Comparison

CBAO Mobile vs CDS Online

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

CBAO Mobile

Manage your bank accounts and perform various financial transactions on the go. Transfer money, pay bills, check balances, and access account statements anytime, anywhere. This app simplifies banking with convenient features for everyday financial needs.

Highlights
  • Money transfers to Orange Money
  • Bill payments (Woyofal, Rapido)
  • Real-time account balance checks
  • Downloadable transaction statements
  • Internal and interbank transfers
  • Card management and activation
  • Checkbook ordering
Features
Read full description

Avec CBAO Mobile tout devient beaucoup plus simple. C’est parce que nous savons que vous avez besoin de votre compte bancaire en tout lieu et à tout moment que nous vous proposons CBAO Mobile. Avec l’application CBAO Mobile vous pourrez désormais : - Transférer de l’argent de votre compte vers votre wallet Orange Money ou celui d’un proche - Recharger un compteur woyofal - Recharger une carte rapido - Envoyer de l’argent à vos proches qu’ils peuvent retirer dans tous les Gab CBAO sans carte, moyennant un code communiqué pendant l’initiation de votre opération. - Consulter les soldes en temps réel de tous vos comptes (chèque et épargne) - Consulter et télécharger les extraits de vos opérations - Effectuer vos virements internes et interbancaires - Paramétrer des virements permanents - Consulter la liste de vos cartes et l’historique de leurs opérations - Faire vos recharges de carte Kalpe (carte prépayée) - Afficher et partager votre RIB - Créer automatiquement vos bénéficiaires - Commander vos chéquiers - Activer automatiquement une opposition sur carte Pour plus d'informations, notre centre de contact clientèle est joignable 24h24 et 7j/7 au +221 33 849 60 60 ou sur infocbao@cbao.sn CBAO, Croire en vous.

About

CDS Online

Manage your bank accounts digitally 24/7 from anywhere. View real-time account balances, make secure transfers, and access statements. Features include a loan simulator, branch locator, and instant card blocking.

Highlights
  • Real-time account viewing
  • Secure transfers
  • Loan simulator
  • Branch and ATM locator
  • Instant card blocking
  • Transaction history
  • Currency exchange rates
Features
Read full description

“CDS Online ” – Your 100% digital bank, always with you!​ ​ With CDS ONLINE, manage your accounts with ease and security, wherever you are, 24/7.​ Free to download, the app offers a smooth and modern experience, staying true to our commitment: bringing your bank closer to you.​ Your everyday services:​ ​ • View your accounts in real time (checking, savings, and term deposits).​ • Access your account statements and check the status of issued or deposited cheques.​ • Make and track your transfers (standard, scheduled, recurring, multiple, and salary transfers) safely within the UEMOA zone.​ • Manage your beneficiaries, download, and send your bank details (RIB) by email in just one click.​ • Review your transactions and stay in control of your finances.​ • Easily locate our branches and ATMs.​ • Use the loan simulator to plan your projects.​ • Choose your language: French or English.​ • Explore the demo to discover all the app’s features.​ • View your cards and transaction history.​ • Block a card instantly in case of loss or theft.​ • Check currency exchange rates.​ • … and much more.​ And now, discover PI-SPI !​ • Use a unique “ALIAS” ID to carry out all your transactions.​ • Make instant payments and transfers, available 24/7 throughout the UEMOA zone.​ • Send payment requests to other users.​ • Schedule your payments to be executed automatically at your chosen date and frequency.​ • Track all your transactions in real time and access your detailed history anytime.​ ​ The entire CDS team remains committed to continuously developing new features to make your bank even closer to you.​

Screenshots

CBAO Mobile4 screens
CDS Online4 screens

Verdict

The call

The clearest difference is rating: CBAO Mobile at 2.3 against CDS Online's 1.0. CBAO Mobile also leads on update cadence (every 2 weeks vs every 8 months) and ratings volume (12 vs 1). CDS Online's advantage is iOS requirement (11.0 vs 15.0). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

CBAO Mobile holds the better App Store score, 2.3 against 1.0. That said, the two scores are not equally well evidenced: CBAO Mobile has 12 ratings behind it against 1, so its average is the more settled of the two.

UpkeepUpdate frequency

CBAO Mobile ships an update every 2 weeks, CDS Online every 8 months. The most recent releases landed on November 1, 2026 and October 29, 2026 respectively.

Scorecard4 real differences · 6 level
CBAO Mobile versus CDS Online: the parameters behind the verdict, then further details
ParameterCBAO MobileCDS Online
PriceFreeFree
Rating2.3 (12 ratings) — better1.0 (1 ratings)
Positive reviews17.9% of reviews—
Number of ratings12 — better1
Update frequencyEvery 2 weeks — betterEvery 8 months
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPodiPhone, iPad, iPod — better
Requires iOS15.011.0 — better
Further details — not scored
Size210 MB345 MB
Age rating4+4+
DeveloperCBAO Groupe Attijariwafa BankCREDIT DU SENEGAL

Customer experience

CBAO Mobile

All ratings12 ratings
Positive33.3%
Neutral0.0%
Negative66.7%
Written reviews39 reviews
Positive17.9%
Neutral2.6%
Negative79.5%

CDS Online

All ratings1 ratings
Positive0.0%
Neutral0.0%
Negative100.0%

In-app purchases

None

CBAO Mobile

No in-app purchases

None

CDS Online

No in-app purchases

Questions

Is CBAO Mobile free?
CBAO Mobile is free to download, with no in-app purchases.
Is CDS Online free?
CDS Online is free to download, with no in-app purchases.
Which has better reviews, CBAO Mobile or CDS Online?
CBAO Mobile is rated higher. CBAO Mobile averages 2.3 out of 5 from 12 ratings, while CDS Online averages 1.0 from 1 ratings.
Do CBAO Mobile or CDS Online have ads?
Neither CBAO Mobile nor CDS Online shows ads.
Which is updated more often, CBAO Mobile or CDS Online?
CBAO Mobile ships an update every 2 weeks, and CDS Online every 8 months. Most recently, CBAO Mobile was updated on November 1, 2026 and CDS Online on October 29, 2026.

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