Vicinity CU vs UCU Mobile
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Vicinity CU
Manage your finances on the go with this mobile banking application. Check balances, move money between accounts, pay bills, and locate branches and ATMs easily.
- View account balances
- Transfer funds
- Pay bills
- Find branch locations
- Find ATM locations
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Banking is easy with Vicinity CU Mobile App! View account balances, transfer funds between accounts, pay bills, and find branch and ATM locations from the convenience of your mobile device.
UCU Mobile
Manage your finances on the go with this mobile banking application. View balances, make transfers, pay bills, and deposit checks. Securely access your accounts and manage card controls from your device.
- View account balances and transactions
- Make internal and external transfers
- Deposit checks via mobile camera
- Pay bills and manage loan payments
- Set up account alerts
- Manage debit and credit card controls
- Locate branches and ATMs
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Mobile banking at your fingertips. Banking with UCU Mobile is faster and easier than ever before! With UCU Mobile, you can: View balances View transaction View scheduled transfers, pending deposits, and upcoming transfers Set up alerts Face ID authentication Make transfers between your accounts Make transfer to other UCU members Make loan payments Grant account access to a sub-user Deposit checks by taking a picture with your device’s camera Manage card controls for your debit and credit cards from your device. This includes freezing misplaced cards. View monthly statements Order checks Pay bills Locate branches and ATM’s near you UCU’s Mobile App is convenient, safe, and secure. First time users must select the enroll link to set up their account. If you have any issues using the app, please call us at 573.581.8651 for assistance. You must be a member of United Credit Union to enroll. Looking to become a member, visit one of our branch locations or visit us at www.unitedcu.org for more information. Insured by NCUA We are United!
Screenshots
Verdict
Vicinity CU and UCU Mobile both sit at 3.8 stars, but that hides the real split: 71% of Vicinity CU's written reviews are positive against 45% of UCU Mobile's. Vicinity CU also leads on update cadence (monthly vs every 3 months). UCU Mobile's advantage is monetization model (free vs ad-supported) and ratings volume (23 vs 4). On price, rating, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Vicinity CU holds the better App Store score, 3.8 against 3.6. That said, the two scores are not equally well evidenced: UCU Mobile has 23 ratings behind it against 4, so its average is the more settled of the two. Written reviews point the same way: 71% of Vicinity CU's written reviews are positive against 45% of UCU Mobile's.
Vicinity CU ships an update monthly, UCU Mobile every 3 months. The most recent releases landed on August 27, 2026 and August 4, 2026 respectively.
| Parameter | Vicinity CU | UCU Mobile |
|---|---|---|
| Price | Free | Free |
| Rating | 3.8 (4 ratings) — better | 3.6 (23 ratings) |
| Positive reviews | 71.4% of reviews — better | 45.5% of reviews |
| Number of ratings | 4 | 23 — better |
| Update frequency | Monthly — better | Every 3 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Ad-supported | Free — better |
| Devices | iPhone, iPad | iPhone, iPad, iPod — better |
| Requires iOS | 16.0 | 16 |
| Further details — not scored | ||
| Size | 176 MB | 83 MB |
| Age rating | 4+ | 4+ |
| Developer | Vicinity Credit Union | United Credit Union, MO |
Customer experience
Vicinity CU
UCU Mobile
In-app purchases
Vicinity CU
No in-app purchases
UCU Mobile
No in-app purchases
