Comparison

SpendSay vs Scone

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

SpendSay

This app offers a unique voice-based system for logging expenses, automatically categorizing them and tracking amounts. It gamifies budgeting with a monster-raising feature and includes financial simulations to teach smart money management. Users can also import electronic invoices and compare spending habits with others.

Highlights
  • Voice-activated expense logging
  • Automatic expense categorization
  • Monster-raising gamification
  • Financial simulation games
  • Electronic invoice import
  • Spending comparison reports
  • Data export and import
Features
Read full description

"Say what you spent — SpendSay sorts it for you." A patented, voice-powered expense tracker that makes bookkeeping fast, fun, and easy. (Voice-bookkeeping patent No. M524542) https://www.facebook.com/halamoney.tw/ Questions? Email halamoney.tw@gmail.com or message our Facebook page — we'll help as soon as we can. Completely redesigned for a cleaner, faster experience. Key features: 1. Voice entry (patented) No need to stare at your screen — tap the mic and say a sentence. SpendSay records the amount and auto-categorizes it. Works in English and Chinese, and even recognizes the date you say. 2. E-invoice scan / carrier-barcode import, auto-categorized Scan an e-invoice QR code or import your phone carrier barcode — the store name, amount, and category are filled in for you. 3. AI smart auto-categorization (Premium) Thousands of built-in rules sort each expense automatically; Premium adds AI categorization that gets smarter the more you use it. 4. Every item, clearly sorted One receipt with different product types? SpendSay categorizes each item separately, so every entry is crystal clear. 5. Budgets Set an overall monthly cap and per-category budgets, with live spent amounts, progress bars, and over-budget alerts. 6. Reports & peer comparison Category, monthly, and trend reports — plus compare your spending with all SpendSay users to find where you can save. 7. Invoice lottery Last-3-digit matching, auto-checking, win notifications, and e-invoice detail editing. 8. Shared ledgers Share your books with family and friends and save together — "bookkeeping is better with company!" 9. Free cloud backup Your data is backed up to the cloud for free — switch phones or reinstall without losing a thing. More handy features: - Tags: add multiple tags to any entry for easy lookup. - Recurring entries: quickly log regular income and expenses. - Multi-currency: set a base currency and change the currency per entry. - Home-screen widget: log expenses or import invoice barcodes without opening the app. - Passcode / biometric lock: keep your finances private. - Themes: choose from multiple looks. - Search: quickly find past transactions. - Custom month start day: keep your bookkeeping flexible. - Category ordering: put frequently used categories on top. - Data export: export to CSV for analysis in Excel and more. Terms of Use (EULA) — standard Apple Terms of Use https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy https://halamoney.com/privacy.html Auto-renewable Premium subscription Premium unlocks AI auto-categorization, an ad-free experience, and more. - Monthly: NT$80 / month - Annual: NT$860 / year - Payment is charged to your iTunes account upon confirmation of purchase. - To cancel, turn off auto-renew in your iTunes/Apple ID settings at least 24 hours before the current period ends. - Renewal: your Apple iTunes account is charged within 24 hours before the period ends and then extends by one billing cycle.

About

Scone

Understand your spending habits by tracking where your money goes. Create flexible plans for different life areas and gain insights into your financial patterns to build a spending style that works for you.

Highlights
  • Flexible spending tracking
  • Multiple life plans
  • Spending insights and patterns
  • Optional budget setting
  • Easy entry logging
  • Progress review
Features
Read full description

Scone is a simple expense tracker and budget planner. Create separate plans for everyday spending, coffee, or travel, choose your own time period, and set a budget if you want. Record expenses manually without connecting a bank account, then review your spending habits. "If you already know exactly how much you spend on coffee each month, you probably don't need this app." — Scone Hi, I'm Scone. :) I don't believe there's such a thing as bad spending. Money isn't just for saving. It's meant to be spent on what matters to you. What feels unnecessary to one person might be completely worth it to someone else. But knowing where your money goes is important. And the best way to understand your spending habits is to start tracking them. That's what Scone is for. Scone helps you understand your spending, so you can better understand yourself. Just start. ∙ Why Scone? - Track spending your way Some people plan every dollar. Others prefer a more flexible approach. Scone works for both. Create plans that match your own spending style and build a system that feels natural to you. Because Scone isn't about spending less. It's about understanding your spending better. -One life, multiple plans Groceries, Coffee, Travel, Fun money. Create separate plans for different parts of your life and see exactly where your money goes. It's simpler than juggling multiple accounts or complicated budgeting systems. - Turn spending into insights What's your biggest expense? How much do you spend each day on average? How many no-spend days did you have this month? Scone helps you spot patterns, reflect on your habits, and build a spending style that works for you. ∙ How It Works 1. Create a plan and choose how long you'd like to track it. Setting a budget is optional. 2. Add entries whenever you spend or earn money. 3. Review your results and learn from your spending patterns. Questions or feedback? scone.planner@gmail.com Terms of Service (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Screenshots

SpendSay4 screens
Scone4 screens

Verdict

The call

The clearest difference is review sentiment: Scone at 100% against SpendSay's 64%. Scone also leads on rating (5.0 vs 4.8). SpendSay's advantage is ratings volume (5 vs 1). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. SpendSay sells 2 in-app purchases, starting at $2.49 per month and Scone sells 2 in-app purchases, starting at $0.99 per month. Whichever you choose, the download price is not the number that matters.

ReceptionRating · Positive reviews · Number of ratings

Scone holds the better App Store score, 5.0 against 4.8. That said, the two scores are not equally well evidenced: SpendSay has 5 ratings behind it against 1, so its average is the more settled of the two. Written reviews point the same way: 64% of SpendSay's written reviews are positive against 100% of Scone's.

UpkeepUpdate frequency

SpendSay ships an update every 5 days, Scone weekly. The most recent releases landed on November 1, 2026 and October 27, 2026 respectively.

Scorecard3 real differences · 7 level
SpendSay versus Scone: the parameters behind the verdict, then further details
ParameterSpendSayScone
PriceFreeFree
Rating4.8 (5 ratings)5.0 (1 ratings) — better
Positive reviews64.3% of reviews100.0% of reviews — better
Number of ratings5 — better1
Update frequencyEvery 5 days — betterWeekly
AdsNoNo
In-app purchasesYesYes
MonetizationFree with in-app purchasesFreemium
DevicesiPhone, iPad — betteriPhone
Requires iOS17.016.2 — better
Further details — not scored
Size100 MB29 MB
Age rating4+4+
DeveloperUnityRoot Solutions Inc2026 Gnosis

Customer experience

SpendSay

All ratings5 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews56 reviews
Positive64.3%
Neutral5.4%
Negative30.4%

Scone

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews20 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

2 purchases

SpendSay

Subscriptions2
  • 定期每月訂閱1 Month trial$2.491 Month
  • 年訂閱完整版1 Year trial$26.991 Year
2 purchases

Scone

Subscriptions2
  • Premium14 Days trial$0.991 Month
  • Premium14 Days trial$6.991 Year

Questions

Is SpendSay free?
SpendSay is free to download, with in-app purchases available.
Is Scone free?
Scone is free to download, with in-app purchases available.
Which has better reviews, SpendSay or Scone?
Scone is rated higher. SpendSay averages 4.8 out of 5 from 5 ratings, while Scone averages 5.0 from 1 ratings.
Do SpendSay or Scone have ads?
Neither SpendSay nor Scone shows ads.
Which is updated more often, SpendSay or Scone?
SpendSay ships an update every 5 days, and Scone weekly. Most recently, SpendSay was updated on November 1, 2026 and Scone on October 27, 2026.

Other comparisons