海印金服 vs U钱包
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
海印金服
Read full descriptionHide full description
海印金服—上市公司海印股份旗下消费贷款平台 =产品特色= 1、闪电借款：极速贷款，当天放款、8秒到账。 2、低息高额：日息低至0.05%。大额高至100万。 3、操作便捷：线上申请，随时随地想贷就贷。 =平台背景= 1、上市公司（股票代码：000861）海印股份旗下借款平台 2、首批互联网小额贷款持牌机构，正规借款产品，值得信赖 3、小额贷款不求人，缺钱就上海印金服 4、小额借款（消费贷、借钱、贷款、借款、小额贷款、手机借款、借贷） =海印互联网小贷= 由“海印股份”全资于2017年5月成立并取得互联网小贷牌照，隶属“海印金控”。以服务小微客户为出发点，依托大数据风控体系，科技驱动金融，为客户提供合规、安全、便捷的普惠金融贷款服务。 =海印金控= 由“海印股份”全资成立，注册资本5亿元，集互联网小贷、融资租赁、商业保理、银行、保险、支付等为一体，依托多年行业深耕经验，完善产业布局，致力于成为金融解决方案的一站式综合服务供应商。 =联系我们= 企业官网：http://www.highsunfinancial.com/ 客服电话：400-082-0861 企业邮箱：haiyinjinkong@000861.com 微信公众号：haiyinyinxiangdai
U钱包
This app offers a convenient way to apply for personal loans through your mobile device. It provides flexible repayment options and uses machine-driven approval for efficiency and security. Borrow amounts range from 10,000 to 30,000 yuan with competitive interest rates.
- Loan amounts from 10,000-30,000 yuan
- Low interest rates from 0.021%
- Flexible monthly repayment options
- Online application with facial recognition
- Machine-driven approval process
- Big data risk control for security
Read full descriptionHide full description
【产品简介】 U钱包是一款个人借款推荐服务APP。手机一站式申请匹配模式可有效降低申请时间和借款成本。 【产品特点】 1、额度10000元-30000元。 2、利率低至0.021%， 降低还款压力。 3、还款方式 可根据个人需要灵活选择还款方式，支持按月还款。 4、线上操作 淘宝实名用户， “刷脸”识别，足不出户即可申请，方便快捷。 5、机器审批 无人工干预，根据评级，提升额度，更高效。 6、大数据风控 拥有严格的风控团队和先进的网络安全技术，基于全方位大数据审批测评，让您借款更安心。 【联系我们】 客服热线：4006849188 U钱包，优享利率。 借贷有风险，勿过度借贷
Screenshots
Verdict
The clearest difference is update cadence: U钱包 at every 5 weeks against 海印金服's every 3 months. On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
海印金服 ships an update every 3 months, U钱包 every 5 weeks. The most recent releases landed on October 6, 2026 and September 26, 2026 respectively.
| Parameter | 海印金服 | U钱包 |
|---|---|---|
| Price | Free | Free |
| Rating | — | 1.0 (1 ratings) — better |
| Positive reviews | 100.0% of reviews | — |
| Number of ratings | — | 1 — better |
| Update frequency | Every 3 months | Every 5 weeks — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | — | Free |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 12.0 | 12.0 |
| Further details — not scored | ||
| Size | 108 MB | 39 MB |
| Age rating | 17+ | 4+ |
| Developer | 广州海印互联网小额贷款有限公司 | 德云晟小额贷款股份有限公司 |
Customer experience
海印金服
U钱包
In-app purchases
海印金服
No in-app purchases
U钱包
No in-app purchases
