哈啦Money記帳 vs VCBF Mobile

"Say what you spent — SpendSay sorts it for you." A patented, voice-powered expense tracker that makes bookkeeping fast, fun, and easy. (Voice-bookkeeping patent No. M524542) https://www.facebook.com/halamoney.tw/ Questions? Email halamoney.tw@gmail.com or message our Facebook page — we'll help as soon as we can. Completely redesigned for a cleaner, faster experience. Key features: 1. Voice entry (patented) No need to stare at your screen — tap the mic and say a sentence. SpendSay records the amount and auto-categorizes it. Works in English and Chinese, and even recognizes the date you say. 2. E-invoice scan / carrier-barcode import, auto-categorized Scan an e-invoice QR code or import your phone carrier barcode — the store name, amount, and category are filled in for you. 3. AI smart auto-categorization (Premium) Thousands of built-in rules sort each expense automatically; Premium adds AI categorization that gets smarter the more you use it. 4. Every item, clearly sorted One receipt with different product types? SpendSay categorizes each item separately, so every entry is crystal clear. 5. Budgets Set an overall monthly cap and per-category budgets, with live spent amounts, progress bars, and over-budget alerts. 6. Reports & peer comparison Category, monthly, and trend reports — plus compare your spending with all SpendSay users to find where you can save. 7. Invoice lottery Last-3-digit matching, auto-checking, win notifications, and e-invoice detail editing. 8. Shared ledgers Share your books with family and friends and save together — "bookkeeping is better with company!" 9. Free cloud backup Your data is backed up to the cloud for free — switch phones or reinstall without losing a thing. More handy features: - Tags: add multiple tags to any entry for easy lookup. - Recurring entries: quickly log regular income and expenses. - Multi-currency: set a base currency and change the currency per entry. - Home-screen widget: log expenses or import invoice barcodes without opening the app. - Passcode / biometric lock: keep your finances private. - Themes: choose from multiple looks. - Search: quickly find past transactions. - Custom month start day: keep your bookkeeping flexible. - Category ordering: put frequently used categories on top. - Data export: export to CSV for analysis in Excel and more. Terms of Use (EULA) — standard Apple Terms of Use https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy https://halamoney.com/privacy.html Auto-renewable Premium subscription Premium unlocks AI auto-categorization, an ad-free experience, and more. - Monthly: NT$80 / month - Annual: NT$860 / year - Payment is charged to your iTunes account upon confirmation of purchase. - To cancel, turn off auto-renew in your iTunes/Apple ID settings at least 24 hours before the current period ends. - Renewal: your Apple iTunes account is charged within 24 hours before the period ends and then extends by one billing cycle.

[VCBF Mobile] is an investment management application managed by Vietcombank Fund Management (VCBF). Founded in 2005, Vietcombank Fund Management ("VCBF") is a joint venture between Joint Stock Commercial Bank for Foreign Trade of Vietnam (“Vietcombank”) and Franklin Templeton Investments. Vietcombank is Vietnam’s leading financial institution and Franklin Templeton Investments is an internationally recognized investment firm and a pioneer in emerging market investments. The VCBF Mobile app provides investors with the following features: IN-APP ACCOUNT REGISTRATION The VCBF Mobile app has upgraded its eKYC and electronic contract features, allowing new investors to successfully register new accounts without having to submit hard copy documents. USER-FRIENDLY INTERFACE The app has a simple, clear, and easy-to-navigate interface. Investors can easily manage and track the performance of their portfolios, place orders to buy, sell or switch open-ended fund certificates, examine transaction histories, as well as other useful features. YOUR PORTFOLIO IS PROFESSIONALLY MANAGED VCBF investors are completely secure because VCBF's investment products are actively managed by a team of experienced professionals and a strict investment process, in order to bring better profits than the growth of market and reduce risk when the market fluctuates. All information of customers, investment assets of customers are monitored and managed in accordance with the provisions of current Vietnamese laws. VARIOUS CONTENT Updated information at VCBF includes webinars, livestreams, podcasts on personal finance and investment knowledge, market analysis bulletins compiled directly by VCBF's team of fund management experts. Investor community up to 5000 active members. WE ARE HERE TO SUPPORT VCBF investors can obtain official support via: - Hotline: 024 3936 4540 – 028 3827 0750 - Email: info@vcbf.com Please note that the call center, hotline/chat only works from 09:00 to 17:30 on weekdays from Monday to Friday.