Token Open Banking vs letim
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Token Open Banking
Manage your bank-direct payments and financial permissions from a single platform. Create a secure identity, link bank accounts, and authorize third parties to access your financial data. Two-factor authentication ensures you remain in control of your transactions and permissions.
- Create a Token alias for identity
- Link multiple bank accounts
- Make bank-direct payments
- Share account information securely
- Manage permissions and transactions
- Two-factor authorization for security
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The Token app allows you to control your bank-direct payments and financial permissions from one single place. CREATE IDENTITY Create your Token alias. LINK BANK ACCOUNTS Link bank accounts with your new Token identity. MAKE BANK DIRECT PAYMENTS You can now use any of your linked bank accounts as your source of payments. SHARE ACCOUNT INFORMATION Grant permissions to your trusted third parties to securely access your banking information (account balance and transaction history). REMAIN IN CONTROL The Token app uses two-factor authorization for transactions over €30 and to grant permissions - this way, you can be sure you remain in control of your accounts. Moreover, it allows you to manage all your permissions, transactions, and accounts from one place. TRY IT OUT The Token app gives you full control over who is allowed to charge your bank account and see your account information, while making it safer and easier to move money. Token is compliant with the PSD2 regulation in Europe.
letim
A secure digital wallet designed for travelers in Türkiye. Easily manage payments with a virtual pre-paid card and QR code technology, eliminating the need for cash or physical credit cards. Enjoy a seamless and worry-free shopping experience throughout your trip.
- Virtual pre-paid card
- QR code payments
- Secure top-up feature
- ATM withdrawals via QR code
- Digital onboarding
- Wide acceptance in Türkiye
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Meet Letim, the digital wallet that will make you feel at home in Türkiye. Our convenient and secure virtual pre-paid card and QR code technology let you shop worry-free, without the need to carry cash or credit cards. Let Letim be your go-to digital wallet for a seamless shopping experience. Going on a holiday to Türkiye? Let Letim handle everything about money. What does Letim offer? Quick and easy digital onboarding process Convenient virtual Troy card for making payments in Türkiye Secure top-up feature for adding funds to your virtual card Fast and secure payment method using QR code technology Wide acceptance at all physical stores in Türkiye QR code withdrawal feature for easy access to funds from ATMs Advanced security features, including end-to-end encryption and two-factor authentication Hassle-free shopping experience without the need for cash or credit cards Perfect for tourists traveling to Türkiye who want a secure and convenient payment solution These are just a few of the many benefits of Letim. With its innovative features and user-friendly interface, Letim is the ultimate digital wallet application for tourists visiting Türkiye. Don't miss out on the benefits of Letim - download the app now and start exploring Türkiye with ease.
Screenshots
Verdict
The clearest difference is rating: Token Open Banking at 4.0 against letim's 2.8. Token Open Banking also leads on iOS requirement (9.1 vs 13.4). letim's advantage is ratings volume (57 vs 1) and review sentiment (34% vs 23%). On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Token Open Banking holds the better App Store score, 4.0 against 2.8. That said, the two scores are not equally well evidenced: letim has 57 ratings behind it against 1, so its average is the more settled of the two. Written reviews complicate that: 23% of Token Open Banking's written reviews are positive against 34% of letim's, so the app with the better star average is not the one people write more warmly about.
Both ship on a similar rhythm, roughly monthly. The most recent releases landed on June 5, 2026 and September 25, 2026 respectively.
| Parameter | Token Open Banking | letim |
|---|---|---|
| Price | Free | Free |
| Rating | 4.0 (1 ratings) — better | 2.8 (57 ratings) |
| Positive reviews | 22.7% of reviews | 33.9% of reviews — better |
| Number of ratings | 1 | 57 — better |
| Update frequency | Monthly | Monthly |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 9.1 — better | 13.4 |
| Further details — not scored | ||
| Size | 86 MB | 53 MB |
| Age rating | 4+ | 4+ |
| Developer | TOKEN, INC. | Moneybo Kurumsal Hizmetler A.Ş. |
Customer experience
Token Open Banking
letim
In-app purchases
Token Open Banking
No in-app purchases
letim
No in-app purchases
