مصرفي Plus vs iCard
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
مصرفي Plus
Securely access your bank account for instant balance checks, detailed statements, and convenient payments. Transfer funds, purchase prepaid cards, and manage your account details with ease. Offers advanced payment options like QR code and NFC for seamless transactions.
- Instant balance inquiry
- Detailed account statements
- In-store purchases via Masrafy Pay
- Prepaid card purchases
- Fund transfers within Republic Bank
- Unified payment services (OnePay, LYPay)
- QR code and NFC payments
- Update data and reset PIN
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خدمة (مصرفي بلس - Masrafy Plus) المقدمة إلى عملاء مصرف الجمهورية، تمنحك الوصول الفوري والآمن إلى حسابك المصرفي من خلال التطبيق مباشرة، مع العديد من المميزات المُختلفة: • تابع رصيدك بشكل فوري عبر خدمة الاستفسار عن الرصيد. • إصدار كشف حساب مفصّل وبمُختلف الطرق. • الشراء من المتاجر باستخدام خدمة (مصرفي باي). • خدمة شراء كروت الدفع المُسبق، مع إمكانية طلب كشف حساب فوري لعمليات شراء الكروت. • تحويل الأموال من حسابك المصرفي إلى حساب آخر بمصرف الجمهورية. • خدمة الدفع الموحد (وان باي – OnePay) التي تمكنك من التحويل عبر المصارف، والشراء من المتاجر التي تقبل خدمات الدفع الإلكتروني الأخرى، وذلك بالدفع عبر رمز الـ QR، أو NFC. • خدمة الدفع الموحد بين المصارف (لي باي – LYPay). • حوّل الأموال إلى المصارف الأخرى عبر خدمة (وان باي – OnePay) وخدمة (لي باي – LYPay). • خدمة الدفع OnePay Minipay. • ميزة تحديث البيانات و اعادة ضبط الرمز السري للمستخدم. • فتح حساب جديد بخطوات بسيطة. • خدمة الدفع باستخدام كف اليد . حمّل تطبيق "مصرفي بلس" الآن، واختبر سهولة الخدمات المصرفية الحديثة حيثما كنت!
iCard
Easily purchase digital prepaid cards and gift coupons anytime, anywhere. Securely receive redeem codes for activation and use. Avoid the hassle of physical cards and shop availability.
- Purchase prepaid cards
- Buy gift vouchers and coupons
- Top-up credit directly
- Send cards to other users
- View purchase history
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* iCard users can purchase prepaid cards and gift coupons any time anywhere. * All you need is smartphone or computer connected to the Internet and, for payment, you can use: a) iCash App from Umbrella.ly (iCash subscription needed) or b) Libyana Mobile Phone Co. airtime credit or c) Moamalat service-supported debt card issued by local Libyan banks * Never again worry about losing a card or damaging the secret redeem number * Users will neither be restricted to the availability of a desired card nor need to actually go to a shop which could be closed or out of stock ** Target users: * Any user of iCard, but Umbrella Company’s iCash subscribers will benefit from other functionality * iCard accepts payments using iCash app or via Libyana Mobile Phone Co. airtime credit or using Moamalat service-supported debt card issued by local Libyan banks ** The main items available for sales using iCard: Wide variety of prepaid top-up cards, coupons and international and local gift vouchers ** Deliverables and usage: The delivery of goods is in non-tangible digital form viz. the receipt by the buyer of a secret redeem code as issued by the company or vendors producing and owning the card or the coupon in question The code delivered enables the buyer to activate and redeem the value of the card and collect it using the appropriate channels and procedures facilitated by the company producing the card All terms and conditions set by the coupon or cards’ vendors and manufacturers apply and regulate the relationship between them and the consumer iCard does not deliver any physical product or commodity ** Features: Purchase prepaid cards from local telecoms companies Purchase gift vouchers and prepaid coupons from international companies The user can top-up their credit directly when using the local recharge cards The card can be sent to any other user All previous purchases can be viewed for cost planning ** Terms of Service and Privacy: Visit the iCard site
Screenshots
Verdict
The clearest difference is review sentiment: iCard at 58% against مصرفي Plus's 13%. iCard also leads on rating (3.9 vs 2.9) and update cadence (every 2 weeks vs every 4 months). مصرفي Plus's advantage is monetization model (free vs free with in-app purchases) and ratings volume (556 vs 69). On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
iCard holds the better App Store score, 3.9 against 2.9. That said, the two scores are not equally well evidenced: مصرفي Plus has 556 ratings behind it against 69, so its average is the more settled of the two. Written reviews point the same way: 13% of مصرفي Plus's written reviews are positive against 58% of iCard's.
مصرفي Plus ships an update every 4 months, iCard every 2 weeks. The most recent releases landed on September 19, 2026 and September 21, 2026 respectively.
| Parameter | مصرفي Plus | iCard |
|---|---|---|
| Price | Free | Free |
| Rating | 2.9 (556 ratings) | 3.9 (69 ratings) — better |
| Positive reviews | 13.5% of reviews | 57.9% of reviews — better |
| Number of ratings | 556 — better | 69 |
| Update frequency | Every 4 months | Every 2 weeks — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free — better | Free with in-app purchases |
| Devices | iPhone, iPad | iPhone, iPad, iPod — better |
| Requires iOS | 15.0 | 12.1 — better |
| Further details — not scored | ||
| Size | 133 MB | 62 MB |
| Age rating | 4+ | 4+ |
| Developer | MASARAT IT & FINANCIAL SERVICE COMPANY | AL-MADALA COMPANY LIMITED |
Customer experience
مصرفي Plus
iCard
Bugs and requests
مصرفي Plus
Reported bugs
10 issues- App crashes when purchasing credit cards
- Login failures with 'server not responding' errors
- Unable to access bottom menu items (LTT card options)
- App not working on iPhone after updates
- Slow response times and freezing
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- Incompatibility with older iOS versions
- Branch list showing no data
- New account activation not functioning
- Automatic logout and session issues
- Card purchase functionality broken
Requested features
10 requests- Digital wallet integration (Google Pay, Apple Pay)
- Face ID and fingerprint authentication
- Multi-account support on single device
- Card management and visa card features
- NFC payment capability
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- Transfer between other banks with lower fees
- Longer password/PIN requirements
- App lock with PIN protection
- Better branch selection interface
- Improved payment service options (OnePay, LyPay)
iCard
Not enough reviews yet to summarise bugs or requests.
In-app purchases
مصرفي Plus
No in-app purchases
iCard
No in-app purchases







