ICCU vs MEMCU CardNav
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
ICCU
Manage your credit and debit cards with ease. Instantly turn cards on or off, set spending limits, and restrict transaction types. Receive alerts for card activity and view your transaction history for complete financial control.
- Turn cards on/off
- Location-based transaction restrictions
- Enable/disable online/international transactions
- Set spending limits
- Set alerts for transactions
- View transaction history
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Card Control – Stay in control of all your ICCU credit and debit cards with CardControl. •Turn your card on and off with a simple touch. When turned off, all purchases and ATM transactions will be declined until you turn the card on again. This is great peace of mind if your card is ever lost or stolen. • Restrict transactions to merchants within a certain area of your location using your phone's GPS. • Enable and disable online and international transactions. • Set spending limits by dollar amount, merchant categories, and more. • Set spending limits for children or other card users. • Set up alerts to notify you when your card is used, when a transaction exceeds your guidelines, or when a transaction has been declined. • View your transaction history and account balance. • And more. To learn more, visit ICCU.com.
MEMCU CardNav
Manage your credit and debit cards with customizable controls and real-time alerts. Actively monitor card usage, set transaction preferences, and receive immediate notifications to prevent fraudulent activity.
- Turn card access on/off
- Set transaction notifications
- Define merchant and geographic controls
- Receive real-time usage alerts
- Decline transactions instantly
- Proactive fraud prevention
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Use MEMCU CardNav to manage your Members Credit Union Credit and Debit Cards. CardNav enables you to set controls on your card on your terms. Stop fraudulent activity before it happens by actively managing your Members Credit Union cards with CardNav. • Turn card access on and off. • Set up notifications for different transaction types, dollar amounts, merchants, or geographic areas. • With CardNav, you'll get a real-time alert when your cars are used outside of your preferences, giving you the power to decline the transaction or turn your card off.
Screenshots
Verdict
The clearest difference is rating: MEMCU CardNav at 4.6 against ICCU's 4.0. ICCU's advantage is review sentiment (23% vs 0%). On price, ratings volume, update cadence and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
MEMCU CardNav holds the better App Store score, 4.6 against 4.0. Both are backed by a comparable volume of ratings — 157 and 91 respectively. Written reviews complicate that: 23% of ICCU's written reviews are positive against 0% of MEMCU CardNav's, so the app with the better star average is not the one people write more warmly about.
ICCU ships an update every 12 months, MEMCU CardNav every 10 months. The most recent releases landed on November 2, 2026 and November 3, 2026 respectively.
| Parameter | ICCU | MEMCU CardNav |
|---|---|---|
| Price | Free | Free |
| Rating | 4.0 (157 ratings) | 4.6 (91 ratings) — better |
| Positive reviews | 22.6% of reviews — better | 0.0% of reviews |
| Number of ratings | 157 — better | 91 |
| Update frequency | Every 12 months | Every 10 months — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 14.0 | 14.0 |
| Further details — not scored | ||
| Size | 86 MB | 52 MB |
| Age rating | 4+ | 4+ |
| Developer | Idaho Central Credit Union | Members Credit Union |
Customer experience
ICCU
MEMCU CardNav
Bugs and requests
ICCU
Reported bugs
20 issues- App crashes when needed
- Endless loop when updating PIN with MFA
- Card controls do not work
- Blank screen on app launch
- App requires launching main app first
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- Face ID requires two launches
- App does not update frequently
- Cannot see checking and routing number easily
- Does not work on iPad Mini 5th gen
- Card Control crashes Mobile Banking app
- Card Control not on menu
- App glitches and won't open
- Service error when communicating with service
- Cannot transfer between apps
- App makes user open banking app then card control
- Login screen doesn't work
- Username/password not recognized
- Cannot register
- Server unreachable message
- Denies charges within limit
Requested features
5 requests- Ability to nickname cards
- Merge into a single ICCU app
- Travel plan options within main app
- UI improvements
- One app for all features
MEMCU CardNav
Not enough reviews yet to summarise bugs or requests.
In-app purchases
ICCU
No in-app purchases
MEMCU CardNav
No in-app purchases
