SBGeneva vs Austin Capital Trust
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
SBGeneva
Manage your finances on the go with this mobile banking application. Check balances, transfer funds, pay bills, and deposit checks remotely. Designed for existing State Bank of Geneva online banking customers.
- Check account balances
- Search recent transactions
- Transfer funds between accounts
- Pay bills
- Deposit checks remotely
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Start banking wherever you are with Your SBGeneva for iPhone and iPad mobile app! Available to all State Bank of Geneva online banking customers. Your SBGeneva for iPhone and iPad mobile app allows you to check balances, make transfers, pay bills, and make deposits. Available features include: Accounts - Check your latest account balance and search recent transactions by date, amount, or check number. Transfers - Easily transfer cash between your accounts. Remote Deposit Capture - Deposit checks while on the go with your iPhone. All features may not be available in the tablet application.
Austin Capital Trust
Securely manage your finances on the go. Deposit checks remotely, transfer funds between accounts, and pay vendors with ease. Features 24/7 fraud monitoring and multi-factor authentication for enhanced security.
- Remote check deposits
- Account transfers
- Vendor payments
- View account statements
- 24/7 fraud monitoring
- Multi-factor authentication
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Bank securely and manage your accounts with the Austin Capital mobile app: remote deposits, account transfers, access statements, pay vendors, and more. Manage your accounts • Review activity in your accounts • Deposit checks • Schedule payments • Transfer money between your accounts • View statements Security: Keep your money safe & secure • 24/7 fraud monitoring for unusual account activity • Multi-Factor Authentication to safeguard login access Disclosure • Your funds will be deposited into a custodial account at Austin Capital Trust Company, LLC, a Nevada chartered trust company, and maintained for the benefit of the account holders at one or more FDIC-insured financial institutions. Terms and conditions apply to the deposit of funds into and use of your account. • Account terms and conditions are outlined in the Austin Capital Trust Account Application and Custody Agreement and is available upon request or when you create your account with Austin Capital. • Some features are available for eligible customers and accounts only. Any time you review your balance, keep in mind it may not reflect all transactions including recent debit card transactions or checks you have written. • There is no charge from Austin Capital, but message and data rates may apply. Such charges include those from your communications service provider. Delivery of alerts may be delayed for various reasons, including service outages affecting your phone, wireless or internet provider; technology failures; and system capacity limitations. • Equal Opportunity Lender
Screenshots
Verdict
The clearest difference is rating: Austin Capital Trust at 5.0 against SBGeneva's 4.2. Austin Capital Trust also leads on iOS requirement (13.0 vs 15.0). SBGeneva's advantage is ratings volume (20 vs 3). On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Austin Capital Trust holds the better App Store score, 5.0 against 4.2. That said, the two scores are not equally well evidenced: SBGeneva has 20 ratings behind it against 3, so its average is the more settled of the two.
SBGeneva ships an update monthly, Austin Capital Trust fortnightly. The most recent releases landed on November 6, 2026 and November 3, 2026 respectively.
| Parameter | SBGeneva | Austin Capital Trust |
|---|---|---|
| Price | Free | Free |
| Rating | 4.2 (20 ratings) | 5.0 (3 ratings) — better |
| Number of ratings | 20 — better | 3 |
| Update frequency | Monthly | Fortnightly — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 15.0 | 13.0 — better |
| Further details — not scored | ||
| Size | 148 MB | 63 MB |
| Age rating | 4+ | 4+ |
| Developer | State Bank of Geneva | FTA Systems, LLC |
Customer experience
SBGeneva
Austin Capital Trust
In-app purchases
SBGeneva
No in-app purchases
Austin Capital Trust
No in-app purchases
Questions
Is SBGeneva free?
Is Austin Capital Trust free?
Which has better reviews, SBGeneva or Austin Capital Trust?
Do SBGeneva or Austin Capital Trust have ads?
Which is updated more often, SBGeneva or Austin Capital Trust?
Other comparisons
