Comparison

CareFactor Mobile vs SIHO

Price, ratings, monetisation and update history for both apps, side by side β€” with what reviewers say about each.

Head to head
About

CareFactor Mobile

Features
Read full description

CareFactor Mobile By Employee Benefit Management Corp. Description Want to look up the status of a medical claim? Or email your health insurance ID Card? How about checking your eligibility information or sending a question to your health insurance provider? CareFactor Mobile puts our most popular online features at your fingertips. Check a claim. View your virtual member ID card. Access your eligibility information or just ask a question. FEATURES My Summary (Benefits and Coverage Information), ID Card (ID Card Information), About Us, AND MORE coming soon! LOOK UP CLAIMS See your ten most recent claims. Get a detailed view of each one. Or look up specific medical, dental, vision by member name. VIEW YOUR MEMBER ID CARD View the front and back information on your ID cards whenever you need to. Email the card information to your provider or whoever requires it at the time. VIEW YOUR BENEFITS AND COVERAGE INFORMATION Until you experience it, you may never have realized how helpful it is to have your benefits and coverage information right at your fingertips. SECURITY You must always sign in with your User Name and Password to access the features in this app. Without that information, no one can reach your personal data. It is safe. CAN’T ACCESS THE APPS FEATURES? You must sign in to access the app’s features. Only members whose employers use Healthx are allowed to Login and use the app. ABOUT CareFactor - Visit us at https://www.mycarefactor.com/

About

SIHO

Manage your health insurance on the go. View claims, access your virtual ID card, and check benefits and coverage information. Securely sign in to access your personal health insurance details.

Highlights
  • View recent claims (medical, dental, pharmacy)
  • Access virtual member ID card
  • Check benefits and coverage information
  • Email ID card information
  • Secure sign-in with username and password
Features
Read full description

Description Want to look up the status of a medical claim? Or email your health insurance ID Card? How about checking your eligibility information or sending a question to your health insurance provider? SIHO Mobile puts our most popular online features at your fingertips. Check a claim. View your virtual member ID card. Access your eligibility information or just ask a question. FEATURES My Summary (Benefits and Coverage Information), ID Card (ID Card Information), Claims (Medical, Dental, Lab, Pharmacy), About Us, AND MORE coming soon! LOOK UP CLAIMS See your ten most recent claims. Get a detailed view of each one. Or look up specific medical, dental and pharmacy claims by member name. VIEW YOUR MEMBER ID CARD View the front and back information on your ID cards whenever you need to. Email the card information to your provider or whoever requires it at the time. VIEW YOUR BENEFITS AND COVERAGE INFORMATION Until you experience it, you may never have realized how helpful it is to have your benefits and coverage information right at your fingertips. SECURITY You must always sign in with your User Name and Password to access the features in this app. Without that information, no one can reach your personal data. It is safe. CAN’T ACCESS THE APPS FEATURES? You must sign in to access the app’s features. Only members whose employers use SIHO are allowed to login and use the app.

Screenshots

CareFactor Mobile4 screens
SIHO4 screens

Verdict

The call

CareFactor Mobile and SIHO are too close to call on the numbers: across 6 compared parameters β€” price, update cadence, ads and in-app purchases among them β€” neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.

Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS

CostPrice Β· In-app purchases Β· Ads Β· Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

CareFactor Mobile ships an update every 28 months, SIHO every 29 months. Both last shipped on June 5, 2026.

ScorecardNo meaningful differences
CareFactor Mobile versus SIHO: the parameters behind the verdict, then further details
ParameterCareFactor MobileSIHO
PriceFreeFree
Positive reviewsβ€”0.0% of reviews
Update frequencyEvery 28 months β€” betterEvery 29 months
AdsNoNo
In-app purchasesNoNo
Monetizationβ€”Free
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS14.014.0
Further details β€” not scored
Size81 MB107 MB
Age rating4+17+
DeveloperEBMCSoutheastern Indiana Health Operations, Inc.

In-app purchases

None

CareFactor Mobile

No in-app purchases

None

SIHO

No in-app purchases

Questions

Is CareFactor Mobile free?
CareFactor Mobile is free to download, with no in-app purchases.
Is SIHO free?
SIHO is free to download, with no in-app purchases.
Do CareFactor Mobile or SIHO have ads?
Neither CareFactor Mobile nor SIHO shows ads.
Which is updated more often, CareFactor Mobile or SIHO?
CareFactor Mobile ships an update every 28 months, and SIHO every 29 months. Most recently, CareFactor Mobile was updated on June 5, 2026 and SIHO on June 5, 2026.

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