Harbor Pointe CU vs MPECU App
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Harbor Pointe CU
Access your credit union accounts, loans, and credit card information on your smartphone. Manage payments, transfers, and view transaction history. Includes features like bill pay, mobile check deposit, and eStatements.
- Account access
- Loan management
- Credit card access
- Make payments
- Transfers
- View history
- Bill Pay
- Mobile Check Deposit
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Mobiliti is an Online Banking application designed for smartphone use. With Mobiliti on your smartphone, you have access to all of your Harbor Pointe Credit Union accounts, loans, and Harbor Pointe CU Visa© card. Make payments, transfers and view history. Also access Bill Pay, Popmoney, Mobile Check Deposit, eStatements and more. Mobiliti™ is a trademark of Fiserv, Inc. or its affiliates
MPECU App
Manage your finances with this app, offering tools to organize transactions, set alerts, make payments, and transfer money. It also allows for mobile check deposits, debit card management, and finding nearby branches and ATMs.
- Organize transactions with tags, notes, and photos
- Set balance alerts
- Make payments and transfer money
- Deposit checks via photo
- Manage debit cards
- View monthly statements
- Find branches and ATMs
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MPECU App is your personal financial advocate. It’s fast, secure and makes life easier by empowering you with the tools you need to manage your finances. Here’s what you can do with MPECU App: Keep your transactions organized by allowing you to add tags, notes and photos of receipts and checks. Set up alerts so you know when your balance drops below a certain amount Make payments, whether you’re paying a company or a friend Transfer money between your accounts Deposit checks in a snap by taking a picture of the front and back Reorder your debit card or turn it off if you’ve misplaced it View and save your monthly statements Find branches and ATMs near you Aggregate your financial accounts
Screenshots
Verdict
The clearest difference is review sentiment: MPECU App at 100% against Harbor Pointe CU's 25%. MPECU App also leads on update cadence (monthly vs every 4 months) and rating (4.8 vs 4.6). Harbor Pointe CU's advantage is monetization model (free vs free with in-app purchases) and iOS requirement (15.0 vs 18.4). On price, ratings volume, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
MPECU App holds the better App Store score, 4.8 against 4.6. Both are backed by a comparable volume of ratings — 366 and 388 respectively. Written reviews point the same way: 25% of Harbor Pointe CU's written reviews are positive against 100% of MPECU App's.
Harbor Pointe CU ships an update every 4 months, MPECU App monthly. The most recent releases landed on October 29, 2026 and October 23, 2026 respectively.
| Parameter | Harbor Pointe CU | MPECU App |
|---|---|---|
| Price | Free | Free |
| Rating | 4.6 (366 ratings) | 4.8 (388 ratings) — better |
| Positive reviews | 25.0% of reviews | 100.0% of reviews — better |
| Number of ratings | 366 | 388 — better |
| Update frequency | Every 4 months | Monthly — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free — better | Free with in-app purchases |
| Devices | iPhone, iPad, iPod — better | iPhone, iPad |
| Requires iOS | 15.0 — better | 18.4 |
| Further details — not scored | ||
| Size | 189 MB | 197 MB |
| Age rating | 4+ | 4+ |
| Developer | Harbor Pointe Credit Union | Minnesota Power Employees CU |
Customer experience
Harbor Pointe CU
MPECU App
In-app purchases
Harbor Pointe CU
No in-app purchases
MPECU App
No in-app purchases
Questions
Is Harbor Pointe CU free?
Is MPECU App free?
Which has better reviews, Harbor Pointe CU or MPECU App?
Do Harbor Pointe CU or MPECU App have ads?
Which is updated more often, Harbor Pointe CU or MPECU App?
Other comparisons
