Comparison

Splitser vs Chippy Split

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Splitser

Easily split, track, and settle group expenses for any occasion. This app simplifies managing shared costs among friends, family, or roommates, allowing for direct payments and detailed transaction history.

Highlights
  • Split expenses equally or by specific amounts
  • Track and settle group expenses
  • Direct payment options (iDEAL, Bancontact)
  • Supports over 150 currencies
  • Add receipts and categorize transactions
  • Recurring expenses and reminders
  • Export transactions to CSV/PDF
Features
Read full description

Splitser is the No 1. app to split, settle and pay all your group expenses. It’s the best pick for groups of friends, families, couples, roommates, travellers, colleagues, clubs, unions, fraternities and sororities, teams, etc. Splitser can be used for: vacations, day or weekend trips, nights out, shared households, dinner parties, festivals, team sports and much more. 5 million people are already using Splitser! === How it works: === • Log in or create a free Splitser account • Create a list or join an existing list • Invite other participants on a list via Whatsapp, Messenger, SMS or Email • All participants can add, edit or remove transactions on a list • Check the balance of the list and the participants every now and then • Do you owe others? Time to pay the next group expense or pay someone something directly through the balance! === Entered all transactions? === • Settle the list and see immediately who gets money back and who still needs to pay • Directly pay off remaining debts via iDEAL or Bancontact or share a payment request via Whatsapp, Messenger, SMS or Email • Check details of previous settlements such as: settled expenses, who has already paid and who still needs a reminder? • Create a new list or continue entering expenses on an existing list === Top features: === • Invite participants directly to a list via Whatsapp, Messenger, SMS or email • Choose from more than 150 different currencies when creating a new list, handy when traveling! • Add expenses in different currencies on the same list • Add the expenses from other payers • Split expenses equally or enter specific amounts for each participant • Add an image to an expense, for example the receipt or bill • View all your images in a convenient photo library • Add a category to your transactions • Use recurring expenses to automatically add your subscriptions to the list • Set reminders for upcoming expenses • Add income if money has been received (e.g. remaining money pots, received deposits) • Add money transfer to register a payment between two members • Built-in calculator when entering an expense • Find transactions by searching on keyword or using convenient search filters • Export transactions to CSV or PDF • Advanced insights: View total spent and costs by (sub)category and/or member • Request or pay individual members to settle • Handy settlement tab with all historical settlements from a list • Send payment requests via Whatsapp, Messenger, SMS or email • Create a group payment request where everyone can see who has to pay what • Pay off debts directly via iDEAL or Bancontact • Mark already paid settlements as paid • The payments section shows your open payment request and payments history • Directly pay your Splitser contacts are get paid by showing your QR code • Offline mode to be able to enter expenses even in the most remote places • Dark mode: Better for your eyes and battery! AWARDS: 2022: Best and most popular finance app, NL, Emerce & Multiscope 2023: Best and most popular finance app, NL, Emerce & Multiscope 2024: Most popular finance app, NL, Emerce & Multiscope 2025: Most popular finance app, NL, Emerce & Multiscope Terms of Service: https://splitser.com/terms-of-service/ Privacy Statement: https://splitser.com/privacy-statement/ Having any trouble or suggestions to further improve Splitser? Please reach out to info@splitser.com

About

Chippy Split

Easily manage shared expenses with friends, roommates, and groups. Split bills instantly, track balances in real-time, and settle debts without confusion. Organize expenses by group and get clear overviews of all shared spending.

Highlights
  • Instant bill splitting
  • Flexible splitting options
  • Organize expenses by groups
  • Real-time balance tracking
  • Payment reminders
  • Expense history and reports
  • Receipt import
Features
Read full description

Split bills, track expenses, and settle faster with Chippy Split. The easiest way to manage shared expenses with friends, roommates, trips, and groups, all in one place. Whether you're splitting rent, managing travel costs, or tracking daily expenses, Chippy Split keeps everything clear, fair, and stress-free. Why Chippy Split? Managing shared expenses shouldn’t be complicated. Chippy Split helps you split bills instantly, track balances in real time, and settle without confusion. Key Features • Add and split bills instantly without any limits • Flexible splitting options: equal, percentage, or custom amounts • Organize expenses by groups (friends, trips, roommates) • Track balances and settlements in real time • Send payment reminders to group members • View complete expense history • Export expense reports anytime Share and Add Bills Faster Easily import images or receipts directly into the app and start creating bills instantly. No more manual entry ,just share and go. Perfect For • Friends sharing daily expenses • Roommates splitting rent and utilities • Group trips and vacations • Couples managing shared spending Simple. Transparent. Stress-Free. No awkward reminders. No confusion. No missed payments. Just smart expense tracking that works. Privacy Policy https://card-snap.in/chippyapp/privacypolicy Terms of Use (EULA) https://card-snap.in/chippyapp/termsofuse

Screenshots

Splitser4 screens
Chippy Split4 screens

Verdict

The call

The clearest difference is review sentiment: Chippy Split at 100% against Splitser's 76%. Chippy Split also leads on update cadence (weekly vs monthly). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Splitser sells 12 in-app purchases, starting at $1.99 per month and Chippy Split sells 1 in-app purchase, starting at $1.99 per month. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

Splitser ships an update monthly, Chippy Split weekly. The most recent releases landed on October 18, 2026 and October 7, 2026 respectively.

Scorecard2 real differences · 8 level
Splitser versus Chippy Split: the parameters behind the verdict, then further details
ParameterSplitserChippy Split
PriceFreeFree
Rating4.9 (585 ratings) — better—
Positive reviews75.6% of reviews100.0% of reviews — better
Number of ratings585 — better—
Update frequencyMonthlyWeekly — better
AdsNoNo
In-app purchasesYesYes
MonetizationFree with in-app purchasesFree with in-app purchases
DevicesiPhone, iPad, iPod — betteriPhone, iPod
Requires iOS15.5 — better15.6
Further details — not scored
Size99 MB87 MB
Age rating4+4+
DeveloperSplitser B.V.Aman Khan

Customer experience

Splitser

All ratings585 ratings
Positive97.1%
Neutral2.2%
Negative0.7%
Written reviews86 reviews
Positive75.6%
Neutral11.6%
Negative12.8%

Chippy Split

Written reviews8 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

12 purchases

Splitser

Subscriptions2
  • Splitser Premium$1.991 Month
  • Splitser Premium$8.991 Year
One-time10
  • Support Splitser$1.99
  • Splitser Ad-free$2.99
  • Support Splitser$2.99
Show 7 more
  • Support Splitser$3.00
  • Support Splitser$3.99
  • Support Splitser$4.00
  • Support Splitser2 variants$8.99
  • Support Splitser$9.00
  • Support Splitser$12.99
  • Support Splitser$22.00
1 purchases

Chippy Split

Subscriptions1
  • Chippy Pro$1.991 Month

Questions

Is Splitser free?
Splitser is free to download, with in-app purchases available.
Is Chippy Split free?
Chippy Split is free to download, with in-app purchases available.
Do Splitser or Chippy Split have ads?
Neither Splitser nor Chippy Split shows ads.
Which is updated more often, Splitser or Chippy Split?
Splitser ships an update monthly, and Chippy Split weekly. Most recently, Splitser was updated on October 18, 2026 and Chippy Split on October 7, 2026.

Other comparisons