Comparison

Expense Tracker & Manager vs Finly

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Expense Tracker & Manager

This app offers a straightforward way to track expenses, manage budgets, and organize spending. It helps users gain control over their finances with simple tools for recording income and outgoings, analyzing spending patterns, and setting reminders. The application aims to bring order to financial life without unnecessary complexity.

Highlights
  • Simple expense and income tracking
  • Monthly transaction overview
  • Integrated calculator
  • Interactive spending charts
  • Customizable reports
  • Transaction reminders
  • PIN code protection
Features
Read full description

Expense tracker - Money management made simple. If you are looking for a complicated money management application that promises you to do everything you ever wanted, then you have to keep looking because this app is not for you. This expense tracker & manager promises to be a very simple, intuitive and straight forward mobile application that helps and assists you to track all your expenses, manage your budgets/costs and organize your spending, enabling you to make savings and order in your financial life. Organize your incomes, manage your family budget, keep track of expenses while traveling and understand where all your money are with some great, yet simple features. Main features: - intuitive, clean and simple way of adding daily expenses and incomes - main screen calendar that gives a quick monthly overview over all transactions - integrated calculator - sum up all your bills without leaving the application - interactive charts that let's you quickly analyze your expenses and incomes - expense, income & balance critical reports - weekly/monthly/yearly and custom report time periods - monitors and analyze past expenses - reminders - set reminders for future inflow or outflow transactions - recurrent payments -> never miss another deadline - transactions balance - day, week, month, year - expense and income category filter - a compact yet comprehensive list of expense and income categories - add or edit categories, if defaults don't work for you - PIN code protection - keep your spending away from curios eyes - world currencies - over 100 currencies with accurate currency symbols - currency number format - decimal separator This expense tracker application is dedicated in helping you manage your financial life, easily, efficiently and with no complications. Find out more and follow us on : Official website : https://expenditure-tracker.com/ Facebook : https://www.facebook.com/ExpenditureTracker

About

Finly

Track expenses and build budgets without linking bank accounts. This AI-powered app uses voice commands, receipt scanning, and statement imports for complete privacy. Get insights into spending patterns and receive alerts before you overspend.

Highlights
  • AI-powered voice expense logging
  • Import bank statements (PDF/CSV)
  • Receipt scanning with AI
  • Customizable budgets and alerts
  • Spending breakdown and trend charts
  • Bank-level privacy, no account linking
Features
Read full description

Track every dollar without linking a single bank account. Most budgeting apps demand access to your bank login. They sync your accounts, store your credentials, and share your financial data with third parties. Finly does none of that. Finly is the only AI-powered budget tracker and expense planner built entirely around your privacy - no bank connections, no credential storage, no sharing of your personal financial records with third parties. Your financial life stays yours. "The voice logging is a game changer. I'm always on the subway or in the car and just being able to say what I spent without typing it out is so convenient." - Mark, App Store, 5 stars TRACK EXPENSES BY VOICE Open Finly and just say it. Finly's AI understands natural language and logs your expense instantly - category, amount, and note included. No typing, no menus, no friction. Whether you are at a coffee shop or stepping out of an Uber, your expense is logged before you put your phone away. IMPORT YOUR BANK STATEMENTS No bank password needed. Download a PDF or CSV statement from your bank's website - the same way you would to file your taxes - and upload it to Finly. The AI reads, categorizes, and organizes every transaction automatically. Works with any bank in the world: Chase, Bank of America, Wells Fargo, HSBC, Barclays, TD Bank, local credit unions - if your bank produces a statement, Finly can read it. UNDERSTAND WHERE YOUR MONEY GOES See exactly where every dollar goes with clear spending breakdowns by category. Finly generates monthly summaries and week-over-week trend charts so you can spot patterns over time. When did your grocery spending spike? What subscriptions are silently draining your budget? Finly answers all of it with zero bank access required. BUILD BUDGETS THAT ACTUALLY WORK Create spending limits by category and get notified before you overspend - not after. Most people fail at budgeting because they only find out at month end. Finly's real-time tracking means you know your status today. Set a grocery budget, a dining budget, an entertainment budget. Finly shows you exactly how much runway you have left in each. SNAP RECEIPTS INSTANTLY See a receipt? Take a photo. Finly's AI reads the merchant, date, and total and logs it automatically. No manual entry, no forgetting what you spent. Works for restaurants, retail, pharmacies, gas stations - any receipt you receive. BUILT FOR BANK-LEVEL PRIVACY Zero bank connections means zero exposure. Your financial data is never sold. Your credentials are never stored. No third-party financial aggregator ever touches your private records. You get all the power of a modern AI finance app with none of the privacy risks of bank-connected alternatives. MORE FEATURES - AI spending insights that surface unusual patterns and savings opportunities - Currency conversion for travelers and people with international income - Shareable milestone cards for paying off debt or hitting savings goals - Category customization so your budget reflects how you actually live - Manual transaction logging for cash and in-person payments - Subscription tracker to catch recurring charges you may have forgotten WHO FINLY IS FOR Finly is for anyone who wants to manage money without surrendering privacy. For people who pay with cash. For freelancers managing income from multiple sources. For anyone burned by data breaches who refuses to hand banking credentials to a third-party app. For anyone who tried Mint, YNAB, or Rocket Money and thought: why does this need my bank password just to help me budget? Finly works differently. Always has. Download Finly today and take back control of your money. Privacy Policy: https://heyfinly.ai/privacy Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Screenshots

