Comparison

MPay WALET vs CreciPay

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

MPay WALET

This eWallet allows users to pay for retail and services, transfer funds, and top up cash easily. It offers features like bill payments, mobile reloads, and parcel delivery services. Users can also manage their cards and explore investment and loan options.

Highlights
  • Retail and service payments
  • Quick fund transfers
  • Easy cash top-ups
  • Mobile and bill payments
  • Parcel delivery service
  • Card management
  • Investment and loan options
Features
Read full description

MPay WALET is a Malaysian homegrown eWallet that you can use to pay for retail and services, transfer funds quickly, and top up cash easily with a single dedicated app. We’ve redesigned MPay WALET to give users a better in-app experience and transaction flow. EASY RELOAD Add funds to your MPay WALET eWallet easily via online banking (any FPX supported bank account) or through physical top ups (only available at Public Bank CDM in Malaysia) to reload your eWallet. PAY ANYWHERE Pay using MPay WALET for your favourite, food, mobile top-ups, bills and more through your own unique QR code. QUICK MONEY TRANSFER Send and receive funds with a few easy steps. Simply key-in a phone number to instantly transfer money to other MPay WALET users. LOCAL & INTERNATIONAL PREPAID RELOAD No more reloading with long PIN numbers, just top up your Hotlink, Digi, Celcom, U Mobile, Altel, Tune Talk, XOX, YES, RedONE, and more, straight from MPay WALET. International reloads are also available for more than 150+ countries. PARCELPAY EXPRESS Send your parcel without having to leave your home or office. If you've got a package that's ready to be delivered, all you need to do is log on to ParcelPay, select a destination and let ParcelPay handle the rest. ONLINE SHOPPING WITH BUYMALAYSIA Discover the best of authentic Malaysian brands and products on BuyMalaysia. Link your MPay WALET account with BuyMalaysia for easy access to your cart and order history. Enjoy exclusive deals and promotions for MPay WALET users! PAY BILLS Settle utility bills like water and electricity straight from your eWallet! • Assessment – Majlis Perbandaran Kota Bahru, Majlis Perbandaran Selayang, Majlis Perbandaran Subang Jaya • Broadcasting – Astro • Internet Service Provider – TM Streamyx, TM Unifi • Telecommunication – RedONE, U Mobile, XOX • Utilities – Air Kelantan, Lembaga Air Kuching, Lembaga Air Perak, Nur Power, Pengurusan Air Pahang, Sabah Electric, Sesco, Syarikat Air Darul Aman, Syarikat Air Johor, Syarikat Air Melaka, Syarikat Air Negeri Sembilan, Syarikat Air Perlis, Syarikat Bekalan Air Selangor CARDS Bye-bye bulky wallets! Add your MPay Mastercard Prepaid card, MPay Mastercard Virtual Card, or even your Bank Cards into MPay WALET. View recent transactions and have all your cards neatly in one app. INVEST WITH QUICKASH Making funds more accessible to SMEs and investing more rewarding for investors. Check out MPay’s Malaysian P2P Financing / Investment platform with QuicKash. BORROW WITH QUICKREDIT KPKT licensed operator offering personal loans up to RM50,000 with fixed monthly repayments. Check out MPay’s short term loan offering with QuicKredit. YOU CAN TRUST MPAY WALET MPay’s reliable environment for online transactions keeps your personal and financial information secure and encrypted. Every transaction can only be authorised by you with your 6-digit PIN. Learn more at www.walet.my Like us on Facebook for more updates at https://www.facebook.com/mpaywalet

About

CreciPay

Access your earned money anytime for payments, savings, or any other use. Manage your finances conveniently and securely.

Highlights
  • Access earned money
  • Pay bills
  • Save money
  • Flexible spending options
Features
Read full description

Accesa tu dinero ya trabajado cuando quieras. Paga cuentas, ahorra, o utiliza tu dinero como quieras.

Screenshots

MPay WALET4 screens
CreciPay2 screens

Verdict

The call

The clearest difference is rating: MPay WALET at 5.0 against CreciPay's 4.3. MPay WALET also leads on ads (none vs shown) and monetization model (free vs ad-supported). On price, ratings volume, update cadence and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

MPay WALET holds the better App Store score, 5.0 against 4.3. Both are backed by a comparable volume of ratings — 4 and 11 respectively.

UpkeepUpdate frequency

MPay WALET ships an update every 4 weeks, CreciPay monthly. Both last shipped on October 24, 2026.

Scorecard3 real differences · 7 level
MPay WALET versus CreciPay: the parameters behind the verdict, then further details
ParameterMPay WALETCreciPay
PriceFreeFree
Rating5.0 (4 ratings) — better4.3 (11 ratings)
Positive reviews18.2% of reviews—
Number of ratings411 — better
Update frequencyEvery 4 weeks — betterMonthly
AdsNo — betterYes
In-app purchasesNoNo
MonetizationFree — betterAd-supported
DevicesiPhone, iPodiPhone, iPad, iPod — better
Requires iOS15.615.0 — better
Further details — not scored
Size92 MB51 MB
Age rating4+4+
DeveloperManagePay Services Sdn Bhd.Creci Technologies LLC

Customer experience

MPay WALET

All ratings4 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews11 reviews
Positive18.2%
Neutral0.0%
Negative81.8%

CreciPay

All ratings10 ratings
Positive80.0%
Neutral0.0%
Negative20.0%

In-app purchases

None

MPay WALET

No in-app purchases

None

CreciPay

No in-app purchases

Questions

Is MPay WALET free?
MPay WALET is free to download, with no in-app purchases.
Is CreciPay free?
CreciPay is free to download, with no in-app purchases.
Which has better reviews, MPay WALET or CreciPay?
MPay WALET is rated higher. MPay WALET averages 5.0 out of 5 from 4 ratings, while CreciPay averages 4.3 from 11 ratings.
Do MPay WALET or CreciPay have ads?
CreciPay shows ads; MPay WALET does not.
Which is updated more often, MPay WALET or CreciPay?
MPay WALET ships an update every 4 weeks, and CreciPay monthly. Most recently, MPay WALET was updated on October 24, 2026 and CreciPay on October 24, 2026.

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