bankNOW vs RefundIQ

Bank conveniently and securely with Nicolet National Bank Mobile Business Banking. Now you can manage your business finances anytime, anywhere - from your mobile device. Manage Your Accounts: • Check business account balances • View recent transactions, including check images • Transfer money between accounts Deposit Checks: • Deposit checks by snapping a picture of each check • View deposit history in the app Review and Approve: • Approve transactions scheduled through Business Online (eCorp/BizBank), including fund transfers, ACH transfers and wire transfers • Receive alerts when approvals are pending Getting started is easy. Simply contact the Nicolet Bank Treasury Management team at 800-369-0226 to turn your access on, and then download the app and sign on with your Business Online (eCorp/BizBank) user credentials. [Additional fees may apply.1]. For more information about Nicolet National Bank’s mobile services, please visit www.nicoletbank.com or call us at 800-369-0226. 1Carrier’s data rates may apply

NEVER LOSE TRACK OF A REFUND AGAIN If you shop online a lot, you know the drill: you return something, wait weeks for a refund, and then… forget about it. Did it ever show up? Was it a store credit instead? Did that airline voucher expire while you weren't looking? RefundIQ does the remembering for you. HOW IT WORKS RefundIQ automatically scans for refund confirmations, return shipping updates, and store credit - no manual entry, no forwarding emails, no digging through your inbox. Connect your credit cards and we'll match every refund you're owed against what's actually landed in your account, so you always know exactly what's missing. WHAT REFUNDIQ TRACKS FOR YOU Refunds - Every refund you're owed, from every retailer, in one place. See what's pending, what's been refunded, and what's overdue. Past Due Refunds - When a refund takes too long, RefundIQ flags it and follows up with the merchant on your behalf, so you don't have to write another "just checking in" email. Store Credits - Automatically finds store credit issued instead of cash refunds, tracks the balance, and reminds you before it expires so you actually use it. Travel & Airline Credits - Flight cancellations, hotel credits, travel vouchers, tracked with expiration alerts so you don't lose money to a forgotten credit. Subscriptions - See every recurring charge hitting your card, know exactly when you'll be billed next, and cancel the ones you don't need anymore. Automatic Follow-Ups - For refunds stuck in limbo, RefundIQ sends a follow-up to the merchant, tracks their response, and keeps you posted every step of the way. BUILT FOR PEOPLE WHO ACTUALLY SHOP Whether you're returning three dresses a week or just trying to keep tabs on that one airline credit from last spring, RefundIQ was built for shoppers who buy a lot, return a lot, and don't have time to babysit every refund. GET STARTED IN MINUTES Sign in with Google, connect your cards, and let RefundIQ go to work. Your first look at everything you're owed is just a few taps away. Privacy Policy: https://refundiq.app/privacy-policy Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/