SEFT Mobile vs SCCU Plus
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
SEFT Mobile
Monitor your latest financial transactions on the EFT system. View both incoming and outgoing payments with ease.
- View inward transactions
- View outward transactions
- Real-time transaction monitoring
- EFT system integration
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SEFT Mobile Client for EFT Seychelles that let you view your latest inward and outward transactions on the EFT system.
SCCU Plus
Manage your finances conveniently and securely from your mobile device. Access accounts 24/7, pay bills, transfer funds, deposit checks with a photo, and get instant support. Locate branches and ATMs easily.
- Deposit checks via photo
- Live chat support
- Customizable account alerts
- Biometric login
- View balances and transaction history
- Easy bill payment
- Seamless fund transfers
- P2P payments
- Branch and ATM locator
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Managing your money is easier than ever with the SCCU Mobile App! Access your finances 24/7 with a secure, simple solution that fits your schedule. Why You'll Love It Skip the bank lines—manage your accounts anytime, anywhere. Check balances, pay bills, transfer funds, and more with just a tap. Key Features • Deposit Checks – Snap a photo to deposit checks. • Live Chat – Get instant support when you need it. • Account Alerts – Stay informed with custom notifications. • Biometric Login – Quick and secure access. • Balance & History – View balances and transactions instantly. • Bill Pay – Pay bills with ease. • Transfer Funds – Move money across accounts seamlessly. • P2P Payments – Pay friends and family fast. • Branch & ATM Finder – Locate branches or ATMs nearby. Get Started Today Downloading the SCCU Mobile App by phone is a breeze—get started in just a few taps. DISCLOSURES • Must be enrolled in Online Banking. • SCCU does not charge for using the Mobile App, but carrier message and data rates may apply. • Mobile check deposit is available for eligible SCCU Checking or Savings Accounts. We've updated the app to provide a smoother, more user-friendly experience, complete with improvements and optimizations to enhance overall functionality.
Screenshots
Verdict
The clearest difference is rating: SEFT Mobile at 5.0 against SCCU Plus's 4.6. SEFT Mobile also leads on iOS requirement (10.0 vs 14.2). SCCU Plus's advantage is update cadence (monthly vs every 6 months) and ratings volume (11K vs 1). On price, ads, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
SEFT Mobile holds the better App Store score, 5.0 against 4.6. That said, the two scores are not equally well evidenced: SCCU Plus has 11K ratings behind it against 1, so its average is the more settled of the two.
SEFT Mobile ships an update every 6 months, SCCU Plus monthly. The most recent releases landed on September 18, 2026 and October 1, 2026 respectively.
| Parameter | SEFT Mobile | SCCU Plus |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (1 ratings) — better | 4.6 (11K ratings) |
| Positive reviews | — | 48.6% of reviews |
| Number of ratings | 1 | 11K — better |
| Update frequency | Every 6 months | Monthly — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 10.0 — better | 14.2 |
| Further details — not scored | ||
| Size | 18 MB | 375 MB |
| Age rating | 4+ | 4+ |
| Developer | Darell Edmond | Space Coast Credit Union |
Customer experience
SEFT Mobile
SCCU Plus
Bugs and requests
SEFT Mobile
Not enough reviews yet to summarise bugs or requests.
SCCU Plus
Reported bugs
3 issues- Forced to delete old app and unable to switch back
- Inconsistent login experience with multiple verification steps
- Accounts and transactions not displaying properly
Requested features
4 requests- Bring back the account balance widget
- Add ability to pay credit card balances directly
- Optimize app for tablet landscape mode
- Improve notification settings and alerts
In-app purchases
SEFT Mobile
No in-app purchases
SCCU Plus
No in-app purchases
Questions
Is SEFT Mobile free?
Is SCCU Plus free?
Which has better reviews, SEFT Mobile or SCCU Plus?
Do SEFT Mobile or SCCU Plus have ads?
Which is updated more often, SEFT Mobile or SCCU Plus?
Other comparisons
