Splitser vs PayForMe
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Splitser
Easily split, track, and settle group expenses for any occasion. This app simplifies managing shared costs among friends, family, or roommates, allowing for direct payments and detailed transaction history.
- Split expenses equally or by specific amounts
- Track and settle group expenses
- Direct payment options (iDEAL, Bancontact)
- Supports over 150 currencies
- Add receipts and categorize transactions
- Recurring expenses and reminders
- Export transactions to CSV/PDF
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Splitser is the No 1. app to split, settle and pay all your group expenses. It’s the best pick for groups of friends, families, couples, roommates, travellers, colleagues, clubs, unions, fraternities and sororities, teams, etc. Splitser can be used for: vacations, day or weekend trips, nights out, shared households, dinner parties, festivals, team sports and much more. 5 million people are already using Splitser! === How it works: === • Log in or create a free Splitser account • Create a list or join an existing list • Invite other participants on a list via Whatsapp, Messenger, SMS or Email • All participants can add, edit or remove transactions on a list • Check the balance of the list and the participants every now and then • Do you owe others? Time to pay the next group expense or pay someone something directly through the balance! === Entered all transactions? === • Settle the list and see immediately who gets money back and who still needs to pay • Directly pay off remaining debts via iDEAL or Bancontact or share a payment request via Whatsapp, Messenger, SMS or Email • Check details of previous settlements such as: settled expenses, who has already paid and who still needs a reminder? • Create a new list or continue entering expenses on an existing list === Top features: === • Invite participants directly to a list via Whatsapp, Messenger, SMS or email • Choose from more than 150 different currencies when creating a new list, handy when traveling! • Add expenses in different currencies on the same list • Add the expenses from other payers • Split expenses equally or enter specific amounts for each participant • Add an image to an expense, for example the receipt or bill • View all your images in a convenient photo library • Add a category to your transactions • Use recurring expenses to automatically add your subscriptions to the list • Set reminders for upcoming expenses • Add income if money has been received (e.g. remaining money pots, received deposits) • Add money transfer to register a payment between two members • Built-in calculator when entering an expense • Find transactions by searching on keyword or using convenient search filters • Export transactions to CSV or PDF • Advanced insights: View total spent and costs by (sub)category and/or member • Request or pay individual members to settle • Handy settlement tab with all historical settlements from a list • Send payment requests via Whatsapp, Messenger, SMS or email • Create a group payment request where everyone can see who has to pay what • Pay off debts directly via iDEAL or Bancontact • Mark already paid settlements as paid • The payments section shows your open payment request and payments history • Directly pay your Splitser contacts are get paid by showing your QR code • Offline mode to be able to enter expenses even in the most remote places • Dark mode: Better for your eyes and battery! AWARDS: 2022: Best and most popular finance app, NL, Emerce & Multiscope 2023: Best and most popular finance app, NL, Emerce & Multiscope 2024: Most popular finance app, NL, Emerce & Multiscope 2025: Most popular finance app, NL, Emerce & Multiscope Terms of Service: https://splitser.com/terms-of-service/ Privacy Statement: https://splitser.com/privacy-statement/ Having any trouble or suggestions to further improve Splitser? Please reach out to info@splitser.com
PayForMe
Easily track money lent and borrowed between friends. Manage multiple projects, view balances, and clear debts efficiently. Color-coding helps differentiate users for better organization.
- Track borrowed money
- Manage multiple projects
- View member balances
- Create and update bills
- Clear individual debts
- Color-coded user differentiation
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PayForMe is an app to track borrowing money between friends. It either uses Cospend on your Nextcloud instance or iHateMoney as a backend, and has the following features: - Show listed bills - Create new bills - Balance of project members - Handling several projects - Colorcodes to differentiate users - Update bills - Delete bills - Clearing debt of single members - Setting a default payer on a project basis
Screenshots
Verdict
The clearest difference is in-app purchases: PayForMe at none against Splitser's 13. Splitser's advantage is ratings volume (570 vs 2) and update cadence (monthly vs every 4 months). On price, rating, review sentiment and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Splitser sells 12 in-app purchases, starting at $1.99 per month. PayForMe asks for nothing beyond the download.
On the App Store both sit at effectively the same score — 4.9 for Splitser against 5.0 for PayForMe. That said, the two scores are not equally well evidenced: Splitser has 570 ratings behind it against 2, so its average is the more settled of the two. Written reviews are what separate them: 76% of Splitser's written reviews are positive against 82% of PayForMe's.
Splitser ships an update monthly, PayForMe every 4 months. The most recent releases landed on September 22, 2026 and July 24, 2026 respectively.
| Parameter | Splitser | PayForMe |
|---|---|---|
| Price | Free | Free |
| Rating | 4.9 (570 ratings) | 5.0 (2 ratings) — better |
| Positive reviews | 75.6% of reviews | 81.8% of reviews — better |
| Number of ratings | 570 — better | 2 |
| Update frequency | Monthly — better | Every 4 months |
| Ads | No | No |
| In-app purchases | Yes | No — better |
| Monetization | Free with in-app purchases | Free — better |
| Devices | iPhone, iPad, iPod — better | iPhone, iPod |
| Requires iOS | 15.5 | 15.0 — better |
| Further details — not scored | ||
| Size | 99 MB | 4 MB |
| Age rating | 4+ | 4+ |
| Developer | Splitser B.V. | Jona Koenig |
Customer experience
Splitser
PayForMe
In-app purchases
Splitser
- Splitser Premium$1.991 Month
- Splitser Premium$8.991 Year
- Support Splitser$1.99
- Splitser Ad-free$2.99
- Support Splitser$2.99
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- Support Splitser$3.00
- Support Splitser$3.99
- Support Splitser$4.00
- Support Splitser2 variants$8.99
- Support Splitser$9.00
- Support Splitser$12.99
- Support Splitser$22.00
PayForMe
No in-app purchases









