Comparison

Splitser vs SplitPay

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Splitser

Easily split, track, and settle group expenses for any occasion. This app simplifies managing shared costs among friends, family, or roommates, allowing for direct payments and detailed transaction history.

Highlights
  • Split expenses equally or by specific amounts
  • Track and settle group expenses
  • Direct payment options (iDEAL, Bancontact)
  • Supports over 150 currencies
  • Add receipts and categorize transactions
  • Recurring expenses and reminders
  • Export transactions to CSV/PDF
Features
Read full description

Splitser is the No 1. app to split, settle and pay all your group expenses. It’s the best pick for groups of friends, families, couples, roommates, travellers, colleagues, clubs, unions, fraternities and sororities, teams, etc. Splitser can be used for: vacations, day or weekend trips, nights out, shared households, dinner parties, festivals, team sports and much more. 5 million people are already using Splitser! === How it works: === • Log in or create a free Splitser account • Create a list or join an existing list • Invite other participants on a list via Whatsapp, Messenger, SMS or Email • All participants can add, edit or remove transactions on a list • Check the balance of the list and the participants every now and then • Do you owe others? Time to pay the next group expense or pay someone something directly through the balance! === Entered all transactions? === • Settle the list and see immediately who gets money back and who still needs to pay • Directly pay off remaining debts via iDEAL or Bancontact or share a payment request via Whatsapp, Messenger, SMS or Email • Check details of previous settlements such as: settled expenses, who has already paid and who still needs a reminder? • Create a new list or continue entering expenses on an existing list === Top features: === • Invite participants directly to a list via Whatsapp, Messenger, SMS or email • Choose from more than 150 different currencies when creating a new list, handy when traveling! • Add expenses in different currencies on the same list • Add the expenses from other payers • Split expenses equally or enter specific amounts for each participant • Add an image to an expense, for example the receipt or bill • View all your images in a convenient photo library • Add a category to your transactions • Use recurring expenses to automatically add your subscriptions to the list • Set reminders for upcoming expenses • Add income if money has been received (e.g. remaining money pots, received deposits) • Add money transfer to register a payment between two members • Built-in calculator when entering an expense • Find transactions by searching on keyword or using convenient search filters • Export transactions to CSV or PDF • Advanced insights: View total spent and costs by (sub)category and/or member • Request or pay individual members to settle • Handy settlement tab with all historical settlements from a list • Send payment requests via Whatsapp, Messenger, SMS or email • Create a group payment request where everyone can see who has to pay what • Pay off debts directly via iDEAL or Bancontact • Mark already paid settlements as paid • The payments section shows your open payment request and payments history • Directly pay your Splitser contacts are get paid by showing your QR code • Offline mode to be able to enter expenses even in the most remote places • Dark mode: Better for your eyes and battery! AWARDS: 2022: Best and most popular finance app, NL, Emerce & Multiscope 2023: Best and most popular finance app, NL, Emerce & Multiscope 2024: Most popular finance app, NL, Emerce & Multiscope 2025: Most popular finance app, NL, Emerce & Multiscope Terms of Service: https://splitser.com/terms-of-service/ Privacy Statement: https://splitser.com/privacy-statement/ Having any trouble or suggestions to further improve Splitser? Please reach out to info@splitser.com

About

SplitPay

Read full description

We’ve been working hard to make splitting expenses even easier are proud to introduce SplitPay 2.0! Here’s what’s new in this update: - Improved UI & Performance – A smoother, faster experience for hassle-free bill splitting. - Track Individual Expenses – Keep an eye on your personal spending alongside shared expenses. - Flexible Splitting Options – Split bills equally or assign specific amounts to each person. - Expense History – View past expenses at a glance and never lose track of who paid what. - Expense Search – Quickly find any expense by name, amount, or date. - Better Expense Tracking – More detailed breakdowns and clearer summaries. - Bug Fixes & Stability Improvements – Squashed some bugs to keep things running smoothly. Got feedback? We’d love to hear from you! Drop us a message and let us know how we can make the app even better. Tired of the awkward dance when the restaurant check arrives? Say goodbye to those confusing moments and hello to SplitPay, the ultimate app for painless check splitting with friends and family! Key Features: - Dine and Divide: SplitPay simplifies splitting restaurant checks effortlessly. No more manual calculations or confusion - just open app and let SplitPay handle the rest. - Fair and Fast: Calculate individual shares within your group in seconds, ensuring everyone pays their fair share. Say goodbye to awkward calculations and disputes over who owes what.

Screenshots

Splitser4 screens
SplitPay4 screens

Verdict

The call

The clearest difference is in-app purchases: SplitPay at none against Splitser's 13. Splitser's advantage is iOS requirement (15.5 vs 17.0). On price, update cadence, ads and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Splitser sells 12 in-app purchases, starting at $1.99 per month. SplitPay asks for nothing beyond the download.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly monthly. The most recent releases landed on September 27, 2026 and September 11, 2026 respectively.

Scorecard2 real differences · 8 level
Splitser versus SplitPay: the parameters behind the verdict, then further details
ParameterSplitserSplitPay
PriceFreeFree
Rating4.9 (570 ratings) — better—
Positive reviews75.6% of reviews—
Number of ratings570 — better—
Update frequencyMonthlyMonthly
AdsNoNo
In-app purchasesYesNo — better
MonetizationFree with in-app purchases—
DevicesiPhone, iPad, iPod — betteriPhone, iPad
Requires iOS15.5 — better17.0
Further details — not scored
Size99 MB5 MB
Age rating4+4+
DeveloperSplitser B.V.Maksym Mashkov

In-app purchases

12 purchases

Splitser

Subscriptions2
  • Splitser Premium$1.991 Month
  • Splitser Premium$8.991 Year
One-time10
  • Support Splitser$1.99
  • Splitser Ad-free$2.99
  • Support Splitser$2.99
Show 7 more
  • Support Splitser$3.00
  • Support Splitser$3.99
  • Support Splitser$4.00
  • Support Splitser2 variants$8.99
  • Support Splitser$9.00
  • Support Splitser$12.99
  • Support Splitser$22.00
None

SplitPay

No in-app purchases

Questions

Is Splitser free?
Splitser is free to download, with in-app purchases available.
Is SplitPay free?
SplitPay is free to download, with no in-app purchases.
Do Splitser or SplitPay have ads?
Neither Splitser nor SplitPay shows ads.
Which is updated more often, Splitser or SplitPay?
Splitser ships an update monthly, and SplitPay monthly. Most recently, Splitser was updated on September 27, 2026 and SplitPay on September 11, 2026.

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