Comparison

FSBT Carthage TX vs HVSB

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

FSBT Carthage TX

Consolidate all your financial accounts, even those from other institutions, into one organized view. This secure tool provides real-time balances, transaction history, and spending insights to help you make informed financial decisions and manage your money effectively.

Highlights
  • Multi-account aggregation
  • Transaction history and spending averages
  • Customizable alerts and notifications
  • Add tags, notes, and images to transactions
  • ATM and branch locator
  • Bank-level security with passcode
Features
Read full description

The First State Bank & Trust Company App is a free mobile decision-support tool that gives you the ability to aggregate all of your financial accounts, including accounts from other financial institutions, into a single, up-to-the-minute view so you can stay organized and make smarter financial decisions. It is fast, secure and makes life easier by empowering you with the tools you need to manage your personal finances. FEATURES Multi-Account Aggregation: View all of your financial information (balances, transaction history, merchant spending averages) in one place for on-the-go organization. Alerts & Notifications: Set alerts for low funds and be notified about upcoming bills. Add Tags, Notes, Images & Geo-Information: By enhancing transactions with custom tags, notes or photos of a receipt or check, you have the ability to stay organized and find exactly what you’re looking for when searching through your finances. Contact: Locate ATMs or branches and contact First State Bank & Trust Company customer service directly from the app. SAFE AND SECURE The app utilizes the same bank-level security that protects you when you’re on Internet Banking. The app also features a unique 4-digit passcode setting that prevents unauthorized access. GETTING STARTED To use the First State Bank & Trust Company App, you must be enrolled as a First State Bank & Trust Company Internet Banking user. If you currently use our Internet Banking, simply download the app, launch it, and login with the same Internet Banking credentials. After you successfully login to the app, your accounts and transactions will begin updating.

About

HVSB

Consolidate all your financial accounts from various institutions into one convenient platform. Manage transactions, set up alerts, make payments, and deposit checks with ease. Secure your finances with advanced authentication methods.

Highlights
  • Aggregate all financial accounts
  • Organize transactions with tags and notes
  • Set balance alerts
  • Make payments and transfer money
  • Mobile check deposit
  • View and save statements
  • Find branches and ATMs
Features
Read full description

HVSB is your personal financial advocate that gives you the ability to aggregate all of your financial accounts, including accounts from other banks and credit unions, into a single view. It’s fast, secure and makes life easier by empowering you with the tools you need to manage your finances. Here’s what else you can do with HVSB: - Keep your transactions organized by allowing you to add tags, notes and photos of receipts and checks. - Set up alerts so you know when your balance drops below a certain amount - Make payments, whether you’re paying a company or a friend - Transfer money between your accounts - Deposit checks in a snap by taking a picture of the front and back - View and save your monthly statements - Find branches and ATMs near you Secure your account with a 4-digit passcode and fingerprint or face reader on supported devices. To use the HVSB app, you must be enrolled as a Huron Valley State Bank digital banking user. If you currently use our Internet Banking, simply download the app, launch it, and login with the same Internet Banking credentials.

Screenshots

FSBT Carthage TX4 screens
HVSB4 screens

Verdict

The call

The clearest difference is monetization model: FSBT Carthage TX at free against HVSB's free with in-app purchases. HVSB's advantage is review sentiment (100% vs 78%). On price, rating, ratings volume and update cadence there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 4.9 for FSBT Carthage TX against 4.9 for HVSB. Both are backed by a comparable volume of ratings — 978 and 400 respectively. Written reviews are what separate them: 78% of FSBT Carthage TX's written reviews are positive against 100% of HVSB's.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly monthly. The most recent releases landed on October 26, 2026 and October 27, 2026 respectively.

Scorecard2 real differences · 8 level
FSBT Carthage TX versus HVSB: the parameters behind the verdict, then further details
ParameterFSBT Carthage TXHVSB
PriceFreeFree
Rating4.9 (978 ratings)4.9 (400 ratings) — better
Positive reviews77.8% of reviews100.0% of reviews — better
Number of ratings978 — better400
Update frequencyMonthlyMonthly
AdsNoNo
In-app purchasesNoNo
MonetizationFree — betterFree with in-app purchases
DevicesiPhone, iPadiPhone, iPad
Requires iOS18.418.4
Further details — not scored
Size198 MB177 MB
Age rating12+12+
DeveloperFSBT Carthage TXHuron Valley State Bank

Customer experience

FSBT Carthage TX

All ratings973 ratings
Positive96.9%
Neutral1.3%
Negative1.7%
Written reviews9 reviews
Positive77.8%
Neutral0.0%
Negative22.2%

HVSB

All ratings389 ratings
Positive97.9%
Neutral0.3%
Negative1.8%
Written reviews2 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

None

FSBT Carthage TX

No in-app purchases

None

HVSB

No in-app purchases

Questions

Is FSBT Carthage TX free?
FSBT Carthage TX is free to download, with no in-app purchases.
Is HVSB free?
HVSB is free to download, with no in-app purchases.
Which has better reviews, FSBT Carthage TX or HVSB?
HVSB is rated higher. FSBT Carthage TX averages 4.9 out of 5 from 978 ratings, while HVSB averages 4.9 from 400 ratings.
Do FSBT Carthage TX or HVSB have ads?
Neither FSBT Carthage TX nor HVSB shows ads.
Which is updated more often, FSBT Carthage TX or HVSB?
FSBT Carthage TX ships an update monthly, and HVSB monthly. Most recently, FSBT Carthage TX was updated on October 26, 2026 and HVSB on October 27, 2026.

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