enough reviews yet to summarise bugs or requests.

In-app purchases

3 purchases

Loan calculator

Subscriptions2
  • Monthly$1.991 Month
  • Annual$6.991 Year
One-time1
  • Lifetime Access$19.99
None

PerkMinder

No in-app purchases

Questions

Is Loan calculator free?
Loan calculator is free to download, with in-app purchases available.
Is PerkMinder free?
PerkMinder is free to download, with no in-app purchases.
Do Loan calculator or PerkMinder have ads?
Loan calculator shows ads; PerkMinder does not.
Which is updated more often, Loan calculator or PerkMinder?
Loan calculator ships an update every 3 months, and PerkMinder every 10 days. Most recently, Loan calculator was updated on October 29, 2026 and PerkMinder on October 20, 2026.

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