Al Raya vs MIS Pay
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Al Raya
This app offers a wide variety of food and non-food products across numerous categories. It aims to provide quality items at affordable prices with a focus on customer satisfaction and convenience.
- Wide product variety
- Affordable pricing
- Multiple store locations
- Daily customer service
- Category management
- Fresh produce and meat
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The Humble Beginning of Al Raya #1 on 70th Street( Prince Majed St.) in 1991, Started on a Small 1700sq.mtrs Sell Area Selling 15,000 Items Al Raya Began as a 24 Hours Operation and Was One of it’s First Kind in Jeddah .Al Raya True to its Feature “Quality Round the Clock” Has Created an Image of Good Services Among its Customers . Al Raya Strategies of Low Pricing ,Low Margin, High Volume & Variety of Food & Non Food Products Under One Roof Paid Dividend and it Continued to Expand itself by Opening New ventures Al Raya with its 45 locations in Jeddah, Makah, Medina,Taif, Nejran ,Khamis, Jizzan ,Sabya ,Mejarda ,Abha, Ahad Al Mesarha , Al Baha Arar, yanbu, Derb, Baljurashi, Zahran Aljanup, Gunfudah, Bareek, Muhayil Aseer, and Al-Wajh. is Catering to Needs of National & Multicultural Expatriate Population Over 35,000 items are so Well Categorized on The Aisles Al Raya Operates Through 2 Distribution Channels, One in Jeddah & Second in Taif Recently Additional 3rd Distribution Channel Starts Operating in The Southern Region Al Raya Serving Over 100,000 Customers Daily We Using The Best Techniques of Category Management and One Centralized Distribution Channel We Stock Fruits, Vegetables, Meat, Dairy, Health & Beauty Aid, Bakery Products, Electronics & Household Products, Fine Jewelry & Women´s Accessories Through The Vicissitudes of Our Business, We Have Gained Experience, Through Experience, We Have Attained Perfection, Through Perfection, We Have Achieved Popularity and Through Popularity, We Have Increased our Business Your faith in us Keeps The Spirit of Service Alive in us For over 25 years, we Have Worked Hard to Satisfy our Customers. We will Continue to Serve You With The Best Quality Items at Affordable Prices and Continuously Increasing the Variety of our Offerings.
MIS Pay
Shop with financial flexibility using this app. Buy items now and pay later with no interest or fees. Manage your purchases, track payments, and access exclusive partner discounts.
- Buy now, pay later
- Zero interest installments
- Transparent payment schedule
- Manage purchases and payments
- Exclusive partner discounts
- Secure and simple to use
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With MIS Pay you can explore the world of shopping with financial flexibility. Buy now and easily pay Later. No Interest. No fees. Secure. Simple. Leverage your money with MIS Pay! You will like our application because:- PAY AS YOU GO Is it not convenient right now? Or are you making a large purchase? You can pay the remaining amount at the end of every month. installment at zero interest rate! TRANSPARENT & SAFE Have a comprehensive and lean overview of your payment schedule. Manage all your purchases, upcoming re-payments, changes, and payment methods-directly within the MIS Pay app! PARTNER DISCOUNTS Never miss a deal! Receive notable discounts on our partners! We have a broad range of merchant partners that provide exclusive discounts for You! How it works:- EVERY START IS EASY Visit your App Store and download MIS Pay. Sign Up in less than 2 minutes and you are ready to shop with full flexibility. MANAGE PURCHASES IS EVEN EASIER See all your purchases in one overview and stay informed about all remaining installments with full flexibility to pay back at the end of the month. ALWAYS BEING UP TO DATE IS THE EASIEST. Stay always up to date about your debts and your remaining spending limit while exploring great deals for you. Now it is your turn towards financial flexibility. Get the app and enjoy shopping with financial flexibility!
Screenshots
Verdict
The clearest difference is review sentiment: MIS Pay at 63% against Al Raya's 0%. MIS Pay also leads on rating (4.5 vs 1.7) and update cadence (every 11 days vs every 2 months). Al Raya's advantage is monetization model (free vs free with in-app purchases) and device support (3 vs 1). On price and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
MIS Pay holds the better App Store score, 4.5 against 1.7. Both are backed by a comparable volume of ratings — 12 and 49 respectively. Written reviews point the same way: 0% of Al Raya's written reviews are positive against 63% of MIS Pay's.
Al Raya ships an update every 2 months, MIS Pay every 11 days. The most recent releases landed on November 2, 2026 and November 7, 2026 respectively.
| Parameter | Al Raya | MIS Pay |
|---|---|---|
| Price | Free | Free |
| Rating | 1.7 (12 ratings) | 4.5 (49 ratings) — better |
| Positive reviews | 0.0% of reviews | 63.2% of reviews — better |
| Number of ratings | 12 | 49 — better |
| Update frequency | Every 2 months | Every 11 days — better |
| Ads | — | Yes |
| In-app purchases | No | No |
| Monetization | Free — better | Free with in-app purchases |
| Devices | iPhone, iPad, iPod — better | iPhone |
| Requires iOS | 9.3 — better | 16.4 |
| Further details — not scored | ||
| Size | 27 MB | 97 MB |
| Age rating | 4+ | 4+ |
| Developer | Gleam Technologies | MIS Forward |
Customer experience
Al Raya
MIS Pay
In-app purchases
Al Raya
No in-app purchases
MIS Pay
No in-app purchases









