MPay WALET vs Basic Budget+
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
MPay WALET
This eWallet allows users to pay for retail and services, transfer funds, and top up cash easily. It offers features like bill payments, mobile reloads, and parcel delivery services. Users can also manage their cards and explore investment and loan options.
- Retail and service payments
- Quick fund transfers
- Easy cash top-ups
- Mobile and bill payments
- Parcel delivery service
- Card management
- Investment and loan options
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MPay WALET is a Malaysian homegrown eWallet that you can use to pay for retail and services, transfer funds quickly, and top up cash easily with a single dedicated app. We’ve redesigned MPay WALET to give users a better in-app experience and transaction flow. EASY RELOAD Add funds to your MPay WALET eWallet easily via online banking (any FPX supported bank account) or through physical top ups (only available at Public Bank CDM in Malaysia) to reload your eWallet. PAY ANYWHERE Pay using MPay WALET for your favourite, food, mobile top-ups, bills and more through your own unique QR code. QUICK MONEY TRANSFER Send and receive funds with a few easy steps. Simply key-in a phone number to instantly transfer money to other MPay WALET users. LOCAL & INTERNATIONAL PREPAID RELOAD No more reloading with long PIN numbers, just top up your Hotlink, Digi, Celcom, U Mobile, Altel, Tune Talk, XOX, YES, RedONE, and more, straight from MPay WALET. International reloads are also available for more than 150+ countries. PARCELPAY EXPRESS Send your parcel without having to leave your home or office. If you've got a package that's ready to be delivered, all you need to do is log on to ParcelPay, select a destination and let ParcelPay handle the rest. ONLINE SHOPPING WITH BUYMALAYSIA Discover the best of authentic Malaysian brands and products on BuyMalaysia. Link your MPay WALET account with BuyMalaysia for easy access to your cart and order history. Enjoy exclusive deals and promotions for MPay WALET users! PAY BILLS Settle utility bills like water and electricity straight from your eWallet! • Assessment – Majlis Perbandaran Kota Bahru, Majlis Perbandaran Selayang, Majlis Perbandaran Subang Jaya • Broadcasting – Astro • Internet Service Provider – TM Streamyx, TM Unifi • Telecommunication – RedONE, U Mobile, XOX • Utilities – Air Kelantan, Lembaga Air Kuching, Lembaga Air Perak, Nur Power, Pengurusan Air Pahang, Sabah Electric, Sesco, Syarikat Air Darul Aman, Syarikat Air Johor, Syarikat Air Melaka, Syarikat Air Negeri Sembilan, Syarikat Air Perlis, Syarikat Bekalan Air Selangor CARDS Bye-bye bulky wallets! Add your MPay Mastercard Prepaid card, MPay Mastercard Virtual Card, or even your Bank Cards into MPay WALET. View recent transactions and have all your cards neatly in one app. INVEST WITH QUICKASH Making funds more accessible to SMEs and investing more rewarding for investors. Check out MPay’s Malaysian P2P Financing / Investment platform with QuicKash. BORROW WITH QUICKREDIT KPKT licensed operator offering personal loans up to RM50,000 with fixed monthly repayments. Check out MPay’s short term loan offering with QuicKredit. YOU CAN TRUST MPAY WALET MPay’s reliable environment for online transactions keeps your personal and financial information secure and encrypted. Every transaction can only be authorised by you with your 6-digit PIN. Learn more at www.walet.my Like us on Facebook for more updates at https://www.facebook.com/mpaywalet
Basic Budget+
Manage your finances with a simple ledger. Track multiple account types, transfers, and view basic reports. Quickly record transactions and understand your spending habits without linking financial accounts.
- Multiple account types
- Transfers between accounts
- Basic reporting
- Quick transaction entry
- Transaction recall
- No financial account linking
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A basic ledger that allows for multiple account types, transfers between accounts, and basic reporting. Quick entries on app open and transaction recall make this a simple and quick way to manage your finances and see where your spending habits are without connecting your financial information anywhere.
Screenshots
Verdict
The clearest difference is update cadence: Basic Budget+ at every 2 weeks against MPay WALET's every 4 weeks. MPay WALET's advantage is ratings volume (4 vs 1). On price, rating, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
On the App Store both sit at effectively the same score — 5.0 for MPay WALET against 5.0 for Basic Budget+. Both are backed by a comparable volume of ratings — 4 and 1 respectively.
MPay WALET ships an update every 4 weeks, Basic Budget+ every 2 weeks. The most recent releases landed on October 3, 2026 and October 1, 2026 respectively.
| Parameter | MPay WALET | Basic Budget+ |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (4 ratings) | 5.0 (1 ratings) |
| Positive reviews | 18.2% of reviews | — |
| Number of ratings | 4 — better | 1 |
| Update frequency | Every 4 weeks | Every 2 weeks — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 15.6 | 15.0 — better |
| Further details — not scored | ||
| Size | 92 MB | 53 MB |
| Age rating | 4+ | 4+ |
| Developer | ManagePay Services Sdn Bhd. | Furious Rhino |
Customer experience
MPay WALET
Basic Budget+
In-app purchases
MPay WALET
No in-app purchases
Basic Budget+
No in-app purchases
Questions
Is MPay WALET free?
Is Basic Budget+ free?
Which has better reviews, MPay WALET or Basic Budget+?
Do MPay WALET or Basic Budget+ have ads?
Which is updated more often, MPay WALET or Basic Budget+?
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