MPay WALET vs AABill
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
MPay WALET
This eWallet allows users to pay for retail and services, transfer funds, and top up cash easily. It offers features like bill payments, mobile reloads, and parcel delivery services. Users can also manage their cards and explore investment and loan options.
- Retail and service payments
- Quick fund transfers
- Easy cash top-ups
- Mobile and bill payments
- Parcel delivery service
- Card management
- Investment and loan options
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MPay WALET is a Malaysian homegrown eWallet that you can use to pay for retail and services, transfer funds quickly, and top up cash easily with a single dedicated app. We’ve redesigned MPay WALET to give users a better in-app experience and transaction flow. EASY RELOAD Add funds to your MPay WALET eWallet easily via online banking (any FPX supported bank account) or through physical top ups (only available at Public Bank CDM in Malaysia) to reload your eWallet. PAY ANYWHERE Pay using MPay WALET for your favourite, food, mobile top-ups, bills and more through your own unique QR code. QUICK MONEY TRANSFER Send and receive funds with a few easy steps. Simply key-in a phone number to instantly transfer money to other MPay WALET users. LOCAL & INTERNATIONAL PREPAID RELOAD No more reloading with long PIN numbers, just top up your Hotlink, Digi, Celcom, U Mobile, Altel, Tune Talk, XOX, YES, RedONE, and more, straight from MPay WALET. International reloads are also available for more than 150+ countries. PARCELPAY EXPRESS Send your parcel without having to leave your home or office. If you've got a package that's ready to be delivered, all you need to do is log on to ParcelPay, select a destination and let ParcelPay handle the rest. ONLINE SHOPPING WITH BUYMALAYSIA Discover the best of authentic Malaysian brands and products on BuyMalaysia. Link your MPay WALET account with BuyMalaysia for easy access to your cart and order history. Enjoy exclusive deals and promotions for MPay WALET users! PAY BILLS Settle utility bills like water and electricity straight from your eWallet! • Assessment – Majlis Perbandaran Kota Bahru, Majlis Perbandaran Selayang, Majlis Perbandaran Subang Jaya • Broadcasting – Astro • Internet Service Provider – TM Streamyx, TM Unifi • Telecommunication – RedONE, U Mobile, XOX • Utilities – Air Kelantan, Lembaga Air Kuching, Lembaga Air Perak, Nur Power, Pengurusan Air Pahang, Sabah Electric, Sesco, Syarikat Air Darul Aman, Syarikat Air Johor, Syarikat Air Melaka, Syarikat Air Negeri Sembilan, Syarikat Air Perlis, Syarikat Bekalan Air Selangor CARDS Bye-bye bulky wallets! Add your MPay Mastercard Prepaid card, MPay Mastercard Virtual Card, or even your Bank Cards into MPay WALET. View recent transactions and have all your cards neatly in one app. INVEST WITH QUICKASH Making funds more accessible to SMEs and investing more rewarding for investors. Check out MPay’s Malaysian P2P Financing / Investment platform with QuicKash. BORROW WITH QUICKREDIT KPKT licensed operator offering personal loans up to RM50,000 with fixed monthly repayments. Check out MPay’s short term loan offering with QuicKredit. YOU CAN TRUST MPAY WALET MPay’s reliable environment for online transactions keeps your personal and financial information secure and encrypted. Every transaction can only be authorised by you with your 6-digit PIN. Learn more at www.walet.my Like us on Facebook for more updates at https://www.facebook.com/mpaywalet
AABill
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AaBill is a shared expense tracker and bill-splitting tool for roommates, friends, couples, and travel groups. From rent and utilities to trips and dining out, keep payments, expense splits, confirmations, and settlement records in one shared ledger. 【Shared Ledgers, Collaborative Confirmation】 Create a group and invite others to join. Each bill shows who paid, who participated, each person’s share, and confirmation progress. Invited guests can view and confirm bills without registering first, then link their guest records to an account after signing up. 【Scan Receipts, Review Before Saving】 Take a photo or choose a receipt image. AI helps extract the merchant, amounts, and line items. Review and edit the results before saving—you decide what goes into the final bill. 【Split Costs Your Way】 Split expenses equally, by percentage, by fixed amount, by shares, or by item. Multiple currencies and exchange rate handling are supported. Keep a clear record of who paid upfront, who participated, and how much each person owes. 【Document Settlements, Track Changes】 Generate a simplified transfer plan from your group’s accounts, attach proof of transfer, confirm receipt, and discuss balance adjustments. Resolve disputed bills together and review bill revisions and settlement records when needed. AaBill does not transfer funds on your behalf. Actual transfers must be completed through your chosen payment service. 【Understand Spending, Manage Your Data】 Track shared expenses with category breakdowns, payer rankings, debt summaries across groups, and exportable statements. You can also clear data by accounting period, submit feedback, and delete your account. 【Made for Shared Expenses】 Rent and utilities with roommates, meals with friends, everyday spending as a couple, group trips, and team activity expenses. 【Free and Pro】 The free plan lets you create up to 3 groups and includes 200 MiB of storage for supporting documents and 10 AI uses per month. Pro Lifetime is a one-time purchase that includes unlimited group creation, 500 MiB of storage for supporting documents, and 100 AI uses per month. Pro Monthly includes unlimited group creation, 500 MiB of storage for supporting documents, and unlimited AI uses. Prices and available plans are shown in the App Store and within the app. Monthly subscriptions are charged to your Apple Account and renew automatically unless canceled at least 24 hours before the end of the current subscription period. You can manage your subscription in your device’s subscription settings. The lifetime plan is a one-time purchase and does not renew automatically. Privacy Policy: https://join.aabill.cera.hk/privacy/ Terms of Use: https://join.aabill.cera.hk/terms/
Screenshots
Verdict
The clearest difference is in-app purchases: MPay WALET at none against AABill's 2. AABill's advantage is update cadence (every 5 days vs every 4 weeks). On price, ads, device support and iOS requirement there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. AABill sells 2 in-app purchases, starting at $0.99 per month. MPay WALET asks for nothing beyond the download.
MPay WALET ships an update every 4 weeks, AABill every 5 days. The most recent releases landed on November 2, 2026 and November 10, 2026 respectively.
| Parameter | MPay WALET | AABill |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (4 ratings) — better | — |
| Positive reviews | 18.2% of reviews | — |
| Number of ratings | 4 — better | — |
| Update frequency | Every 4 weeks | Every 5 days — better |
| Ads | No | No |
| In-app purchases | No — better | Yes |
| Monetization | Free | — |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 15.6 | 15.0 — better |
| Further details — not scored | ||
| Size | 92 MB | 61 MB |
| Age rating | 4+ | 4+ |
| Developer | ManagePay Services Sdn Bhd. | C-ERA INTERNATIONAL TECHNOLOGY LIMITED |
In-app purchases
MPay WALET
No in-app purchases
AABill
- AaBill Pro$0.991 Month
- 合租记账 Pro 买断$9.99









