Comparison

小雨伞 vs 平安健康保险

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

小雨伞

Features
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小雨伞保险经纪以“明白买、放心赔”为核心品牌主张,通过“定制+严选”的产品理念,为用户提供优质保险产品及全流程服务,涵盖协助理赔、售后支持等环节。依托母公司手回集团(2621.HK,港交所上市公司)的强大资源与科技实力,持续为用户创造价值。 【关于我们】 2015年1月:小雨伞正式成立,获信天创投百万天使投资; 2015年12月:母公司获得数A轮融资,红杉资本领投; 2016年2月:上线咔嚓理赔服务,拍照即可申请理赔; 2017年3月:母公司获得经纬、天士力资本B轮投资; 2018年4月:理赔服务升级:上线闪赔服务,提交申请后快至2分钟结案; 2019年5月:联合南开大学保险系开展“健康与养老保险保障指数测算研究”; 2021年3月:母公司完成C轮融资,由歌斐资产领投,老股东跟投; 2025年5月:小雨伞母公司手回集团(2621.HK)港交所上市; 【功能特色】 1、【定制产品】 合作国内多家保险公司,定制推出合适用户的高性价比产品; 2、【方案定制】 智能保险管家“静静”,一分钟快速定制专属保险方案; 3、【闪赔服务】 7*24小时随时报案,1V1理赔管家全程跟进,快至2分钟结案; 4、【会员特权】 生日祝福、会员讲座、理赔免邮,更多豪礼就等你来; 5、【特色服务通道】 智能保险方案定制、保险问诊、企业团队预约、个人保障分析等。 【联系我们】 微信公众号:小雨伞(xysbaoxian) 公司网址:https://www.xiaoyusan.com/ 客服热线:400-919-7788 (7*24小时) 市场有风险,投保需谨慎。

About

平安健康保险

This app offers comprehensive health management, quality medical services, and digital therapy to protect your family's well-being. It aims to provide a holistic approach to health and financial growth.

Highlights
  • Professional health management
  • Quality medical services
  • Digital therapy
  • Health protection
  • Health asset growth
Features
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“平安乐健康”APP是平安健康保险官方APP,集专业健康管理、品质医疗、数字疗愈、乐健康保障于一体,一站式守护家庭健康,秉承【有乐健康,才够“保险”】的理念,开启健康资产增值的全新体验。

Screenshots

小雨伞4 screens
平安健康保险4 screens

Verdict

The call

The clearest difference is update cadence: 平安健康保险 at fortnightly against 小雨伞's every 6 weeks. 平安健康保险 also leads on iOS requirement (13.0 vs 15.0). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

小雨伞 ships an update every 6 weeks, 平安健康保险 fortnightly. The most recent releases landed on October 4, 2026 and November 1, 2026 respectively.

Scorecard2 real differences · 8 level
小雨伞 versus 平安健康保险: the parameters behind the verdict, then further details
Parameter小雨伞平安健康保险
PriceFreeFree
Rating—1.6 (18 ratings) — better
Positive reviews—78.6% of reviews
Number of ratings—18 — better
Update frequencyEvery 6 weeksFortnightly — better
AdsNoNo
In-app purchasesNoNo
Monetization—Free
DevicesiPhone, iPad, iPod — betteriPhone, iPod
Requires iOS15.013.0 — better
Further details — not scored
Size40 MB343 MB
Age rating12+4+
Developer小雨伞保险经纪有限公司平安健康保险股份有限公司

In-app purchases

None

小雨伞

No in-app purchases

None

平安健康保险

No in-app purchases

Questions

Is 小雨伞 free?
小雨伞 is free to download, with no in-app purchases.
Is 平安健康保险 free?
平安健康保险 is free to download, with no in-app purchases.
Do 小雨伞 or 平安健康保险 have ads?
Neither 小雨伞 nor 平安健康保险 shows ads.
Which is updated more often, 小雨伞 or 平安健康保险?
小雨伞 ships an update every 6 weeks, and 平安健康保险 fortnightly. Most recently, 小雨伞 was updated on October 4, 2026 and 平安健康保险 on November 1, 2026.

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