FinCalc vs RetireGPS Max
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
FinCalc
This app provides a suite of financial calculators for loans, retirement planning, and investment analysis. It features interactive sliders for loan calculations and detailed parameter adjustments for retirement and annuity planning, offering clear visualizations of financial outcomes.
- Interactive loan calculators with sliders
- Detailed retirement savings planner
- Living annuity and savings duration calculator
- Full financial calculator with variable solving
- Payment and savings schedule generation
- Help screens for each calculator
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FinCalc is a premium, fully offline suite of financial calculators for iPhone and iPad. Plan with clarity: save named scenarios, compare strategies side by side, explore interactive charts, model extra payments, and share polished PDF summaries. Optional on-device AI insights (Apple Intelligence) explain results in plain language — privately, on your device, never as financial advice. KEY FEATURES • Saved scenarios & comparison — name, revisit, and compare plans • Car & home loans — repayments, amortization, interactive balance charts • Extra-payment what-ifs — see interest saved and months cut • Retirement savings — real/nominal planning with growth assumptions • Living annuity — deterministic and stochastic longevity bands • TVM calculator — solve for N, I, PV, PMT, or FV • Home Screen widgets & Shortcuts — glanceable loan and retirement status • Share & PDF export — send a clean summary when you need it • TipKit guidance & accessible controls — Dynamic Type and VoiceOver friendly • Localized — English, German, French, Spanish, Brazilian Portuguese FINCALC PRO (optional one-time unlock) Free FinCalc stays fully useful: all calculators, charts, extra-payment what-ifs, last-session persistence, TipKit, widgets, and one on-device insight teaser per session. FinCalc Pro is a one-time purchase (not a subscription) that unlocks unlimited saved scenarios, scenario compare, PDF export, and unlimited on-device insights. HOW IT WORKS 1. Pick a calculator from the dashboard. 2. Dial values with precision sliders or tap to type exact amounts. 3. Save scenarios, scrub charts, and compare alternatives. 4. Optionally ask for an on-device explanation on supported devices. Fully offline. No accounts. No tracking. Currency-agnostic for international use. Disclaimer: Results are educational estimates based on your inputs. FinCalc is not financial advice. Consult a qualified adviser for important decisions.
RetireGPS Max
This app helps you analyze your retirement savings and plan for the future. It allows you to adjust assumptions like inflation and market performance to see their impact on your nest egg and Social Security benefits. A bonus loan analysis tool is also included.
- Retirement savings analysis
- Inflation impact assessment
- Market performance simulation
- Social Security benefit timing
- Dynamic assumption adjustment
- Loan analysis tool
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Am I saving enough for retirement? How about my current nest egg - is it where it should be based on my age? How will inflation impact my retirement savings plan? Most of my retirement savings is in the stock market - how will market performance effect my plan? When should I start my Social Security benefits? These are all important questions, and each one can be analyzed with RetireGPS Max. The powerful sensitivity tool allows you to change assumptions and dynamically see the impact on your retirement plan. Fine tune you savings plan, decide when to take Social Security, figure out when to retire…all of these can be analyzed with RetireGPS Max. There is also a loan analysis tool that has been included as a bonus. No data is collected by RetireGPS Max. There are no subscriptions or locked features. Recommended for iPhone 8 Plus and newer phones.
Screenshots
Verdict
The clearest difference is in-app purchases: RetireGPS Max at none against FinCalc's 1. RetireGPS Max also leads on iOS requirement (15.2 vs 27.0). On price, rating, ratings volume and update cadence there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. FinCalc sells 1 one-off in-app purchase. RetireGPS Max asks for nothing beyond the download.
On the App Store both sit at effectively the same score — 5.0 for FinCalc against 5.0 for RetireGPS Max. Both are backed by a comparable volume of ratings — 1 and 1 respectively.
FinCalc ships an update every 5 months, RetireGPS Max every 8 months. The most recent releases landed on October 26, 2026 and October 21, 2026 respectively.
| Parameter | FinCalc | RetireGPS Max |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (1 ratings) | 5.0 (1 ratings) |
| Number of ratings | 1 | 1 |
| Update frequency | Every 5 months — better | Every 8 months |
| Ads | No | No |
| In-app purchases | Yes | No — better |
| Monetization | Paid | Free — better |
| Devices | iPhone, iPad | iPhone, iPad, iPod — better |
| Requires iOS | 27.0 | 15.2 — better |
| Further details — not scored | ||
| Size | 6 MB | 12 MB |
| Age rating | 4+ | 4+ |
| Developer | Joao Frasco | Lawson Mechanical Engineering LLC |
Customer experience
FinCalc
RetireGPS Max
In-app purchases
FinCalc
- FinCalc Pro$7.99
RetireGPS Max
No in-app purchases
Questions
Is FinCalc free?
Is RetireGPS Max free?
Which has better reviews, FinCalc or RetireGPS Max?
Do FinCalc or RetireGPS Max have ads?
Which is updated more often, FinCalc or RetireGPS Max?
Other comparisons
