OnPath Mobile vs MySTFCU Access
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
OnPath Mobile
Manage your finances with 24/7 account access. Check balances, deposit checks remotely, and pay bills. Send money instantly with Zelle®, track loans, and monitor your credit score with personalized tips. Connect external accounts and enjoy advanced security features.
- Check balances and transaction history
- Remote check deposit
- Instant peer-to-peer payments with Zelle®
- Bill pay and scheduling
- Credit score access and improvement tips
- Connect external financial accounts
- Biometric login security
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Effortlessly manage your finances with the OnPath Mobile App. Enjoy the freedom of 24/7 access to your accounts. Key Features: • Check balances and transaction history across all your linked accounts, including checking, savings, and loans. • Deposit Checks with our Remote Deposit Capabilities. View account statements, download transaction history, and set up account alerts. • Send and receive money instantly with Zelle® for fast and secure peer-to-peer payments. • Pay bills with ease using our bill pay features, schedule payments, and manage recurring bills. • Access your credit score directly within the app and get personalized tips on how to improve your credit plus offers on great financial products tailored to you. • Make loan payments, view loan balances and due dates, and track your loan progress. • Connect and manage accounts from other banks and financial institutions in one. • Experience peace of mind with our advanced security features, including fingerprint or facial recognition login.
MySTFCU Access
Manage your credit union accounts conveniently and securely from your mobile device. Perform transactions, view history, and deposit checks anytime, anywhere. This service is free for enrolled members.
- 24/7 account access
- Check balances
- View transaction history
- Transfer funds
- Pay bills
- Deposit checks
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Access your St. Tammany Federal Credit Union accounts 24/7 from anywhere with STFCU Mobile Banking. It's Fast, Secure, and Free for all MYSTFCU members who are enrolled in our Internet banking service! With STFCU Mobile Banking you can: Check Account Balances View Transaction History View Cleared Checks Transfer Funds Pay Bills Deposit Checks And More! Available to all MYSTFCU Internet Banking users, STFCU Mobile Banking uses the same industry standard security technologies as our online banking. Simply use your MYSTFCU Internet Banking LoginID and Password. If you don't yet have a LoginID or Password just visit us at www.sttammanyfederalcu.org to enroll. Experience the convenience of STFCU Mobile Banking today. Download the app and take us with you wherever you go!
Screenshots
Verdict
The clearest difference is update cadence: OnPath Mobile at every 5 weeks against MySTFCU Access's every 19 months. OnPath Mobile also leads on ratings volume (18K vs 4). MySTFCU Access's advantage is monetization model (free vs ad-supported) and iOS requirement (12.1 vs 16.0). On price, rating, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
On the App Store both sit at effectively the same score — 4.9 for OnPath Mobile against 5.0 for MySTFCU Access. That said, the two scores are not equally well evidenced: OnPath Mobile has 18K ratings behind it against 4, so its average is the more settled of the two.
OnPath Mobile ships an update every 5 weeks, MySTFCU Access every 19 months. The most recent releases landed on October 16, 2026 and September 24, 2026 respectively.
| Parameter | OnPath Mobile | MySTFCU Access |
|---|---|---|
| Price | Free | Free |
| Rating | 4.9 (18K ratings) | 5.0 (4 ratings) — better |
| Positive reviews | 84.1% of reviews | — |
| Number of ratings | 18K — better | 4 |
| Update frequency | Every 5 weeks — better | Every 19 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Ad-supported | Free — better |
| Devices | iPhone, iPad | iPhone, iPad, iPod — better |
| Requires iOS | 16.0 | 12.1 — better |
| Further details — not scored | ||
| Size | 128 MB | 13 MB |
| Age rating | 4+ | 4+ |
| Developer | OnPath Federal Credit Union | St. Tammany Federal Credit Union |
Customer experience
OnPath Mobile
MySTFCU Access
Bugs and requests
OnPath Mobile
Reported bugs
2 issues- App crashes on iPhone 6 and newer models
- Inconsistent account balance display between app and website
Requested features
3 requests- Ability to lock/unlock debit card from the app
- Integration with cryptocurrency accounts
- More detailed transaction history and budgeting tools
MySTFCU Access
Not enough reviews yet to summarise bugs or requests.
In-app purchases
OnPath Mobile
No in-app purchases
MySTFCU Access
No in-app purchases
Questions
Is OnPath Mobile free?
Is MySTFCU Access free?
Which has better reviews, OnPath Mobile or MySTFCU Access?
Do OnPath Mobile or MySTFCU Access have ads?
Which is updated more often, OnPath Mobile or MySTFCU Access?
Other comparisons
