PayMeLater Friend Debt Tracker vs RefundHound

Just tell your friends "PayMeLater", and you'll no longer wonder "did my friend pay me back for those cinema tickets 2 weeks ago?" Simply keep track of the running tally of what everyone owes. - Snap a picture of the restaurant bill, and simply drag and drop people to the items they actually ordered! "Check Please!" - Easily sign up with your telephone number. No messing around with emails and passwords! - Your friends can also add/edit debts - contributing to the ongoing tally. (Naturally it is in their best interest to keep it up to date). - Don't agree with what your friends have added? Simply edit or delete their entries, and they will get the update as well! - Automatically match with your friends based on the phone number you sign up with. - Change currencies easily and the app intelligently applies foreign exchange rates. WHY PAYMELATER? • Debt tracker and IOU manager for friends, roommates and groups • Bill splitter: split restaurant bills, rent, trips and shared expenses • Money lending tracker — remember who borrowed cash and who paid you back • Multi-currency ledger with automatic exchange rates • Shared tallies: both sides see and update the same balance • Works offline too — track debts without an account Terms of Service: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

RefundHound is a refund tracker for the returns you've already sent back. Log the refund, set the date the merchant promised, and get reminded the moment it's late. Sent something back and never saw the money? Refunds slip through the cracks because nobody is keeping score — the return goes out, the promised date passes quietly, and weeks later you've forgotten the amount, the date, and who to chase. RefundHound keeps score for you. HOW IT WORKS 1. Log the refund — merchant, amount, and the date they promised 2. Get a reminder when that date arrives: did the money land? 3. Tap "Got it" and the refund closes. Tap "Not yet" and RefundHound keeps chasing. IT ESCALATES SO YOU DON'T HAVE TO An ordinary reminder app nags you with the same message forever. RefundHound changes its advice as a refund ages: • First — check your account, the promised window has passed • Then — time to contact support, with a ready-to-send message you copy in one tap • Then — if you paid by card, here's how disputing the charge works • Finally — keep waiting, or write it off and move on? Reminders arrive every three days and stop after six. It chases the merchant, not you. EVERYTHING YOU NEED TO MAKE THE CASE • Attach a receipt photo from your camera or gallery • Record the refund method — card, PayPal, store credit, bank transfer or other • Add a note for the order number or the agent who promised it • Copy a pre-written support message with the exact dates and amount filled in • Full ISO currency support, from USD and EUR to JPY, SEK and KWD SEE WHAT YOU'VE RECOVERED A running total of every refund that actually landed, plus counts of what arrived and what you wrote off. Searchable history of every closed refund. Export the lot to CSV whenever you like — and import it back on a new phone. PRIVATE BY DESIGN No account, no sign-up, no server. Every refund, note and receipt photo lives in a database on your phone and nowhere else. No ads, no trackers, no analytics. Cloud backup is deliberately switched off, because receipt photos are personal — CSV export is how you move your data, and you control it. BUILT TO FEEL RIGHT • Light and dark themes • Full screen-reader and accessibility support • Follows your device language • Undo on delete and write-off, so a mis-tap is never permanent WHO IT'S FOR Anyone waiting on money back — online shoppers with returns in transit, travellers owed a cancelled booking, anyone whose deposit, reimbursement or subscription refund has quietly gone missing. RefundHound is free to use, and free to track up to three active refunds at a time. A single one-time purchase unlocks unlimited active refunds — never a subscription. History, statistics and CSV export are free for everyone. Stop hoping the money shows up. Start tracking it.