Comparison

Generali Srbija vs NLB Pay

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Generali Srbija

Easily purchase travel, household, and crop insurance. Access policy information, product catalogs, and detailed claims procedures. Enjoy client benefits and locate nearby branches.

Highlights
  • Purchase travel insurance
  • Household insurance options
  • Crop and fruit insurance
  • Policy information portal
  • Client benefits program
  • Claims procedure guidance
  • Branch locator
Features
Read full description

Aplikacija Generali Srbija namenjena je svima koji žele da brzo i jednostavno kupe: • putno osiguranje, • osiguranje domaćinstva, • osiguranje hitnih intervencija u domaćinstvu, • osiguranje pomoći na putu, • osiguranje useva i plodova. Omogućeno je plaćanje platnom karticom ili uplatnicom. Platnim karticama Banca Intesa moguće je plaćanje na rate bez kamate. Generali Srbija aplikacija vam nudi i sledeće: • Pogodnosti za klijente kroz DOBITNI program – ostvarivanje popusta kod DOBIT partnera prikazom elektronske DOBITNE kartice koja se nalazi unutar aplikacije • Pregled informacija o polisama na Portalu za klijente • Pregled kataloga proizvoda • Detaljna uputstva za postupanje u slučaju: • štete u osiguranom domaćinstvu ili saobraćajne nezgode u zemlji ili inostranstvu • potrebne medicinske pomoći u Srbiji i tokom boravka u inostranstvu, sa mogućnošću besplatnog poziva i chata sa asistenskom kućom Europ Assistance • Informacije o nadoknadi troškova putnog i dobrovoljnog zdravstvenog osiguranja • Informacije o potrebnoj dokumentaciji za prijavu štete kod osiguranja domaćinstva, osiguranja preko komunalnih preduzeća, štete na vozilu po polisi osiguranja od auto-odgovornosti i kasko polisi, za dodatno zdravstveno osiguranje, i osiguranje od posledica nesrećnog slučaja vlasnika tekućeg računa Intesa Hit • Omogućen direktan poziv i slanje imejla Kontakt centru Generali Osiguranja Srbija • Prikaz lokacija svih filijala i prikaz lokacije najbliže filijale • Omogućeno zvanje hitnih službi (policija, vatrogasci, hitna pomoć)

About

NLB Pay

This mobile wallet allows for contactless payments in stores and cash withdrawals at ATMs using your phone. It also facilitates instant money transfers to friends and family, online payment confirmations, and management of card security settings.

Highlights
  • Contactless payments with NFC
  • Instant money transfers via Flik
  • Online payment confirmation
  • Card security management
  • Add loyalty cards
  • View transaction history
Features
Read full description

ABOUT (ENG) This application enables contactless payments with your phone and the execution of Flik instant payments. Try the free NLB Pay mobile wallet for simple and secure payments. What does NLB Pay allow you to do? - Pay for purchases in stores and withdraw cash at contactless ATMs using Apple Pay. Simply unlock your mobile phone with NFC enabled, hold it near the POS terminal, and wait for the sound signal. - View all payments and withdrawals under “Transactions” section of NLB Pay. - Confirm online card payments. When paying with a card online, you will receive a notification on your phone and can easily confirm the transaction directly in the mobile wallet (using facial recognition, fingerprint, or the numeric password used to access NLB Pay). - Send money to family and friends. With Flik instant payments, you can transfer money to other Flik users via their phone number. The funds will appear in their account within seconds — even if they use another bank. - Use Flik functionalities such as bill splitting and recurring payments. - Manage card security settings. You can limit card usage at ATMs, online, abroad, and lock or unlock the card if needed. - Add all merchant loyalty cards to NLB Pay. Supported devices NLB Pay is available to users of smartphones running Android 9.0 or iOS 15 and above. Security first. Due to card system security requirements, NLB Pay does not operate on mobile phones with modified factory settings or devices with altered system software (rooted phones). It also does not work if your phone is not secured/locked with at least one security element — PIN, pattern, fingerprint, facial recognition, etc. O TEJ APLIKACIJI (SLO) Aplikacija omogoča brezstično plačevanje s telefonom in izvajanje Flik plačil. Preizkusite brezplačno mobilno denarnico NLB Pay za enostavno in varno plačevanje. Kaj vam omogoča NLB Pay? - Plačevanje nakupov v trgovinah in dvigovanje gotovine na brezstičnih bankomatih z uporabo storitve Apple Pay. Mobilni telefon z vklopljenim NFC le odklenete, prislonite in počakate na zvočni signal. - Pregled vseh plačil in dvigov se v NLB Pay pregledno shranjujejo v razdelku "Transakcije". - Potrjevanje spletnih nakupov s karticami. Ob plačilu s kartico na spletu prejmete na telefon sporočilo in plačilo preprosto potrdite kar v mobilni denarnici (s prepoznavo obraza, prstnega odtisa ali številčnim geslom za vstop v NLB Pay). - Nakazovanje denarja sorodnikom in prijateljem. S takojšnjimi plačili Flik lahko drugim Flik uporabnikom denar nakažete kar prek njihove telefonske številke. Denar bo na njihovem računu že v nekaj sekundah tudi, če imajo osebni račun odprt pri drugi banki. - Flik funkcionalnosti razdeli račun in ponavljajoča plačila - Upravljanje z varnostnimi nastavitvami kartic. Omejite delovanje kartice na bankomatih, spletu, v tujini ter po potrebi odklenite ali zaklenite kartico. - Dodajanje vseh kartic zvestobe trgovcev v NLB Pay Na katerih telefonih lahko uporabljate NLB Pay? NLB Pay je na voljo uporabnikom pametnih telefonov z operacijskim sistemom Android 9.0. ali iOS 15 in višje. Varnost je na prvem mestu. NLB Pay zaradi varnostnih zahtev kartičnih sistemov ne deluje na mobilnih telefonih s spremenjenimi tovarniškimi nastavitvami oziroma telefonih, ki imajo spremenjeno prednastavljeno programsko kodo (zlom zaščite - »rootani« mobilni telefoni). Ravno tako ne deluje, če telefona nimate zavarovanega / zaklenjenega z vsaj enim varnostnim elementov – PIN, vzorec, prstni odtis, prepoznava obraza …

