Comparison

SocialPay vs Finequities

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

SocialPay

This app simplifies daily life by offering various services in one place. It enables fast and easy money transfers via phone number with no fees. Advanced technology allows voice-to-text transactions, and users can customize the app's appearance. It supports interbank transfers, digital wallet payments, and international transactions.

Highlights
  • Money transfer by phone number
  • Voice-to-text transaction technology
  • Customizable app themes
  • Interbank transfers
  • Digital wallet for payments
  • Virtual debit/credit cards
  • International payments via UnionPay QR/Barcode
Features
Read full description

Таны амьдралын хэв маягийг маш хялбар болгох бүх төрлийн үйлчилгээг нэг дороос авах боломжтой. • Хаанаас ч, Хурдан, Хялбар: Утасны дугаараар мөнгө шилжүүлэх/нэхэмжлэх боломжтой. (шимтгэл 0 төгрөг) • Дэвшилтэт технологи Чимэгэ API: Яриаг бичвэр болгон хөрвүүлэгч Чимэгэ технологийг ашиглан SocialPay аппликейшнаар гүйлгээ хийх боломжтой. Бат руу 5000 төгрөг шилжүүлье. • Customized theme /Өөрт тохирох өнгөө сонго/: 8 ширхэг ялгаатай өнгө төрхөөс таалагдсанаа сонгоод аппликейшнаа өөрт тохирохоор загварчлан ашиглах боломжтой. • Банк хоорондын гүйлгээ: Бусад бүх банкны данс руу гүйлгээ хийх боломжтой. • Дэлгүүр хэсэхдээ Дижитал хэтэвчтэйгээ: Олон улсад болон Монголдоо худалдаа, үйлчилгээний байгууллагууд дээр SocialPay-ээрээ төлбөр тооцоо хийгээрэй. (SocialPay-д бүх банкны картаа холбох боломжтой) • Онлайн худалдаа, Виртуал карт: Бүх төрлийн онлайн худалдаа хийх, олон улсын эрхтэй Мастер, ЮнионПэй, Виза виртуал дебит карт болон Амекс кредит карт нээх боломжтой. • Олон улсад төлбөр тооцоо хийх: ЮнионПэй картын QR/Barcode ашиглан дэлхийн 50 гаруй улс орнуудад SocialPay хэтэвчээ уншуулан төлбөр тооцоо хийх боломжтой. • Лояалти хөтөлбөр: Голомт банкны лояалти системтийг SocialPay аппликейшны үндсэн үйлчилгээ болгон оруулж ирсэн. • Бусад нэмэлт үйлчилгээ – Гуравдагч талын мини апп-ууд • Англи, Монгол хэлний сонголт

About

Finequities

Connect with other investors, access AI-powered insights, and trade stocks and ETFs commission-free. Observe and copy top-performing portfolios to inform your own investment strategies. A social platform designed for informed decision-making.

Highlights
  • AI-powered investment insights
  • Social networking for investors
  • Commission-free stock and ETF trading
  • Portfolio leaderboard
  • Copy other investors' portfolios
  • Diversify investment portfolio
Features
Read full description

Finequities is a social investing platform that combines the power of artificial intelligence (AI) with social networking features. It allows users to connect with a community of investors, access investment insights, and make informed investment decisions. Finequities provides access to a variety of investment options. You can trade stocks and ETFs, commission-free, allowing you to diversify your investment portfolio according to your preferences. The portfolio leaderboard on Finequities is a feature that displays the performance of user portfolios in a ranked format. It shows the percentage returns of portfolios without revealing specific monetary values, giving users an idea of how other portfolios are performing. By observing the strategies and returns of top-performing portfolios, you can gain inspiration and identify potential investors to follow, learn from or copy their strategies. It can serve as a valuable reference to make informed decisions about portfolio selection. Finequities allows you to copy the portfolios of other investors on the platform. You can select an investor whose investment strategy aligns with your goals and risk tolerance, and your desired investment amount will be allocated proportionally among the assets held in their portfolio. Copying portfolios on Finequities is free of charge. The “copy portfolio” feature will soon be available on the app. To receive notifications about its launch, simply click on the “notify” button on the user’s profile page. Disclaimer: Finequities is a U.S. based Financial Technology company licensed to act as a SEC-Registered Investment Adviser, providing investors with the necessary tools to design and execute their stock portfolios in an easy, complete and effective manner. Investments in securities: Not FDIC Insured • No Bank Guarantee • May Lose Value. Remember, investing in securities involves risks, and there is always the potential of losing money when you invest in securities. Past performance does not guarantee future results, and the likelihood of investment outcomes are hypothetical in nature. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Screenshots

SocialPay4 screens
Finequities4 screens

Verdict

The call

The clearest difference is review sentiment: Finequities at 100% against SocialPay's 21%. Finequities also leads on rating (5.0 vs 3.7). SocialPay's advantage is in-app purchases (none vs 2) and ratings volume (77 vs 9). On price, update cadence, ads and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Finequities sells 2 in-app purchases, starting at $8.99 per month. SocialPay asks for nothing beyond the download.

ReceptionRating · Positive reviews · Number of ratings

Finequities holds the better App Store score, 5.0 against 3.7. That said, the two scores are not equally well evidenced: SocialPay has 77 ratings behind it against 9, so its average is the more settled of the two. Written reviews point the same way: 21% of SocialPay's written reviews are positive against 100% of Finequities's.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly every 3 weeks. The most recent releases landed on September 1, 2026 and June 1, 2026 respectively.

Scorecard6 real differences · 4 level
SocialPay versus Finequities: the parameters behind the verdict, then further details
ParameterSocialPayFinequities
PriceFreeFree
Rating3.7 (77 ratings)5.0 (9 ratings) — better
Positive reviews21.4% of reviews100.0% of reviews — better
Number of ratings77 — better9
Update frequencyEvery 3 weeksEvery 3 weeks
AdsNoNo
In-app purchasesNo — betterYes
MonetizationFree — betterFreemium
DevicesiPhone, iPad, iPod — betteriPhone, iPod
Requires iOS13.4 — better15.6
Further details — not scored
Size82 MB83 MB
Age rating4+17+
DeveloperGolomt BankFinequities LLC

Customer experience

SocialPay

All ratings77 ratings
Positive63.6%
Neutral5.2%
Negative31.2%
Written reviews28 reviews
Positive21.4%
Neutral10.7%
Negative67.9%

Finequities

All ratings9 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews2 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

None

SocialPay

No in-app purchases

2 purchases

Finequities

Subscriptions2
  • Pro Plan$8.991 Month
  • Pro Plan Yearly$89.991 Year

Questions

Is SocialPay free?
SocialPay is free to download, with no in-app purchases.
Is Finequities free?
Finequities is free to download, with in-app purchases available.
Which has better reviews, SocialPay or Finequities?
Finequities is rated higher. SocialPay averages 3.7 out of 5 from 77 ratings, while Finequities averages 5.0 from 9 ratings.
Do SocialPay or Finequities have ads?
Neither SocialPay nor Finequities shows ads.
Which is updated more often, SocialPay or Finequities?
SocialPay ships an update every 3 weeks, and Finequities every 3 weeks. Most recently, SocialPay was updated on September 1, 2026 and Finequities on June 1, 2026.

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