Comparison

Papara vs OlduBil

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Papara

Manage your money with a digital account offering fast, affordable financial services. Make payments, invest, save, and send money globally. Enjoy instant cashback and a variety of customizable cards for all your spending needs.

Highlights
  • Free account opening
  • Instant cashback rewards
  • Cost-free money transfers
  • Bill payments and expense tracking
  • Savings and investment accounts
  • Global money transfers
  • Multiple card options
Features
Read full description

Fast, simple, affordable and enjoyable financial services are on Papara! Download now, open your free account in seconds. Simply deposit money and start using instantly: make your payments, manage your budget, invest and save! JOIN OVER 23 MILLION PAPARA USERS → With Papara Card, spend worldwide and online without debt. → Earn instant Cashback as you spend. → Make money transfers cost-free 24/7. → Receive money to your account from all banks 24/7 with your Papara IBAN. → Simply pay your bills with Papara. Pay simply, track your monthly expenses with graphs! If you wish, place automatic payment orders and save time. → Top up your travel cards in seconds, 24/7. → Save money freely with a Savings Account. Set goals and track your progress. → Open Precious Metals Account and buy/sell gold, silver, and platinum 24/7. → Send money to over 100 countries within minutes. Receive transfers from abroad. → Chat with friends using the familiar messaging experience. → Split expenses and request money simply. → Deposit/withdraw cash from any ATM, make POS payments, and accept payments via QR. → Track your expenses with graphs, manage your budget. ENTER THE WORLD OF INVESTING WITH PAPARA INVEST → Swipe through Accounts section to view Investment Account, and open your account in seconds. → Even without opening Investment Account, you can monitor the stock market with real-time data, add stocks to your watchlist, and simply track market trends. → Buy/sell dollars at advantageous exchange rates, transfer money from your bank. → Even with just $1, become a shareholder of global giants like Apple, Tesla, Amazon, Microsoft, and Google. Invest in over 4.000 stocks listed on NASDAQ and NYSE. CHOOSE YOUR PAPARA CARD Pick the prepaid Papara Card that suits you best. → Papara Card: Choose one of five colors and request your free Papara Card instantly. Customize it with your own text, drawings, and icons. → Metal Card: Earn Cashback abroad with your personalized Metal Card made of 18 grams of stainless steel, available in three colors. → Sticker Card: Pop it out, stick it, make contactless payments in just one-step. No wallet needed! → Collection Card: Stand out with Batman Card, Joker Card, Harley Quinn Card, The Flash Card or Superman Card, inspired by DC Universe characters. → TS Card: Show your Trabzonspor passion everywhere. Enjoy fan privileges. → Voice Card: The world’s first audio card for the visually impaired—hear the amount and pay securely. → Virtual Card: Choose Mastercard, Visa, or TROY card scheme and create a Virtual Card, enjoy fast and secure online shopping. → Ghost Virtual Card: Eliminate risks completely with the single-use Ghost Card for online shopping. → Gift Card: Choose from hundreds of brands and send free Gift Cards to your loved ones. → Edu Card: The digital way to give an allowance. Track the student’s expenses in real time from your Papara account and send allowances 24/7 cost-free. EARN INSTANT CASH WITH PAPARA CASHBACK PROGRAM Spend at least 500 TL in total with your Papara Card across the current and previous calendar month, start earning instant cash at favorite brands monthly. Open your free account and verify it in just 3 minutes, and start experiencing the privileges of being a Papara user! PAPARA, NOT A BANK ------------------------------------------ Our contact numbers and e-mail address: www.papara.com 0850 340 0 340 destek@papara.com topluluk.papara.com Papara Elektronik Para A.Ş. (Central Registry Number: 0721043152900015) Papara is an electronic money and payment services organization authorized by the Banking Regulation and Supervision Agency (BRSA) in April 2016 and has been operating since then. Papara's commercial activities are strictly limited to the issuance of electronic money and fund transfers in accordance with Law No. 6493. Registered Address: Burhaniye Mah. Atilla Sok. No: 7-1, Üsküdar, Istanbul, Turkey, 34676

About

OlduBil

This app provides a prepaid MasterCard for easy financial transactions, even without a bank account. It allows for online and in-store shopping, bill payments, and money transfers. Users can also access special discounts and cashback offers.

