Khedmah vs Walaa
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Khedmah
Manage and pay all your utility, telecom, insurance, and traffic-related bills in one convenient app. This platform also offers entertainment vouchers, e-learning courses, and a digital e-wallet for seamless transactions.
- Utility bill management and payment
- Telecom bill payment and recharge
- Insurance and social security payments
- Traffic fines and vehicle registration renewal
- Vehicle and travel insurance purchase
- Entertainment voucher purchases
- E-learning courses access
- Digital e-wallet for payments
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All your Bill Payments and Recharge in One App - KHEDMAH! Key Features 1. Streamlined Utility Bill Management: Easily manage, view, and pay your electricity and water bills for all service providers in Oman, including Nama Supply, Nama Dhofar Services and Nama Water Services. Formerly known as Muscat Electricity Distribution Company - MEDC, Mazoon Electricity Company - Mazoon, Majan Electricity Company - Majan, Rural Areas Electricity Company - RAECO, Dhofar Power Company - DPC and Public Authority of Electricity & Water. 2. Telecom Bills & Top ups: Pay all postpaid telecom bills for Omantel, Ooredoo and AWASR Broadband. Recharge or top-up prepaid mobile and internet broadband numbers for Omantel, Vodafone, Ooredoo, Renna, and Friendi, along with Electricity Prepaid accounts. 3. Insurance & Contributions: Pay your social security subscription to Social Protection Fund (SPF - formerly known as PASI) subscription fees. 4. Royal Oman Police (ROP) Services: Pay your traffic fines and renew Mulkiya, Vehicle Registration with just a few clicks. 5. Vehicle & Travel Insurance Services: Purchase or renewed your vehicle insurance and avail travel insurance services. 6. Entertainment Vouchers: Purchase entertainment vouchers for various platforms (Netflix, iTunes, Play Station, Nintendo, PUBG, XBOX, Razer Gold, ROBLOX, Etisalat, Du, TutorComp etc.) 7. E-learning: Get access to 100s of certified & accredited courses and learn from the comfort of your home. 8. Real-time Inquiries & Payments: Stay updated with real-time outstanding balances for all utility and telecom services. Save card details for swift one-click payments or use Khedmah Pay – the digital E-Wallet. 9. Personalized Profiles: Create your own profile for seamless management of utility and telecom accounts. Receive monthly bills electronically and easily locate our branches and bill payment machines nationwide. 10. Khedmah Pay – The Modern Way to Pay: Introducing Khedmah Pay, your preferred payment app that allows you to register and activate your e-wallet. Seamlessly use your wallet across all merchants supporting mobile payments. • Quick & easy person to person transaction using mobile number • Request and receive payments • Send money to contacts via mobile number, alias name, or QR Code • Effortlessly pay merchants by scanning QR Codes • Securely pay utility and telecom bills using your wallet across the globe • Top up electricity and mobile with unprecedented ease • Swift and secure payment of ROP traffic fines and Social Protection Fund bills • Simplified purchase of vouchers and purchase or renewal of insurance services Elevate your payment experience with Khedmah App, ALL IN ONE APP.
Walaa
Consolidate all your loyalty cards into a single digital code. Earn stamps with every purchase and redeem them for freebies and gifts. Enhance your shopping experience by turning everyday loyalty into special rewards.
- Consolidated digital loyalty code
- Collect loyalty stamps
- Redeem for freebies and gifts
- Personalized rewards
- Enhanced shopping experience
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Simplify your loyalty journey with one code for all your beloved brands. Collect loyalty stamps on every purchase and convert them into exciting freebies and gifts. It's not just about rewards; it's about transforming your loyalty into memorable experiences for yourself and those you cherish. Elevate your shopping experience, one code at a time!
Screenshots
Verdict
The clearest difference is rating: Walaa at 5.0 against Khedmah's 3.6. Khedmah's advantage is ratings volume (63 vs 1) and update cadence (every 2 months vs every 4 months). On price, ads, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Walaa holds the better App Store score, 5.0 against 3.6. That said, the two scores are not equally well evidenced: Khedmah has 63 ratings behind it against 1, so its average is the more settled of the two.
Khedmah ships an update every 2 months, Walaa every 4 months. The most recent releases landed on October 24, 2026 and October 16, 2026 respectively.
| Parameter | Khedmah | Walaa |
|---|---|---|
| Price | Free | Free |
| Rating | 3.6 (63 ratings) | 5.0 (1 ratings) — better |
| Positive reviews | 25.6% of reviews | — |
| Number of ratings | 63 — better | 1 |
| Update frequency | Every 2 months — better | Every 4 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 15.6 | 15.6 |
| Further details — not scored | ||
| Size | 103 MB | 80 MB |
| Age rating | 4+ | 4+ |
| Developer | Oman Investment & Finance Co. SAOG | WALA CARD SPC |
Customer experience
Khedmah
Walaa
In-app purchases
Khedmah
No in-app purchases
Walaa
No in-app purchases
