Smart Takaful vs Sadded
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Smart Takaful
Manage your insurance policies with ease. This app allows you to issue new policies, renew existing ones, and track claims. Get instant support, digital cards, and important notifications.
- Issue and renew insurance policies
- Track policy status and claims
- Receive renewal reminders
- Access digital insurance cards
- Request road assistance
- Find Takaful centers and agencies
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‘Smart Takaful’ is TAKAFUL INTERNATIONAL Co.’s mobile application that is easy to use with added value services that make insurance simpler and enjoyable more than ever. Services Include: - Insure yourself and issue policies at the touch of a button. - Issue Travel policies. - Issue Motor policies. - Get Fire and Home insurance quotations. - Renew existing Motor policies. - Receive renewal notification reminders. - View all your policies and their status. - Get your Motor Digital Card in English & Arabic - Save your Motor Digital Card to your device. - Get Claim No. immediately once intimate us through the App - Check your claim status. - Receive claim update notification. - Get Road Assistance support - Send your geo-location to service providers and get their support. - Get information about Takaful International products. - Request for a call in your convenient date & time to get more information about our products. - Show all Takaful Centers with their timings and map directions. - Get all Motor Agencies contact details with their map directions.
Sadded
This app simplifies sending invoices and collecting payments securely. It allows merchants to track, manage, and receive live notifications for payments, offering a convenient online option for customers and reducing cash handling risks.
- Send e-invoices
- Collect online payments
- Track customer payments
- Live payment notifications
- Download transaction reports
- Reduce cash handling risk
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Our new Sadded app is a simple, secure and easy way to send invoices and collect payments. Track, manage and view invoices and get live notifications when your customer has paid for an invoice. Sadded is a powerful tool to manage your customers, customer groups and invoices. Below are the key features that are integrated in Sadded app to help merchants get paid in a secure and easy way. Helps to collect payments from customers through E - invoice. Customers do not need to come to your office / branch for payments. It is more convenient & easier option for customers who prefer to make online payments if they are not available/present to make cash or physical card payment. We are offering minimum fees for card payment. It is useful for both overseas and local customers. SMS facility is available within GCC countries. WhatsApp / share feature which can be used across the globe. Online portal for real time transaction monitoring. Download reports in excel for accounting purpose. Reduce risk of cash handling. Payments will be directly settled to merchant’s bank account. No Integration charges and annual maintenance charges. 24 Hrs. Call center for support. Sadded can be used in call centers for taking direct orders from customers. Can be used within individual accounts team / sales team agents / delivery staff and also through WhatsApp Business orders. Merchant gets immediate email confirmation and will also be notified on the portal showing the payment status. Customer gets immediate auto generated payment confirmation via SMS & Email. Can be Integrated to Website / Mobile App / counter POS system Minimum Settlement time. There is No SMS Cost on merchant
Screenshots
Verdict
The clearest difference is rating: Smart Takaful at 1.8 against Sadded's 1.0. Smart Takaful also leads on ratings volume (6 vs 1). Sadded's advantage is iOS requirement (9.0 vs 18.6). On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Smart Takaful holds the better App Store score, 1.8 against 1.0. That said, the two scores are not equally well evidenced: Smart Takaful has 6 ratings behind it against 1, so its average is the more settled of the two.
Smart Takaful ships an update monthly, Sadded every 5 weeks. The most recent releases landed on October 24, 2026 and October 11, 2026 respectively.
| Parameter | Smart Takaful | Sadded |
|---|---|---|
| Price | Free | Free |
| Rating | 1.8 (6 ratings) — better | 1.0 (1 ratings) |
| Positive reviews | 16.7% of reviews | — |
| Number of ratings | 6 — better | 1 |
| Update frequency | Monthly — better | Every 5 weeks |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad | iPhone, iPad, iPod — better |
| Requires iOS | 18.6 | 9.0 — better |
| Further details — not scored | ||
| Size | 50 MB | 87 MB |
| Age rating | 4+ | 4+ |
| Developer | TAKAFUL INTERNATIONAL COMPANY B S C | SADAD INTERNATIONAL FZC |
Customer experience
Smart Takaful
Sadded
In-app purchases
Smart Takaful
No in-app purchases
Sadded
No in-app purchases








