Comparison

Harbor Pointe CU vs NBC

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Harbor Pointe CU

Access your credit union accounts, loans, and credit card information on your smartphone. Manage payments, transfers, and view transaction history. Includes features like bill pay, mobile check deposit, and eStatements.

Highlights
  • Account access
  • Loan management
  • Credit card access
  • Make payments
  • Transfers
  • View history
  • Bill Pay
  • Mobile Check Deposit
Features
Read full description

Mobiliti is an Online Banking application designed for smartphone use. With Mobiliti on your smartphone, you have access to all of your Harbor Pointe Credit Union accounts, loans, and Harbor Pointe CU Visa© card. Make payments, transfers and view history. Also access Bill Pay, Popmoney, Mobile Check Deposit, eStatements and more. Mobiliti™ is a trademark of Fiserv, Inc. or its affiliates

About

NBC

Manage all your financial accounts in one place. Track transactions, set alerts, make payments, transfer funds, and deposit checks with ease. Securely access your accounts and find nearby branches or ATMs.

Highlights
  • Aggregate financial accounts
  • Organize transactions with tags and notes
  • Set balance alerts
  • Make payments and transfer money
  • Mobile check deposit
  • Debit card management
  • View monthly statements
Features
Read full description

NBC - Mobile is your personal financial advocate that gives you the ability to aggregate all of your financial accounts, including accounts from other banks and credit unions, into a single view. It’s fast, secure and makes life easier by empowering you with the tools you need to manage your finances. Here’s what else you can do with NBC - Mobile: Keep your transactions organized by allowing you to add tags, notes and photos of receipts and checks. Set up alerts so you know when your balance drops below a certain amount Make payments, whether you’re paying a company or a friend Transfer money between your accounts Deposit checks in a snap by taking a picture of the front and back Reorder your debit card or turn it off if you’ve misplaced it View and save your monthly statements Find branches and ATMs near you Secure your account with a 4-digit passcode and fingerprint or face reader on supported devices. To use the NBC - Mobile app, you must be enrolled as a NBC Internet Banking user. If you currently use our Internet Banking, simply download the app, launch it, and login with the same Internet Banking credentials.

Screenshots

Harbor Pointe CU4 screens
NBC4 screens

Verdict

The call

The clearest difference is review sentiment: NBC at 68% against Harbor Pointe CU's 25%. NBC also leads on update cadence (monthly vs every 4 months) and rating (4.8 vs 4.6). Harbor Pointe CU's advantage is monetization model (free vs free with in-app purchases) and iOS requirement (15.0 vs 18.4). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

NBC holds the better App Store score, 4.8 against 4.6. That said, the two scores are not equally well evidenced: NBC has 2.7K ratings behind it against 366, so its average is the more settled of the two. Written reviews point the same way: 25% of Harbor Pointe CU's written reviews are positive against 68% of NBC's.

UpkeepUpdate frequency

Harbor Pointe CU ships an update every 4 months, NBC monthly. Both last shipped on November 2, 2026.

Scorecard6 real differences · 4 level
Harbor Pointe CU versus NBC: the parameters behind the verdict, then further details
ParameterHarbor Pointe CUNBC
PriceFreeFree
Rating4.6 (366 ratings)4.8 (2.7K ratings) — better
Positive reviews25.0% of reviews68.2% of reviews — better
Number of ratings3662.7K — better
Update frequencyEvery 4 monthsMonthly — better
AdsNoNo
In-app purchasesNoNo
MonetizationFree — betterFree with in-app purchases
DevicesiPhone, iPad, iPod — betteriPhone, iPad
Requires iOS15.0 — better18.4
Further details — not scored
Size189 MB196 MB
Age rating4+4+
DeveloperHarbor Pointe Credit UnionNational Bank of Commerce

Customer experience

Harbor Pointe CU

All ratings358 ratings
Positive90.2%
Neutral2.8%
Negative7.0%
Written reviews8 reviews
Positive25.0%
Neutral12.5%
Negative62.5%

NBC

All ratings2,700 ratings
Positive95.9%
Neutral2.0%
Negative2.1%
Written reviews22 reviews
Positive68.2%
Neutral4.5%
Negative27.3%

Bugs and requests

Harbor Pointe CU

Not enough reviews yet to summarise bugs or requests.

NBC

Reported bugs

2 issues
  • Deposit feature not working for some users
  • Login screen freezing

Requested features

2 requests
  • Improve app performance and stability
  • Enhance online transfer capabilities

In-app purchases

None

Harbor Pointe CU

No in-app purchases

None

NBC

No in-app purchases

Questions

Is Harbor Pointe CU free?
Harbor Pointe CU is free to download, with no in-app purchases.
Is NBC free?
NBC is free to download, with no in-app purchases.
Which has better reviews, Harbor Pointe CU or NBC?
NBC is rated higher. Harbor Pointe CU averages 4.6 out of 5 from 366 ratings, while NBC averages 4.8 from 2.7K ratings.
Do Harbor Pointe CU or NBC have ads?
Neither Harbor Pointe CU nor NBC shows ads.
Which is updated more often, Harbor Pointe CU or NBC?
Harbor Pointe CU ships an update every 4 months, and NBC monthly. Most recently, Harbor Pointe CU was updated on November 2, 2026 and NBC on November 2, 2026.

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