Comparison

Splitser vs indó

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Splitser

Easily manage and settle group expenses with friends, family, or roommates. Track shared costs for trips, household bills, and more, with options to pay directly or request payments. Supports over 150 currencies and offers advanced insights into spending.

Highlights
  • Split expenses equally or by specific amounts
  • Add receipts via images
  • Supports over 150 currencies
  • Direct payment and payment requests
  • Recurring expenses for subscriptions
  • Export transactions to CSV/PDF
  • Offline mode
Features
Read full description

Splitser is the No 1. app to split, settle and pay all your group expenses. It’s the best pick for groups of friends, families, couples, roommates, travellers, colleagues, clubs, unions, fraternities and sororities, teams, etc. Splitser can be used for: vacations, day or weekend trips, nights out, shared households, dinner parties, festivals, team sports and much more. 5 million people are already using Splitser! === How it works: === • Log in or create a free Splitser account • Create a list or join an existing list • Invite other participants on a list via Whatsapp, Messenger, SMS or Email • All participants can add, edit or remove transactions on a list • Check the balance of the list and the participants every now and then • Do you owe others? Time to pay the next group expense or pay someone something directly through the balance! === Entered all transactions? === • Settle the list and see immediately who gets money back and who still needs to pay • Directly pay off remaining debts via iDEAL or Bancontact or share a payment request via Whatsapp, Messenger, SMS or Email • Check details of previous settlements such as: settled expenses, who has already paid and who still needs a reminder? • Create a new list or continue entering expenses on an existing list === Top features: === • Invite participants directly to a list via Whatsapp, Messenger, SMS or email • Choose from more than 150 different currencies when creating a new list, handy when traveling! • Add expenses in different currencies on the same list • Add the expenses from other payers • Split expenses equally or enter specific amounts for each participant • Add an image to an expense, for example the receipt or bill • View all your images in a convenient photo library • Add a category to your transactions • Use recurring expenses to automatically add your subscriptions to the list • Set reminders for upcoming expenses • Add income if money has been received (e.g. remaining money pots, received deposits) • Add money transfer to register a payment between two members • Built-in calculator when entering an expense • Find transactions by searching on keyword or using convenient search filters • Export transactions to CSV or PDF • Advanced insights: View total spent and costs by (sub)category and/or member • Request or pay individual members to settle • Handy settlement tab with all historical settlements from a list • Send payment requests via Whatsapp, Messenger, SMS or email • Create a group payment request where everyone can see who has to pay what • Pay off debts directly via iDEAL or Bancontact • Mark already paid settlements as paid • The payments section shows your open payment request and payments history • Directly pay your Splitser contacts are get paid by showing your QR code • Offline mode to be able to enter expenses even in the most remote places • Dark mode: Better for your eyes and battery! AWARDS: 2022: Best and most popular finance app, NL, Emerce & Multiscope 2023: Best and most popular finance app, NL, Emerce & Multiscope 2024: Most popular finance app, NL, Emerce & Multiscope 2025: Most popular finance app, NL, Emerce & Multiscope Terms of Service: https://splitser.com/terms-of-service/ Privacy Statement: https://splitser.com/privacy-statement/ Having any trouble or suggestions to further improve Splitser? Please reach out to info@splitser.com

About

indó

A modern financial service that offers free transactions and better exchange rates without the complexities of traditional banking. It focuses on providing a straightforward way to manage your money.

Highlights
  • Free transactions
  • Better exchange rates
  • No hidden fees
  • Modern financial service
  • Digital savings account
Features
Read full description

Indó er nýr staður fyrir peningana þína! Við erum ekki banki heldur sparisjóður! Þú átt ekki að borga fyrir að nota peninginn þinn og við þurfum ekki glerhallir búnar til úr vöxtunum þínum. - Fríar færslur. - Betra gengi. - Ekkert bull.

Screenshots

Splitser4 screens
indó4 screens

Verdict

The call

The clearest difference is review sentiment: Splitser at 76% against indó's 25%. Splitser also leads on rating (4.9 vs 4.0) and ratings volume (597 vs 10). indó's advantage is in-app purchases (none vs 10) and update cadence (every 2 weeks vs monthly). On price, ads, device support and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Splitser sells 10 in-app purchases, starting at $1.99 per month. indó asks for nothing beyond the download.

ReceptionRating · Positive reviews · Number of ratings

Splitser holds the better App Store score, 4.9 against 4.0. That said, the two scores are not equally well evidenced: Splitser has 597 ratings behind it against 10, so its average is the more settled of the two. Written reviews point the same way: 76% of Splitser's written reviews are positive against 25% of indó's.

UpkeepUpdate frequency

Splitser ships an update monthly, indó every 2 weeks. The most recent releases landed on November 6, 2026 and November 3, 2026 respectively.

Scorecard6 real differences · 4 level
Splitser versus indó: the parameters behind the verdict, then further details
ParameterSplitserindó
PriceFreeFree
Rating4.9 (597 ratings) — better4.0 (10 ratings)
Positive reviews75.6% of reviews — better25.0% of reviews
Number of ratings597 — better10
Update frequencyMonthlyEvery 2 weeks — better
AdsNoNo
In-app purchasesYesNo — better
MonetizationFreemiumFree — better
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS15.5 — better15.6
Further details — not scored
Size102 MB73 MB
Age rating4+4+
DeveloperSplitser B.V.Indo sparisjoður hf.

Customer experience

Splitser

All ratings597 ratings
Positive97.0%
Neutral2.2%
Negative0.8%
Written reviews86 reviews
Positive75.6%
Neutral11.6%
Negative12.8%

indó

All ratings10 ratings
Positive70.0%
Neutral10.0%
Negative20.0%
Written reviews4 reviews
Positive25.0%
Neutral25.0%
Negative50.0%

In-app purchases

10 purchases

Splitser

Subscriptions2
  • Splitser Premium$1.991 Month
  • Splitser Premium$8.991 Year
One-time8
  • Support Splitser$1.99
  • Splitser Ad-free$2.99
  • Support Splitser$2.99
Show 5 more
  • Support Splitser$3.00
  • Support Splitser$3.99
  • Support Splitser$4.00
  • Support Splitser$9.00
  • Support Splitser$22.00
None

indó

No in-app purchases

Questions

Is Splitser free?
Splitser is free to download, with in-app purchases available.
Is indó free?
indó is free to download, with no in-app purchases.
Which has better reviews, Splitser or indó?
Splitser is rated higher. Splitser averages 4.9 out of 5 from 597 ratings, while indó averages 4.0 from 10 ratings.
Do Splitser or indó have ads?
Neither Splitser nor indó shows ads.
Which is updated more often, Splitser or indó?
Splitser ships an update monthly, and indó every 2 weeks. Most recently, Splitser was updated on November 6, 2026 and indó on November 3, 2026.

Other comparisons