Expense Tracker & Manager4 screens
Finly4 screens

Verdict

The call

The clearest difference is in-app purchases: Expense Tracker & Manager at none against Finly's 5. Expense Tracker & Manager also leads on ratings volume (484 vs 1) and device support (3 vs 1). Finly's advantage is ads (none vs shown) and update cadence (every 2 weeks vs every 5 months). On price there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Finly sells 5 in-app purchases, starting at $4.99 per month. Expense Tracker & Manager asks for nothing beyond the download.

ReceptionRating · Positive reviews · Number of ratings

Finly holds the better App Store score, 5.0 against 4.6. That said, the two scores are not equally well evidenced: Expense Tracker & Manager has 484 ratings behind it against 1, so its average is the more settled of the two. Written reviews point the same way: 82% of Expense Tracker & Manager's written reviews are positive against 100% of Finly's.

UpkeepUpdate frequency

Expense Tracker & Manager ships an update every 5 months, Finly every 2 weeks. The most recent releases landed on October 23, 2026 and October 31, 2026 respectively.

Scorecard9 real differences · 1 level
Expense Tracker & Manager versus Finly: the parameters behind the verdict, then further details
ParameterExpense Tracker & ManagerFinly
PriceFreeFree
Rating4.6 (484 ratings)5.0 (1 ratings) — better
Positive reviews82.5% of reviews100.0% of reviews — better
Number of ratings484 — better1
Update frequencyEvery 5 monthsEvery 2 weeks — better
AdsYesNo — better
In-app purchasesNo — betterYes
MonetizationAd-supported — betterFree with in-app purchases
DevicesiPhone, iPad, iPod — betteriPhone
Requires iOS12.0 — better17.0
Further details — not scored
Size22 MB79 MB
Age rating4++17
DeveloperAlin Sorin CucR.S Digital Labs

Customer experience

Expense Tracker & Manager

All ratings472 ratings
Positive92.2%
Neutral4.0%
Negative3.8%
Written reviews439 reviews
Positive82.5%
Neutral7.5%
Negative10.0%

Finly

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews1 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

Bugs and requests

Expense Tracker & Manager

Reported bugs

3 issues
  • App not opening or showing a blank screen
  • Incorrect date display or navigation
  • Inability to recover lost data or history

Requested features

5 requests
  • Ability to set up recurring expenses or income
  • Option to carry over balance to next month
  • Sync across devices and backup functionality
  • Export data to Excel, PDF, or other formats
  • More detailed analytics and reporting

Finly

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

Expense Tracker & Manager

No in-app purchases

5 purchases

Finly

Subscriptions3
  • Finly Premium Monthly3 Days trial$4.991 Month
  • Finly Premium Yearly$29.991 Year
  • Finly Premium Yearly14 Days trial$34.991 Year
One-time2
  • Finly Premium Lifetime$7.99
  • Finly Premium Lifetime$9.99

Questions

Is Expense Tracker & Manager free?
Expense Tracker & Manager is free to download, with no in-app purchases.
Is Finly free?
Finly is free to download, with in-app purchases available.
Which has better reviews, Expense Tracker & Manager or Finly?
Finly is rated higher. Expense Tracker & Manager averages 4.6 out of 5 from 484 ratings, while Finly averages 5.0 from 1 ratings.
Do Expense Tracker & Manager or Finly have ads?
Expense Tracker & Manager shows ads; Finly does not.
Which is updated more often, Expense Tracker & Manager or Finly?
Expense Tracker & Manager ships an update every 5 months, and Finly every 2 weeks. Most recently, Expense Tracker & Manager was updated on October 23, 2026 and Finly on October 31, 2026.

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