Highlights
  • Prepaid MasterCard
  • Online and in-store shopping
  • Utility bill payments
  • 24/7 money transfers
  • Virtual and physical card options
  • Discounts and cashback
Features
Read full description

OlduBil is a MasterCard licensed prepaid card and mobile application that allows you to perform many financial transactions quickly and easily. Even if you don’t have a bank account, you can shop online and in all workplaces with OlduBil. You can quickly and easily pay your utility bills for free and transfer money 24/7. There are no expenses such as account maintenance fees at OlduBil. With OlduBil, you can withdraw the money in your account whenever you want via banks and PTT ATMs in Turkey. Download the app now to take advantage of OlduBil’s special discounts and cashback benefits! OlduBil Application and Advantages of OlduBil Card - Quick and easy account creation. - Owning a virtual card as soon as you download the application. - The advantage of getting more discounts and cashbacks on shopping. - Easely sending and receiving money 24/7 even if you don’t have a bank account. - Possibility of paying utility bills for free, even in installments. - Possibility of sending and receiving money 24/7 with QR code. Create Account in just 1 Minute You can register to OlduBil in 1 minute with just your name, surname and phone number, and you can start using your virtual card right away. OlduBil Virtual Card is with you as soon as you register the application! With your Mastercard licensed prepaid virtual card, you can shop easily and safely online and at all workplaces. You can use your OlduBil card anywhere in the world where Mastercard is valid. If you want, you can request a physical card from within the application or you can obtain your card from contracted sales points. It’s Easy to Manage Your Account with OlduBil! From the “My Wallet” tab in the application, you can track your card transactions 24/7 and manage your balance. It is also very easy to transfer money, deposit, pay bills and make QR transactions from this menu! Earn More Discounts and Cashback on Your Shopping With your OlduBil prepaid card, you can benefit from numerous advantages and discounts for both yourself and your family. You can get instant cashback with collaborations exclusive to OlduBil. You can track all your account transactions and your current balance from your app. With your OlduBil prepaid card, you can make shopping more advantageous and enjoyable. Make Money Transfer 24/7 Even If You Don’t Have a Bank Account With OlduBil, you don’t need a bank account to send and receive money 24/7. By entering the card or phone number of the OlduBil users you want to send money to in the application, you can send money 24/7 and take advantage of the fast and free money transfer. Spend as much as You Deposit With Your OlduBil Prepaid Card With your OlduBil prepaid card, you can deposit as much money as you want into your account. Thus, you have complete control of the money in your card. Pay Bills From Wherever You Are With OlduBil, you can pay your all utility bills instantly and safely for free, without waiting in queue, and you can even pay your bills in installments. Easily Send Money to Your Child, Track Their Spending With OlduBil, you can create a separate account for your child, easily send your child’s pocket money, track your expenses and prevent contact with money. Make Your Payments With Your OlduBil Contectless Card Without Carrying Money You can make all your payments with your OlduBil contactless card in a hygienic way. Deposit and Withdraw Money From Anywhere You can deposit money on your OlduBil card from your bank account, credit card, all banks and PTT ATMs, and withdraw the money in your account from ATMs. Download the application, register quickly and easily to take advantage of all these advantages and more with OlduBil prepaid card.

Screenshots

Papara4 screens
OlduBil4 screens

Verdict

The call

The clearest difference is rating: Papara at 4.8 against OlduBil's 2.6. Papara also leads on review sentiment (43% vs 15%) and ratings volume (5K vs 140). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Papara holds the better App Store score, 4.8 against 2.6. That said, the two scores are not equally well evidenced: Papara has 5K ratings behind it against 140, so its average is the more settled of the two. Written reviews point the same way: 43% of Papara's written reviews are positive against 15% of OlduBil's.

