FinComPay Business vs MICB Token
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
FinComPay Business
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FinComPay Business – your complete Mobile Banking Solution for Businesses. Manage your company’s finances quickly, securely, and intuitively – right from your device! With a modern interface and advanced features, you stay in full control of your business operations anytime, anywhere. What FinComPay Business offers: • Secure 24/7 access to all your business accounts; • Real-time balance and transaction overview; • Fast and secure payments, including MPay; • Create and sign transactions (MDL payments, transfers, FX operations); • Attach supporting documents for foreign currency payments; • Manage payroll projects directly from the app; • Instant currency exchange and faster transfers – all in one place. Stay connected to your company’s financial status with top-level security and services designed for your business needs.
MICB Token
Securely authenticate and authorize banking transactions from any device. This app offers mobility and eliminates device dependency for business customers, providing a seamless user experience with push notifications and biometric or PIN authorization.
- Secure authentication
- Transaction authorization
- Cross-device mobility
- Push notifications
- Biometric/PIN login
- Online and offline modes
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The MICB Token allows easy and secure authentication in our MICB Business system and authorization of your banking transactions anywhere and anytime. It provides mobility to the customers and eliminates dependency on a single device. The MICB Token mobile app is the most secure and easiest way to authenticate and authorize. To use the MICB Token app, you need to download it, install it on a mobile device (phone or tablet) and configure it. The app works with a login PIN or you can use biometrics. BC "Moldindconbank" S.A. offers its customers (legal entities) a new authentication and authorization method, which provides users with a seamless user experience through push notifications and secure authorization through biometrics, facial recognition or PIN. The authorization of transactions in the MICB Business is easier and more secure with a simple tap. The MICB Token application works in two modes: Online - when a log-in or electronic transaction is initiated, you will receive a notification of confirmation on your device. Offline - you can confirm your authentication in the MICB Business banking and the authorization of the electronic transactions, even when your device is not connected to the internet, by using the QR code scanning option displayed on the MICB Business system screen. The application will generate a code that you need to enter in the "OTP code" field in internet banking.
Screenshots
Verdict
FinComPay Business and MICB Token are too close to call on the numbers: across 6 compared parameters — price, update cadence, ads and in-app purchases among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
FinComPay Business ships an update every 11 months, MICB Token every 13 months. The most recent releases landed on October 26, 2026 and October 21, 2026 respectively.
| Parameter | FinComPay Business | MICB Token |
|---|---|---|
| Price | Free | Free |
| Rating | — | 4.7 (7 ratings) — better |
| Number of ratings | — | 7 — better |
| Update frequency | Every 11 months — better | Every 13 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | — | Free |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 15.0 — better | 16 |
| Further details — not scored | ||
| Size | 57 MB | 13 MB |
| Age rating | 4+ | 4+ |
| Developer | FinComBank SA | BC Moldindconbank S.A. |
In-app purchases
FinComPay Business
No in-app purchases
MICB Token
No in-app purchases
Questions
Is FinComPay Business free?
Is MICB Token free?
Do FinComPay Business or MICB Token have ads?
Which is updated more often, FinComPay Business or MICB Token?
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