Screenshots

Generali Srbija4 screens
NLB Pay3 screens

Verdict

The call

The clearest difference is rating: NLB Pay at 4.5 against Generali Srbija's 2.2. NLB Pay also leads on review sentiment (45% vs 14%) and ratings volume (75 vs 13). Generali Srbija's advantage is update cadence (every 3 weeks vs every 2 months) and iOS requirement (12.0 vs 15.0). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

NLB Pay holds the better App Store score, 4.5 against 2.2. That said, the two scores are not equally well evidenced: NLB Pay has 75 ratings behind it against 13, so its average is the more settled of the two. Written reviews point the same way: 14% of Generali Srbija's written reviews are positive against 45% of NLB Pay's.

UpkeepUpdate frequency

Generali Srbija ships an update every 3 weeks, NLB Pay every 2 months. The most recent releases landed on November 2, 2026 and November 3, 2026 respectively.

Scorecard5 real differences · 5 level
Generali Srbija versus NLB Pay: the parameters behind the verdict, then further details
ParameterGenerali SrbijaNLB Pay
PriceFreeFree
Rating2.2 (13 ratings)4.5 (75 ratings) — better
Positive reviews14.3% of reviews45.0% of reviews — better
Number of ratings1375 — better
Update frequencyEvery 3 weeks — betterEvery 2 months
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPod — betteriPhone, iPod
Requires iOS12.0 — better15.0
Further details — not scored
Size66 MB80 MB
Age rating4+4+
DeveloperGENERALI OSIGURANJE SRBIJA A.D.O.NLB d.d.

Customer experience

Generali Srbija

All ratings13 ratings
Positive30.8%
Neutral0.0%
Negative69.2%
Written reviews7 reviews
Positive14.3%
Neutral0.0%
Negative85.7%

NLB Pay

All ratings75 ratings
Positive85.3%
Neutral4.0%
Negative10.7%
Written reviews20 reviews
Positive45.0%
Neutral5.0%
Negative50.0%

In-app purchases

None

Generali Srbija

No in-app purchases

None

NLB Pay

No in-app purchases

Questions

Is Generali Srbija free?
Generali Srbija is free to download, with no in-app purchases.
Is NLB Pay free?
NLB Pay is free to download, with no in-app purchases.
Which has better reviews, Generali Srbija or NLB Pay?
NLB Pay is rated higher. Generali Srbija averages 2.2 out of 5 from 13 ratings, while NLB Pay averages 4.5 from 75 ratings.
Do Generali Srbija or NLB Pay have ads?
Neither Generali Srbija nor NLB Pay shows ads.
Which is updated more often, Generali Srbija or NLB Pay?
Generali Srbija ships an update every 3 weeks, and NLB Pay every 2 months. Most recently, Generali Srbija was updated on November 2, 2026 and NLB Pay on November 3, 2026.

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