iSagha vs Valua

Track gold prices in Egypt and live silver prices, check the value of your jewelry, follow the latest gold market news and price movements, and save in real gold — all in one place. iSagha provides continuously updated gold, silver, and jewelry prices from the Egyptian gold market, along with market news and analysis, price alerts, calculators, and the iSagha Vault for saving in real gold. ■ iSagha Vault — Save in Real Gold Want to save in gold without buying a full gold bar or keeping gold at home? With the iSagha Vault, you can start from just EGP 100, buy gold or silver by the milligram, and gradually build your savings whenever you want. •⁠ ⁠Start from EGP 100: Buy gold or silver by the milligram and save with an amount that suits you. •⁠ ⁠Real Gold & Silver: Your vault balance is backed by real gold and silver, not points or digital currency. •⁠ ⁠Buy & Sell at Market Prices: Buy and sell at current market prices and receive an electronic invoice for every transaction. •⁠ ⁠Track Your Balance: Easily check your gold or silver balance in grams and its value in Egyptian pounds. •⁠ ⁠Receive Your Gold: Request physical delivery of your gold as a bar whenever you want, or withdraw your eligible balance to your bank account. •⁠ ⁠Clear Fees: There are no subscription or storage fees. Any applicable transaction fees are shown before you confirm the transaction. Manufacturing and delivery fees apply when requesting physical delivery. •⁠ ⁠Save Without Storing Gold at Home: Keep your savings in the vault and request physical delivery whenever you need it. ■ Everything You Need to Follow the Gold Market •⁠ ⁠Live Gold Prices: Track the latest prices for different gold karats, gold coins, silver, and more in Egyptian pounds and US dollars. •⁠ ⁠Gold Prices by Karat: Check 21K, 24K, and 18K gold prices and follow their movements over time. •⁠ ⁠Silver Prices: Follow the latest silver prices and market movements. •⁠ ⁠Buy & Sell Jewelry: Connect with gold and jewelry dealers to buy and sell jewelry based on current market prices. •⁠ ⁠Prices from the Egyptian Gold Market: iSagha prices are based on prices from leading wholesale gold dealers in the Egyptian gold market, helping you follow price movements more clearly.

Valua is about your most valuable currency: time. It shows how many work hours each purchase costs and helps you make more conscious decisions about spending and income. Widgets • Life Countdown widgets in three sizes show remaining lifetime • Customize displayed time: exclude work, sleep, or custom activities • Set retirement date for accurate free time calculations • Real-time updates with progress indicators How it works • Money → hours of life: every expense shows its share of income and the work-time equivalent. • Reality-aware: inflation and exchange rates are factored into calculations and charts. • Clear visuals: income/time scale, salary trend, period-to-period comparison. Expenses • Three base categories: Want, Own, Owned. • Personal folders and 13 inflation categories (headline + 12 groups). • Subscriptions, goods, and services tracked with both money and time impact. Income • Work contracts in multiple currencies and periods. • Recalculation with inflation and FX (when base currency differs). • Salary chart to see if purchasing power is truly rising. Markets • Historical/current FX rates, popular cryptocurrencies, and precious metals. • Charts for currency pairs and category inflation for primary/secondary regions. Life Expectancy • Remaining-time estimate by sex, birth date, and region. • Custom life expectancy date option alongside calculated estimate • Configure work hours, sleep, and personal time for free time analysis • Add loved ones to appreciate shared time. Tools • New: Gross-Net Salary Calculator for Germany. -Calculate net monthly and annual income from gross salary. -Detailed breakdown of taxes and social contributions (Pension, Health, Care, Unemployment). -Visual charts showing the tax burden distribution. -Support for all Tax Classes, Church Tax, and Child Allowances. -Insights into Employer's total cost. • Convert time units to/from decimal. • Time-between-dates calculator. • PIN and Face ID/Touch ID protection. Privacy • All user data is stored on device, no third-party sharing, no cross-device sync. • No ads. Getting started • In Settings, set net income, work time, currency, and region; enable the income/time scale. • Use the Calculator (Settings → Taxes) to compute your precise net income. • Add Life Countdown widgets to your home screen for daily reminders. • Add expenses to see their cost in hours of life. • Create a contract in Income to track real trends with inflation and FX. Disclaimer: Valua is not financial advice; it's a visualization and self-reflection tool. Terms of Use (EULA): https://gist.github.com/silencepeaceoff/09f7c3590815114c8fcd779e0ac6f121 Privacy Policy: https://gist.github.com/silencepeaceoff/cf38abf1f5d0ad01f00a37f6c7bc68d7