Comparison

Splitser vs PayForMe

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Splitser

Easily split, track, and settle group expenses for any occasion. This app simplifies managing shared costs among friends, family, or roommates, allowing for direct payments and detailed transaction history.

Highlights
  • Split expenses equally or by specific amounts
  • Track and settle group expenses
  • Direct payment options (iDEAL, Bancontact)
  • Supports over 150 currencies
  • Add receipts and categorize transactions
  • Recurring expenses and reminders
  • Export transactions to CSV/PDF
Features
Read full description

Splitser is the No 1. app to split, settle and pay all your group expenses. It’s the best pick for groups of friends, families, couples, roommates, travellers, colleagues, clubs, unions, fraternities and sororities, teams, etc. Splitser can be used for: vacations, day or weekend trips, nights out, shared households, dinner parties, festivals, team sports and much more. 5 million people are already using Splitser! === How it works: === • Log in or create a free Splitser account • Create a list or join an existing list • Invite other participants on a list via Whatsapp, Messenger, SMS or Email • All participants can add, edit or remove transactions on a list • Check the balance of the list and the participants every now and then • Do you owe others? Time to pay the next group expense or pay someone something directly through the balance! === Entered all transactions? === • Settle the list and see immediately who gets money back and who still needs to pay • Directly pay off remaining debts via iDEAL or Bancontact or share a payment request via Whatsapp, Messenger, SMS or Email • Check details of previous settlements such as: settled expenses, who has already paid and who still needs a reminder? • Create a new list or continue entering expenses on an existing list === Top features: === • Invite participants directly to a list via Whatsapp, Messenger, SMS or email • Choose from more than 150 different currencies when creating a new list, handy when traveling! • Add expenses in different currencies on the same list • Add the expenses from other payers • Split expenses equally or enter specific amounts for each participant • Add an image to an expense, for example the receipt or bill • View all your images in a convenient photo library • Add a category to your transactions • Use recurring expenses to automatically add your subscriptions to the list • Set reminders for upcoming expenses • Add income if money has been received (e.g. remaining money pots, received deposits) • Add money transfer to register a payment between two members • Built-in calculator when entering an expense • Find transactions by searching on keyword or using convenient search filters • Export transactions to CSV or PDF • Advanced insights: View total spent and costs by (sub)category and/or member • Request or pay individual members to settle • Handy settlement tab with all historical settlements from a list • Send payment requests via Whatsapp, Messenger, SMS or email • Create a group payment request where everyone can see who has to pay what • Pay off debts directly via iDEAL or Bancontact • Mark already paid settlements as paid • The payments section shows your open payment request and payments history • Directly pay your Splitser contacts are get paid by showing your QR code • Offline mode to be able to enter expenses even in the most remote places • Dark mode: Better for your eyes and battery! AWARDS: 2022: Best and most popular finance app, NL, Emerce & Multiscope 2023: Best and most popular finance app, NL, Emerce & Multiscope 2024: Most popular finance app, NL, Emerce & Multiscope 2025: Most popular finance app, NL, Emerce & Multiscope Terms of Service: https://splitser.com/terms-of-service/ Privacy Statement: https://splitser.com/privacy-statement/ Having any trouble or suggestions to further improve Splitser? Please reach out to info@splitser.com

About

PayForMe

Easily track money lent and borrowed between friends. Manage multiple projects, view balances, and clear debts efficiently. Color-coding helps differentiate users for better organization.

Highlights
  • Track borrowed money
  • Manage multiple projects
  • View member balances
  • Create and update bills
  • Clear individual debts
  • Color-coded user differentiation
Features
Read full description

PayForMe is an app to track borrowing money between friends. It either uses Cospend on your Nextcloud instance or iHateMoney as a backend, and has the following features: - Show listed bills - Create new bills - Balance of project members - Handling several projects - Colorcodes to differentiate users - Update bills - Delete bills - Clearing debt of single members - Setting a default payer on a project basis

Screenshots

Splitser4 screens
PayForMe4 screens

Verdict

The call

The clearest difference is in-app purchases: PayForMe at none against Splitser's 13. Splitser's advantage is ratings volume (570 vs 2) and update cadence (monthly vs every 4 months). On price, rating, review sentiment and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Splitser sells 12 in-app purchases, starting at $1.99 per month. PayForMe asks for nothing beyond the download.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 4.9 for Splitser against 5.0 for PayForMe. That said, the two scores are not equally well evidenced: Splitser has 570 ratings behind it against 2, so its average is the more settled of the two. Written reviews are what separate them: 76% of Splitser's written reviews are positive against 82% of PayForMe's.

UpkeepUpdate frequency

Splitser ships an update monthly, PayForMe every 4 months. The most recent releases landed on September 22, 2026 and July 24, 2026 respectively.

Scorecard4 real differences · 6 level
Splitser versus PayForMe: the parameters behind the verdict, then further details
ParameterSplitserPayForMe
PriceFreeFree
Rating4.9 (570 ratings)5.0 (2 ratings) — better
Positive reviews75.6% of reviews81.8% of reviews — better
Number of ratings570 — better2
Update frequencyMonthly — betterEvery 4 months
AdsNoNo
In-app purchasesYesNo — better
MonetizationFree with in-app purchasesFree — better
DevicesiPhone, iPad, iPod — betteriPhone, iPod
Requires iOS15.515.0 — better
Further details — not scored
Size99 MB4 MB
Age rating4+4+
DeveloperSplitser B.V.Jona Koenig

Customer experience

Splitser

All ratings570 ratings
Positive97.0%
Neutral2.3%
Negative0.7%
Written reviews86 reviews
Positive75.6%
Neutral11.6%
Negative12.8%

PayForMe

All ratings2 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews11 reviews
Positive81.8%
Neutral0.0%
Negative18.2%

In-app purchases

12 purchases

Splitser

Subscriptions2
  • Splitser Premium$1.991 Month
  • Splitser Premium$8.991 Year
One-time10
  • Support Splitser$1.99
  • Splitser Ad-free$2.99
  • Support Splitser$2.99
Show 7 more
  • Support Splitser$3.00
  • Support Splitser$3.99
  • Support Splitser$4.00
  • Support Splitser2 variants$8.99
  • Support Splitser$9.00
  • Support Splitser$12.99
  • Support Splitser$22.00
None

PayForMe

No in-app purchases

Questions

Is Splitser free?
Splitser is free to download, with in-app purchases available.
Is PayForMe free?
PayForMe is free to download, with no in-app purchases.
Which has better reviews, Splitser or PayForMe?
PayForMe is rated higher. Splitser averages 4.9 out of 5 from 570 ratings, while PayForMe averages 5.0 from 2 ratings.
Do Splitser or PayForMe have ads?
Neither Splitser nor PayForMe shows ads.
Which is updated more often, Splitser or PayForMe?
Splitser ships an update monthly, and PayForMe every 4 months. Most recently, Splitser was updated on September 22, 2026 and PayForMe on July 24, 2026.

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