Comparison

UBS Safe vs VIAC

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

UBS Safe

Securely store and manage important personal documents, passwords, and banking information. Access your encrypted data anytime, anywhere, with multiple authentication options for enhanced protection.

Highlights
  • Store personal documents
  • Manage passwords
  • Automatic banking document storage
  • Encrypted data storage
  • Multi-factor authentication
  • Access data anywhere
Features
Read full description

THIS APP IS ONLY AVAILABLE TO EXISTING UBS CLIENTS DOMICILED IN SWITZERLAND The most important information in a safe place – UBS Safe ID copies, contracts, passwords or banking documents: the UBS Safe App provides a safe place for your data. Your benefits with the UBS Safe mobile app: - Store personal documentation such as tax documents, references or insurance policies in your UBS Safe - Manage your passwords in one place The UBS Safe app lets you access your data anywhere and at any time – even when traveling. If the original document is lost or stolen, you always have a copy at hand. Here’s how secure it is to use the UBS Safe app: - All data is stored in encrypted form on servers in Switzerland UBS Safe is only intended to be used by existing customers of UBS Switzerland AG who are domiciled in Switzerland. UBS Safe is not intended to be used by residents outside of Switzerland. The availability of UBS Safe in non-Swiss App Stores for download does not constitute a solicitation, offer or recommendation of a UBS product or service or the intent to enter into any transaction, nor does it establish or constitute a solicitation or offer to establish a customer relationship between the person who downloads UBS Safe and UBS Switzerland AG.

About

VIAC

Invest in financial products like investment plans, pillar 3a, and vested benefits with a cost-effective and flexible app. Offers expert support and customizable investment strategies, along with options for life insurance and mortgage benefits.

Highlights
  • Cost-effective investing with low entry barriers
  • Simple and intuitive app interface
  • Expert support via phone, chat, or email
  • Flexible investment strategy customization
  • Life insurance options (VIAC Life)
  • Exclusive mortgage benefits
Features
Read full description

The best financial products in one app VIAC - Your securities solution for investment plans, pillar 3a and vested benefits Discover a simple and cost-effective way to invest with VIAC. Our app offers maximum flexibility and expert support to help you achieve your financial goals. Why invest with VIAC? • Cost-effective with low entry barriers: Invest from as little as CHF 1 - with no minimum deposit, minimum fee or minimum term. • Simple and clean app: Intuitive handling and clear structure for a seamless user experience. • Expert support: Our team is available by phone, chat or email to answer all your questions. • Maximum flexibility: Customize your investment strategy - from interest-bearing accounts to 99% equities, broadly diversified with passive, index-based instruments. Adjust your strategy at any time - at no extra cost. VIAC Life Protect your future: with VIAC Life Basic you receive up to 25% in addition to your savings as a 3a or VB customer in the event of disability or death. With VIAC Life Plus, you can add additional coverage directly in the app. VIAC Mortgage Benefit from exclusive and fair mortgages with top interest rates as a VIAC customer. Download the VIAC app now and benefit!

Screenshots

UBS Safe3 screens
VIAC4 screens

Verdict

The call

The clearest difference is update cadence: VIAC at monthly against UBS Safe's every 3 months. UBS Safe's advantage is ratings volume (21 vs 5). On price, rating, review sentiment and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 4.2 for UBS Safe against 4.2 for VIAC. Both are backed by a comparable volume of ratings — 21 and 5 respectively. Written reviews split almost evenly too, at 50% and 50% positive.

UpkeepUpdate frequency

UBS Safe ships an update every 3 months, VIAC monthly. The most recent releases landed on November 6, 2026 and November 2, 2026 respectively.

Scorecard2 real differences · 8 level
UBS Safe versus VIAC: the parameters behind the verdict, then further details
ParameterUBS SafeVIAC
PriceFreeFree
Rating4.2 (21 ratings) — better4.2 (5 ratings)
Positive reviews50.0% of reviews50.0% of reviews
Number of ratings21 — better5
Update frequencyEvery 3 monthsMonthly — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPod — betteriPhone, iPod
Requires iOS1615.0 — better
Further details — not scored
Size133 MB70 MB
Age rating4+4+
DeveloperUBS AGWIR Bank Genossenschaft

Customer experience

UBS Safe

All ratings21 ratings
Positive81.0%
Neutral4.8%
Negative14.3%
Written reviews2 reviews
Positive50.0%
Neutral0.0%
Negative50.0%

VIAC

All ratings5 ratings
Positive80.0%
Neutral0.0%
Negative20.0%
Written reviews2 reviews
Positive50.0%
Neutral0.0%
Negative50.0%

In-app purchases

None

UBS Safe

No in-app purchases

None

VIAC

No in-app purchases

Questions

Is UBS Safe free?
UBS Safe is free to download, with no in-app purchases.
Is VIAC free?
VIAC is free to download, with no in-app purchases.
Which has better reviews, UBS Safe or VIAC?
UBS Safe is rated higher. UBS Safe averages 4.2 out of 5 from 21 ratings, while VIAC averages 4.2 from 5 ratings.
Do UBS Safe or VIAC have ads?
Neither UBS Safe nor VIAC shows ads.
Which is updated more often, UBS Safe or VIAC?
UBS Safe ships an update every 3 months, and VIAC monthly. Most recently, UBS Safe was updated on November 6, 2026 and VIAC on November 2, 2026.

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