Comparison

UCHOOSE vs Kept

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

UCHOOSE

This lifestyle application from Krungsri Consumer offers a new experience for managing credit cards, shopping with partners, paying bills, and discovering exclusive promotions and lifestyle articles. It provides convenient access to financial management and personalized deals anytime, anywhere.

Highlights
  • Credit card management
  • Shopping deals
  • Bill payments
  • Exclusive promotions
  • Lifestyle articles
Features
Read full description

พบกับประสบการณ์ใหม่ของ “UCHOOSE” ไลฟ์สไตล์แอปพลิเคชัน เวอร์ชั่นใหม่ล่าสุดจากกรุงศรีคอนซูมเมอร์ สะดวกทุกที่ ทุกเวลา กับบริการใหม่ ๆ มากมาย เช่น U Manage บริหารบัตรเครดิตได้ง่าย ๆ ด้วยปลายนิ้ว สามารถจัดการได้ด้วยตนเองตลอด 24 ชม ทุกวันทุกเวลา U Mall ประสบการณ์การช้อปปิ้งสุดคุ้มกับพันธมิตรมากมาย U Pay ให้ผู้ถือบัตรฯ ชำระค่าบัตรเครดิตในเครือกรุงศรี ผ่าน Krungsri Mobile Application U Like โปรโมชั่นสุดพิเศษจากหลากหลายหมวดร้านค้า คัดเลือกมาให้เฉพาะคุณ U Trend ตอบโจทย์ไลฟ์สไตล์ของคุณมากขึ้น ด้วยบทความที่น่าสนใจมากมาย Meet the New “UCHOOSE” Experience. The newest lifestyle application from Krungsri Consumer, offering you with; U Manage Simply manage your credit cards, anywhere, anytime. U Mall Enjoy your shopping with special deals. U Pay Pay your credit card bills with Krungsri Mobile Application. U Like Privilege exclusives for you. U Trend Lifestyle articles about food, travel, shopping, and financial tips. About UCHOOSE:
 - Website: https://www.krungsriconsumer.com/uchoose
 - Address: Krungsri Ploenchit Tower, 550 Ploenchit Road, Lumpini, Pathumwan, Bangkok 10330   เกี่ยวกับ UCHOOSE:
 - เว็บไซต์: https://www.krungsriconsumer.com/uchoose
 - ที่อยู่: อาคารกรุงศรีเพลินจิต ทาวเวอร์ 550 ถนน เพลินจิต แขวงลุมพินี เขตปทุมวัน กรุงเทพมหานคร 10330 - อีเมล: UCHOOSE.CARESERVICE@krungsri.com

About

Kept

This app helps you build saving habits with automated features like budget-based transfers, reward-linked savings, and regular contributions. Set financial goals and collaborate with friends to achieve them, or explore investment opportunities.

Highlights
  • Automated savings transfers
  • Budget-based excess fund transfer
  • Reward-linked savings
  • Regular saving schedules
  • Goal setting with friends
  • Investment plan options
Features
Read full description

Sometimes the hardest thing about saving money is just getting started and making it a habit. Kept application is created to help you reach your financial mission with various tailored solutions that perfectly fit your lifestyle.​ Here are automatic features to help you save effortlessly and effectively!​ ​ • Set your budget to spend, the excess money will be automatically transferred to kapook Grow to earn higher interest rate​ • Every time you spend, Kept app will automatically grab money to kapook Fun and enjoy special reward​ • Save regularly with automatic regular save feature that allows you to save daily, weekly or monthly​ • Set your saving goals and invite friends to view and save together with kapook Together​ • Open your wealth opportunity with investment plans you can choose with kapook Kept Invest​ You will be surprised how Kept can help you meet your goals. Let's Kept!!​ *Investor should study fund features, condition of returns, and risk before making investment decision​ **More info, please visit www.keptbykrungsri.com Contact : Bank of Ayudhya PCL. 1222 Rama III Road, Bang Phongphang, Yan Nawa, Bangkok 10120 Thailand

Screenshots

UCHOOSE4 screens
Kept4 screens

Verdict

The call

The clearest difference is rating: UCHOOSE at 4.8 against Kept's 3.7. UCHOOSE also leads on review sentiment (41% vs 0%) and ratings volume (45 vs 3). Kept's advantage is ads (none vs shown) and monetization model (ad-supported vs free with in-app purchases). On price, update cadence, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

UCHOOSE holds the better App Store score, 4.8 against 3.7. That said, the two scores are not equally well evidenced: UCHOOSE has 45 ratings behind it against 3, so its average is the more settled of the two. Written reviews point the same way: 41% of UCHOOSE's written reviews are positive against 0% of Kept's.

UpkeepUpdate frequency

UCHOOSE ships an update fortnightly, Kept every 3 weeks. The most recent releases landed on September 1, 2026 and September 7, 2026 respectively.

Scorecard5 real differences · 5 level
UCHOOSE versus Kept: the parameters behind the verdict, then further details
ParameterUCHOOSEKept
PriceFreeFree
Rating4.8 (45 ratings) — better3.7 (3 ratings)
Positive reviews40.7% of reviews — better0.0% of reviews
Number of ratings45 — better3
Update frequencyFortnightly — betterEvery 3 weeks
AdsYesNo — better
In-app purchasesNoNo
MonetizationFree with in-app purchasesAd-supported — better
DevicesiPhone, iPodiPhone, iPod
Requires iOS13.0 — better14.0
Further details — not scored
Size374 MB200 MB
Age rating4+4+
DeveloperAyudhya Capital Services Company LimitedBank of Ayudhya Public Company Limited

Customer experience

UCHOOSE

All ratings45 ratings
Positive95.6%
Neutral2.2%
Negative2.2%
Written reviews59 reviews
Positive40.7%
Neutral8.5%
Negative50.8%

Kept

All ratings3 ratings
Positive66.7%
Neutral0.0%
Negative33.3%
Written reviews1 reviews
Positive0.0%
Neutral0.0%
Negative100.0%

In-app purchases

None

UCHOOSE

No in-app purchases

None

Kept

No in-app purchases

Questions

Is UCHOOSE free?
UCHOOSE is free to download, with no in-app purchases.
Is Kept free?
Kept is free to download, with no in-app purchases.
Which has better reviews, UCHOOSE or Kept?
UCHOOSE is rated higher. UCHOOSE averages 4.8 out of 5 from 45 ratings, while Kept averages 3.7 from 3 ratings.
Do UCHOOSE or Kept have ads?
UCHOOSE shows ads; Kept does not.
Which is updated more often, UCHOOSE or Kept?
UCHOOSE ships an update fortnightly, and Kept every 3 weeks. Most recently, UCHOOSE was updated on September 1, 2026 and Kept on September 7, 2026.

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