Comparison

مصرفي Plus vs iCard

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

مصرفي Plus

Securely access your bank account for instant balance checks, detailed statements, and convenient payments. Transfer funds, purchase prepaid cards, and manage your account details with ease. Offers advanced payment options like QR code and NFC for seamless transactions.

Highlights
  • Instant balance inquiry
  • Detailed account statements
  • In-store purchases via Masrafy Pay
  • Prepaid card purchases
  • Fund transfers within Republic Bank
  • Unified payment services (OnePay, LYPay)
  • QR code and NFC payments
  • Update data and reset PIN
Features
Read full description

خدمة (مصرفي بلس - Masrafy Plus) المقدمة إلى عملاء مصرف الجمهورية، تمنحك الوصول الفوري والآمن إلى حسابك المصرفي من خلال التطبيق مباشرة، مع العديد من المميزات المُختلفة: • تابع رصيدك بشكل فوري عبر خدمة الاستفسار عن الرصيد. • إصدار كشف حساب مفصّل وبمُختلف الطرق. • الشراء من المتاجر باستخدام خدمة (مصرفي باي). • خدمة شراء كروت الدفع المُسبق، مع إمكانية طلب كشف حساب فوري لعمليات شراء الكروت. • تحويل الأموال من حسابك المصرفي إلى حساب آخر بمصرف الجمهورية. • خدمة الدفع الموحد (وان باي – OnePay) التي تمكنك من التحويل عبر المصارف، والشراء من المتاجر التي تقبل خدمات الدفع الإلكتروني الأخرى، وذلك بالدفع عبر رمز الـ QR، أو NFC. • خدمة الدفع الموحد بين المصارف (لي باي – LYPay). • حوّل الأموال إلى المصارف الأخرى عبر خدمة (وان باي – OnePay) وخدمة (لي باي – LYPay). • خدمة الدفع OnePay Minipay. • ميزة تحديث البيانات و اعادة ضبط الرمز السري للمستخدم. • فتح حساب جديد بخطوات بسيطة. • خدمة الدفع باستخدام كف اليد . حمّل تطبيق "مصرفي بلس" الآن، واختبر سهولة الخدمات المصرفية الحديثة حيثما كنت!

About

iCard

Easily purchase digital prepaid cards and gift coupons anytime, anywhere. Securely receive redeem codes for activation and use. Avoid the hassle of physical cards and shop availability.

Highlights
  • Purchase prepaid cards
  • Buy gift vouchers and coupons
  • Top-up credit directly
  • Send cards to other users
  • View purchase history
Features
Read full description

* iCard users can purchase prepaid cards and gift coupons any time anywhere. * All you need is smartphone or computer connected to the Internet and, for payment, you can use: a) iCash App from Umbrella.ly (iCash subscription needed) or b) Libyana Mobile Phone Co. airtime credit or c) Moamalat service-supported debt card issued by local Libyan banks * Never again worry about losing a card or damaging the secret redeem number * Users will neither be restricted to the availability of a desired card nor need to actually go to a shop which could be closed or out of stock ** Target users: * Any user of iCard, but Umbrella Company’s iCash subscribers will benefit from other functionality * iCard accepts payments using iCash app or via Libyana Mobile Phone Co. airtime credit or using Moamalat service-supported debt card issued by local Libyan banks ** The main items available for sales using iCard: Wide variety of prepaid top-up cards, coupons and international and local gift vouchers ** Deliverables and usage: The delivery of goods is in non-tangible digital form viz. the receipt by the buyer of a secret redeem code as issued by the company or vendors producing and owning the card or the coupon in question The code delivered enables the buyer to activate and redeem the value of the card and collect it using the appropriate channels and procedures facilitated by the company producing the card All terms and conditions set by the coupon or cards’ vendors and manufacturers apply and regulate the relationship between them and the consumer iCard does not deliver any physical product or commodity ** Features: Purchase prepaid cards from local telecoms companies Purchase gift vouchers and prepaid coupons from international companies The user can top-up their credit directly when using the local recharge cards The card can be sent to any other user All previous purchases can be viewed for cost planning ** Terms of Service and Privacy: Visit the iCard site

