Bank Orange vs BillSmooth

The Bank Orange Mobile Banking App gives you secure, on-the-go access to your banking – right from your iPhone. Whether you’re checking balances or making payments, it’s banking made simple, anytime, anywhere. With the app, you can: • Transfer money between your own and external accounts • Make BPAY and Osko payments • View account details, pending transactions and future payments • Activate and manage your Visa Debit Card To use the Mobile Banking App, you must be registered for Bank Orange internet banking. Mobile data charges may apply – please check with your provider. The app uses the same high-level security protocols as Internet Banking. We recommend following the same precautions you would when using a personal computer. We collect anonymous information on how you utilise the application to perform statistical analysis of aggregate user behaviour. We do not collect personal information about you. By installing this app you are giving your consent.

BillSmooth helps you plan for upcoming bills by setting aside small amounts regularly, so the money is already there when the bill arrives. No more scrambling, no more surprises. **How it works** Divide your money into virtual buckets — one for rent, one for insurance, one for the holiday fund, whatever you need. Set up recurring transfers that top each bucket up at whatever rhythm suits you: weekly, fortnightly, monthly. When a bill comes in, you already have the money set aside. **Built for your real life** - Handles fortnightly pay cycles, not just monthly. - Tracking accounts roll up child balances into a single total. - Projections show fortnightly, monthly and annual impact at a glance. - Works with whichever currency you use — AUD, USD, GBP, EUR, and more. **Your data stays with you** BillSmooth is fully local. Every account, balance and transaction lives on your device — we don't run servers and there's nothing to sign up for. Your data is automatically included in your iPhone's iCloud Backup, and you can export or import a JSON copy from Settings at any time. **Free, no sign-up, no tracking** No ads. No account required. No analytics pinging home. Just a tool to help you get ahead of your bills.