Bill Assistant vs Bills io
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Bill Assistant
This app helps you manage your bills by tracking due dates, payment amounts, and payment history. It provides reminders for upcoming bills and allows you to log payments, view spending by category, and customize categories and reminders.
- Track upcoming bills
- Payment reminders
- Record payment history
- Analyze spending by category
- User-defined categories
- Customizable reminders
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Bill Assistant keeps track of your bills for you. You can see which bills are due soon, see how much you are due to pay, keep a record of your payments and have the App remind you when your bills are due. √ Avoid late payment fees √ Budget for your upcoming bills Know what's coming and never miss a payment: √ See at a glance which bills are due within the next week or month or any time period you specify √ Quickly see how much in total you are due to pay within the next week / month / etc √ Be reminded with notifications of upcoming bills ◆ Get assistance when making a payment: √ Easily look up the payment information you need to pay your bill √ Call your supplier quickly & easily from within the App √ Record payment of your bills with a few taps - log when it was paid, which payment method was used, record confirmation numbers ◆ Bill Assistant has the flexibility you need: √ Optionally record multiple payments for a single bill √ Record Bills where the amount due is Unknown ◆ Analyse your payments: √ View your Payment History - see how much you are spending with suppliers over any time period √ See your Bill Spend per Category on a Pie Chart ◆ 'Bill Assistant' is highly configurable allowing you to personalise the App for your own circumstances: √ All categories are user defined √ Reminders are optional on a per category basis and can be triggered at a date & time you specify ◆ This app is part of the MoneyBudgie Finance Tracking Suite. - All 4 Apps work together to help you get in control of your finances. For example, you can store your bills under the Categories used in the other apps; bill payments recorded with this app affect your bank account balances tracked by Spending Log and your budgets tracked by Budgets-Expense Tracker, etc. Get 'Bill Assistant' - you will always know what bills are coming and never miss a payment !
Bills io
Organize and track all your recurring and one-off expenses with this privacy-focused finance app. Get timely notifications for upcoming bills and analyze your spending patterns. Data syncs securely across your Apple devices via iCloud.
- Organize bills with tags
- Track expenses by account
- Log payment history
- Export data to Excel/Numbers
- Receive bill notifications
- Sync across Apple devices
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Know exactly where your money goes — without giving up your privacy. Bills io is the simple, privacy-first way to track your recurring expenses, subscriptions, and one-off bills. No bank connection required. No data sold. No algorithms watching your finances. Just you and your bills, organized. YOUR MONEY. YOUR DATA. Bills io syncs privately through your iCloud account using Apple’s CloudKit. Your financial data never touches our servers — we literally can’t see it. Everything stays between you, your device, and your iCloud. STOP LOSING MONEY TO FORGOTTEN SUBSCRIPTIONS The average person is paying for 2–3 subscriptions they’ve forgotten about. Bills io helps you see every recurring charge in one place so nothing slips through the cracks. BILL TRACKING Organize bills with tags and accounts. See exactly how much hits your credit card each month across all your subscriptions — then plan around it. PAYMENT LOG Record payments as you make them. Add notes with Markdown support for links and details. Export everything to CSV whenever you need it. OVERVIEW & NOTIFICATIONS See what’s due this week or month at a glance. Get notified before auto-withdrawals hit or when it’s time to pay manually — all handled locally, never from a server. WORKS ACROSS APPLE DEVICES iPhone, iPad, and Mac. One purchase, everywhere you already work. ◆ FREE TIER Bills io is free — and we mean it. The core experience is fully featured with no paywalls on the essentials. Premium is there if you want deeper organization tools or just want to support an indie developer keeping your data private. ◆ PREMIUM Bills io is fully usable for free. Premium adds powerful organization upgrades for power users — and if you love the app, it’s the best way to support independent development. Available as monthly, annual, or a one-time lifetime purchase. ◆ Payment graphs & average monthly cost charts ◆ Collections, filtering by account & tags ◆ Face ID / Touch ID lock ◆ Custom notification times ◆ CSV export for bills & payments ◆ Payment notes ◆ All future premium features Privacy Policy: https://billsio.com/pages/privacy/ Terms of Use: https://billsio.com/pages/tos/ EULA: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Screenshots
Verdict
The clearest difference is review sentiment: Bills io at 74% against Bill Assistant's 0%. Bills io also leads on ads (none vs shown). Bill Assistant's advantage is iOS requirement (13.0 vs 26.0). On price, update cadence, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Bill Assistant sells 6 one-off in-app purchases and Bills io sells 3 in-app purchases, starting at $0.99 per month. Whichever you choose, the download price is not the number that matters.
Bill Assistant ships an update every 5 weeks, Bills io every 6 weeks. The most recent releases landed on October 13, 2026 and October 20, 2026 respectively.
| Parameter | Bill Assistant | Bills io |
|---|---|---|
| Price | Free | Free |
| Rating | — | 4.7 (34 ratings) — better |
| Positive reviews | 0.0% of reviews | 73.7% of reviews — better |
| Number of ratings | — | 34 — better |
| Update frequency | Every 5 weeks — better | Every 6 weeks |
| Ads | Yes | No — better |
| In-app purchases | Yes | Yes |
| Monetization | Free with in-app purchases | Freemium |
| Devices | iPhone, iPod | iPhone, iPad, Mac — better |
| Requires iOS | 13.0 — better | 26.0 |
| Further details — not scored | ||
| Size | 11 MB | 45 MB |
| Age rating | 4+ | 17+ |
| Developer | MoneyBudgie | Studio Ember LLC |
Customer experience
Bill Assistant
Bills io
In-app purchases
Bill Assistant
- Unlimited Billed Categories$0.99
- Bill Payment CSV Export & Filter$0.99
- No Ads$1.99
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- Auto Recurring Bills with Auto Payment Recording$1.99
- App Customisation using Themes$1.99
- PRO - All Features$4.99
Bills io
- Premium (1 Month)$0.991 Month
- Premium (1 Year)$9.991 Year
- Premium (Lifetime)$39.99