Screenshots

مصرفي Plus4 screens
iCard4 screens

Verdict

The call

The clearest difference is review sentiment: iCard at 58% against مصرفي Plus's 13%. iCard also leads on rating (3.9 vs 2.9) and update cadence (every 2 weeks vs every 4 months). مصرفي Plus's advantage is monetization model (free vs free with in-app purchases) and ratings volume (556 vs 69). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

iCard holds the better App Store score, 3.9 against 2.9. That said, the two scores are not equally well evidenced: مصرفي Plus has 556 ratings behind it against 69, so its average is the more settled of the two. Written reviews point the same way: 13% of مصرفي Plus's written reviews are positive against 58% of iCard's.

UpkeepUpdate frequency

مصرفي Plus ships an update every 4 months, iCard every 2 weeks. The most recent releases landed on September 19, 2026 and September 21, 2026 respectively.

Scorecard6 real differences · 4 level
مصرفي Plus versus iCard: the parameters behind the verdict, then further details
Parameterمصرفي PlusiCard
PriceFreeFree
Rating2.9 (556 ratings)3.9 (69 ratings) — better
Positive reviews13.5% of reviews57.9% of reviews — better
Number of ratings556 — better69
Update frequencyEvery 4 monthsEvery 2 weeks — better
AdsNoNo
In-app purchasesNoNo
MonetizationFree — betterFree with in-app purchases
DevicesiPhone, iPadiPhone, iPad, iPod — better
Requires iOS15.012.1 — better
Further details — not scored
Size133 MB62 MB
Age rating4+4+
DeveloperMASARAT IT & FINANCIAL SERVICE COMPANYAL-MADALA COMPANY LIMITED

Customer experience

مصرفي Plus

All ratings515 ratings
Positive43.3%
Neutral7.6%
Negative49.1%
Written reviews171 reviews
Positive13.5%
Neutral4.1%
Negative82.5%

iCard

All ratings65 ratings
Positive75.4%
Neutral4.6%
Negative20.0%
Written reviews19 reviews
Positive57.9%
Neutral15.8%
Negative26.3%

Bugs and requests

مصرفي Plus

Reported bugs

10 issues
  • App crashes when purchasing credit cards
  • Login failures with 'server not responding' errors
  • Unable to access bottom menu items (LTT card options)
  • App not working on iPhone after updates
  • Slow response times and freezing
Show 5 more
  • Incompatibility with older iOS versions
  • Branch list showing no data
  • New account activation not functioning
  • Automatic logout and session issues
  • Card purchase functionality broken

Requested features

10 requests
  • Digital wallet integration (Google Pay, Apple Pay)
  • Face ID and fingerprint authentication
  • Multi-account support on single device
  • Card management and visa card features
  • NFC payment capability
Show 5 more
  • Transfer between other banks with lower fees
  • Longer password/PIN requirements
  • App lock with PIN protection
  • Better branch selection interface
  • Improved payment service options (OnePay, LyPay)

iCard

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

مصرفي Plus

No in-app purchases

None

iCard

No in-app purchases

Questions

Is مصرفي Plus free?
مصرفي Plus is free to download, with no in-app purchases.
Is iCard free?
iCard is free to download, with no in-app purchases.
Which has better reviews, مصرفي Plus or iCard?
iCard is rated higher. مصرفي Plus averages 2.9 out of 5 from 556 ratings, while iCard averages 3.9 from 69 ratings.
Do مصرفي Plus or iCard have ads?
Neither مصرفي Plus nor iCard shows ads.
Which is updated more often, مصرفي Plus or iCard?
مصرفي Plus ships an update every 4 months, and iCard every 2 weeks. Most recently, مصرفي Plus was updated on September 19, 2026 and iCard on September 21, 2026.

Other comparisons