淘券吧 vs 360分期
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
淘券吧
This shopping app helps users earn money while they shop online. By using the app to make purchases on platforms like Taobao and Tmall, users can save money and earn high interest on their spending, turning shopping into a profitable activity.
- Earn money while shopping
- High interest on purchases
- Daily curated deals
- Exclusive discounts
- Save money on Taobao/Tmall
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[ 产品简介] 淘券吧——一款消费理财式的导购APP， 帮用户实现了网购花钱的同时又能赚钱。通过淘券吧前往淘宝、天猫购物，每一笔消费都可以存入钱包，每天都有高额利息，给你带来高额收入。 淘券吧专注推荐超值商品的手机购物APP,每日人工精选性价比高的宝贝商品，千万网购用户的首选购物神器 [每日上新款] 新款每件美美哒，价格每个么么哒,每个我都要get到！ [购物赚钱] 淘宝/天猫购物还赚钱，高额利率等你拿
360分期
This platform offers convenient, online-only installment loans with automated approval and flexible repayment options up to 24 months. It leverages technology to assess credit and provide a secure borrowing experience.
- Online application and approval
- No collateral required
- Automated and fast processing
- Flexible repayment up to 24 months
- Secure transactions
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【平台介绍】 360分期是奇富科技旗下的分期消费信贷平台。 360分期通过云计算、机器学习、大数据等技术客观评估个人信用，致力于为用户打造一流的分期贷款平台，向用户提供正规、便捷、省心的分期借贷体验，提升用户的信用生活品质。 【产品优势】 1、 申请便捷：全程线上操作，自动审批，无抵押 2、 快速审批：自动化审批，购物无需等待 3、 灵活分期：最长可分24期，自由选择，分期无忧。 4、 安全可靠：奇富科技旗下分期信贷平台，具有先进的网络安全技术，为您的每笔交易保驾护航。 温馨提示：贷款有风险，借款需谨慎；请根据个人能力合理贷款，理性消费，避免逾期。
Screenshots
Verdict
淘券吧 and 360分期 are too close to call on the numbers: across 7 compared parameters — price, update cadence, ads and in-app purchases among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Both ship on a similar rhythm, roughly every 3 weeks. The most recent releases landed on September 13, 2026 and September 17, 2026 respectively.
| Parameter | 淘券吧 | 360分期 |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (1 ratings) — better | — |
| Positive reviews | — | 16.7% of reviews |
| Number of ratings | 1 — better | — |
| Update frequency | Every 3 weeks | Every 3 weeks |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 12.0 — better | 13.0 |
| Further details — not scored | ||
| Size | 80 MB | 86 MB |
| Age rating | 17+ | 17+ |
| Developer | 春垅 刘 | Fuzhou Qifu Online Microcredit Co., Ltd |
Customer experience
淘券吧
360分期
In-app purchases
淘券吧
No in-app purchases
360分期
No in-app purchases
