Comparison

PayIt St. Louis vs Essence Flex Spend

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

PayIt St. Louis

This app offers a streamlined way to pay your City of St. Louis bills, including Water & Refuse and various taxes. It allows for autopay, partial payments, and provides reminders to avoid late fees. Securely manage multiple city service payments and access receipts all in one place.

Highlights
  • Pay Water & Refuse bills
  • Pay Personal Property & Real Estate Tax
  • Autopay setup
  • Partial payment options
  • Payment reminders
  • Securely manage multiple bills
  • Access payment receipts
Features
Read full description

Introducing a faster way to pay in St. Louis. From Water & Refuse bills to Personal Property & Real Estate Tax payments, get the official City of St. Louis Collector of Revenue app and pay with a tap. App benefits: - Simple and convenient - For Water & Refuse services, allows you to set up autopay or make a partial payment - The option to make partial payments on tax bills up until your due date - Reminders ensure that you never forget a due date - Securely manage payment of multiple city services from a single app - Friendly, conversational UI guides you through the payment process - Access and view receipts from right in the app - Avoid the lines and the wait! How it works: Just link your water and tax accounts from within the app to get started. View bills, manage your payment methods, access receipts - and so much more - all from the app.

About

Essence Flex Spend

Manage your Flex Card on the go with this secure mobile app. Check balances, scan product barcodes for eligibility, and view account summaries. Retrieve forgotten credentials and report lost or stolen cards.

Highlights
  • Secure card management
  • Check available balances
  • Scan product barcodes for eligibility
  • View account summaries
  • Retrieve forgotten credentials
  • Report lost/stolen cards
  • Set notification preferences
Features
Read full description

Using your Essence Flex Card just got even easier. With our secure app, you can see and manage your Flex Card details on the go. Features include: Easy, Convenient and Secure ● Follow the instructions found at EverythingEssence.com for login instructions and details. ● No sensitive account information is ever stored on your mobile device. ● Use Touch ID to quickly log in to the mobile app. Connects You with the Details ● Quickly check available balances 24/7. ● Scan product barcodes to determine eligibility. ● View charts summarizing account(s). ● Tap to call or email Essence Customer Service. ● Set notification preferences. Provides Additional Time-Saving Options (if supported or applicable to your account(s)) ● Retrieve your forgotten username or password. ● Report a debit card as lost or stolen. If you have questions, please contact Essence Customer Service at 1-866-597-9560 (TTY: 711) from 8 a.m. to 8 p.m., seven days a week. You may reach a messaging service on weekends from April 1 through September 30 and holidays. Please leave a message, and your call will be returned the next business day. Powered by WEX®

Screenshots

PayIt St. Louis4 screens
Essence Flex Spend3 screens

Verdict

The call

The clearest difference is rating: PayIt St. Louis at 2.6 against Essence Flex Spend's 1.9. PayIt St. Louis also leads on review sentiment (46% vs 8%) and iOS requirement (12.4 vs 17.0). On price, ratings volume, update cadence and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

PayIt St. Louis holds the better App Store score, 2.6 against 1.9. Both are backed by a comparable volume of ratings — 27 and 24 respectively. Written reviews point the same way: 46% of PayIt St. Louis's written reviews are positive against 8% of Essence Flex Spend's.

UpkeepUpdate frequency

PayIt St. Louis ships an update every 3 months, Essence Flex Spend every 4 months. The most recent releases landed on November 2, 2026 and November 4, 2026 respectively.

Scorecard3 real differences · 7 level
PayIt St. Louis versus Essence Flex Spend: the parameters behind the verdict, then further details
ParameterPayIt St. LouisEssence Flex Spend
PriceFreeFree
Rating2.6 (27 ratings) — better1.9 (24 ratings)
Positive reviews46.2% of reviews — better7.7% of reviews
Number of ratings27 — better24
Update frequencyEvery 3 months — betterEvery 4 months
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPodiPhone, iPad
Requires iOS12.4 — better17.0
Further details — not scored
Size104 MB29 MB
Age rating4+17+
DeveloperPayIt, LLCEssence Healthcare, Inc

Customer experience

PayIt St. Louis

All ratings23 ratings
Positive43.5%
Neutral4.3%
Negative52.2%
Written reviews13 reviews
Positive46.2%
Neutral7.7%
Negative46.2%

Essence Flex Spend

All ratings21 ratings
Positive19.0%
Neutral0.0%
Negative81.0%
Written reviews13 reviews
Positive7.7%
Neutral0.0%
Negative92.3%

In-app purchases

None

PayIt St. Louis

No in-app purchases

None

Essence Flex Spend

No in-app purchases

Questions

Is PayIt St. Louis free?
PayIt St. Louis is free to download, with no in-app purchases.
Is Essence Flex Spend free?
Essence Flex Spend is free to download, with no in-app purchases.
Which has better reviews, PayIt St. Louis or Essence Flex Spend?
PayIt St. Louis is rated higher. PayIt St. Louis averages 2.6 out of 5 from 27 ratings, while Essence Flex Spend averages 1.9 from 24 ratings.
Do PayIt St. Louis or Essence Flex Spend have ads?
Neither PayIt St. Louis nor Essence Flex Spend shows ads.
Which is updated more often, PayIt St. Louis or Essence Flex Spend?
PayIt St. Louis ships an update every 3 months, and Essence Flex Spend every 4 months. Most recently, PayIt St. Louis was updated on November 2, 2026 and Essence Flex Spend on November 4, 2026.

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