UpkeepUpdate frequency

Papara ships an update fortnightly, OlduBil every 5 weeks. The most recent releases landed on October 22, 2026 and October 11, 2026 respectively.

Scorecard4 real differences · 6 level
Papara versus OlduBil: the parameters behind the verdict, then further details
ParameterPaparaOlduBil
PriceFreeFree
Rating4.8 (5K ratings) — better2.6 (140 ratings)
Positive reviews43.4% of reviews — better15.1% of reviews
Number of ratings5K — better140
Update frequencyFortnightly — betterEvery 5 weeks
AdsNoNo
In-app purchasesNoNo
MonetizationFree with in-app purchasesFree with in-app purchases
DevicesiPhone, iPad, iPod — betteriPhone, iPod
Requires iOS14.013.0 — better
Further details — not scored
Size295 MB137 MB
Age rating4+4+
DeveloperPapara Elektronik Para A.SOlduBil

Customer experience

Papara

All ratings4,969 ratings
Positive95.5%
Neutral1.5%
Negative2.9%
Written reviews228 reviews
Positive43.4%
Neutral6.1%
Negative50.4%

OlduBil

All ratings140 ratings
Positive38.6%
Neutral4.3%
Negative57.1%
Written reviews86 reviews
Positive15.1%
Neutral2.3%
Negative82.6%

User reviews

Papara

From 5K App Store ratings

What we love

  • 👍 Easy to use
  • 🚀 Fast and reliable
  • 💳 Convenient payment options
  • 💰 Useful cashback features

Room to improve

  • 🐛 Face recognition issues
  • 🚫 Difficulty verifying accounts
  • 💸 Problems with money transfers
  • 🤖 Poor customer service

OlduBil

From 140 App Store ratings

What we love

  • 🌟 App works well (for some)
  • 👍 Responsive developer (resolved issues)

Room to improve

  • 🚫 Registration requires Turkish number
  • 💸 Money not received/withdrawn
  • ❌ Account blocked/money inaccessible
  • 📉 Inactivity fees charged
  • 🐛 App crashes/doesn't open

Bugs and requests

Papara

Reported bugs

4 issues
  • App crashes on newer devices
  • Verification process not working
  • Delayed card delivery
  • Incorrect transaction notifications

Requested features

4 requests
  • Add English language support
  • Integrate with bank accounts
  • Implement NFC payment option
  • Improve account deletion process

OlduBil

Reported bugs

18 issues
  • Cannot register with non-Turkish numbers
  • Verification SMS not received
  • App crashes on opening
  • Money transfer issues (deposits/withdrawals)
  • Account blocking without notice
Show 13 more
  • Inactivity fees implemented
  • Cannot use balance for services
  • Support is unresponsive or unhelpful
  • App not working after updates
  • Login issues with specific number formats (e.g., Belarusian)
  • Error (-1) when opening app
  • Cannot purchase subscriptions (e.g., PlayStation Store)
  • Card not working for payments
  • Funds not credited after transfer
  • Account deletion requests ignored
  • High commission fees charged
  • IBAN deposit issues
  • App not working with VPN

Requested features

5 requests
  • Add Saudi number support
  • Add Kuwait phone number support
  • Add Iraqi number support
  • Add Tajikistan support
  • Increase limit of 2750

In-app purchases

None

Papara

No in-app purchases

None

OlduBil

No in-app purchases

Questions

Is Papara free?
Papara is free to download, with no in-app purchases.
Is OlduBil free?
OlduBil is free to download, with no in-app purchases.
Which has better reviews, Papara or OlduBil?
Papara is rated higher. Papara averages 4.8 out of 5 from 5K ratings, while OlduBil averages 2.6 from 140 ratings.
Do Papara or OlduBil have ads?
Neither Papara nor OlduBil shows ads.
Which is updated more often, Papara or OlduBil?
Papara ships an update fortnightly, and OlduBil every 5 weeks. Most recently, Papara was updated on October 22, 2026 and OlduBil on October 11, 2026.

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