Ockto vs SimpledCard
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Ockto
Effortlessly gather and share your personal and financial data for financial products. Scan a QR code to securely connect to various websites, automatically collect relevant information, and create a financial profile. You decide what to share, and all data is deleted upon closing the app.
- Online data collection
- QR code scanning
- Automated data retrieval
- Personal financial profile creation
- User-controlled data sharing
- Data deletion after use
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Share your data without the hassle An organisation asks you to provide personal or financial data. That can feel like a lot of work. With Ockto, you handle it quickly, safely and in just a few minutes. Download the app and log in with your DigiD or bank to the organisations you want to share your data with. Ockto only collects what’s needed. Nothing more, nothing less. You immediately see a clear overview of your data. You check it, give your consent, and you’re done. Ockto then delivers your data directly to the organisation that needs it. Safe, accurate and fully compliant. Ockto stores nothing and logs you out automatically. This allows the organisation to assess your application right away. So you quickly know where you stand. How it works You receive a QR-code or link from the organisation you want to share your data with. Scan the code with the Ockto app or click the link to get started right away. Ockto guides you step by step through the right sources. You log in yourself using familiar environments, such as your bank or DigiD. Do you have a partner? They can log in as well to add their data. Within minutes, everything is ready. You stay in control. Why Ockto Share data directly from the source No more manual entry Fewer errors and missing information Faster processing of your application Safe and in your control You decide if and when to share your data. Nothing happens without your consent. Ockto does not store your data. After use, everything is automatically deleted. We operate in line with applicable laws and regulations and are supervised by the AFM. Your data is in safe hands. Why the app needs access to your camera You often start from a website on your laptop or desktop. A QR-code creates a secure connection with the app. That’s why Ockto uses your camera: only to scan the QR-code. Want to know more? Find answers to frequently asked questions at www.ockto.eu/faq
SimpledCard
Effortlessly manage business expenses by instantly adding receipts and descriptions for paid items or submitted claims. Track your balance, view transaction status, and manage your card details directly within the app. It streamlines expense reporting for employees and provides real-time oversight for finance teams.
- Instant receipt capture
- Automated data extraction from receipts
- Real-time transaction tracking
- Virtual card creation
- Digital wallet integration
- Secure online payments
- Transaction search and filtering
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Pay, snap, done. With the SimpledCard app you handle business expenses straight away, not after the fact. For employees: Paid with your SimpledCard? Add the receipt and a description, done. Covered an expense yourself? Submit your claim while you're still on the go. Supplier name, amount and date are read from the receipt automatically. You always see your balance and the status of what you've submitted. You manage your card yourself: view your PIN, block or unblock it. For finance teams: Every transaction appears in real time, with the receipt and description already attached. No separate claims flow for what your team has already paid, no missing admin and no more time wasted chasing receipts. Also in the app: - Use virtual cards for online purchases - Add your SimpledCard to a digital wallet - Pay online securely with 3D Secure - Search and filter transactions - Assign expenses to the right cost category More than 650 finance teams use SimpledCard to take control of business spending. Expense management that actually works. Simple. Reliable. Local.
Screenshots
Verdict
The clearest difference is ratings volume: Ockto at 27 against SimpledCard's 1. SimpledCard's advantage is iOS requirement (13.0 vs 17.0). On price, rating, update cadence and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
On the App Store both sit at effectively the same score — 4.9 for Ockto against 5.0 for SimpledCard. That said, the two scores are not equally well evidenced: Ockto has 27 ratings behind it against 1, so its average is the more settled of the two.
Ockto ships an update fortnightly, SimpledCard every 10 days. The most recent releases landed on October 7, 2026 and October 1, 2026 respectively.
| Parameter | Ockto | SimpledCard |
|---|---|---|
| Price | Free | Free |
| Rating | 4.9 (27 ratings) | 5.0 (1 ratings) — better |
| Positive reviews | 100.0% of reviews | — |
| Number of ratings | 27 — better | 1 |
| Update frequency | Fortnightly | Every 10 days — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad | iPhone, iPad, iPod — better |
| Requires iOS | 17.0 | 13.0 — better |
| Further details — not scored | ||
| Size | 53 MB | 65 MB |
| Age rating | 4+ | 4+ |
| Developer | Ockto B.V. | Simpled N.V. |
Customer experience
Ockto
SimpledCard
In-app purchases
Ockto
No in-app purchases
SimpledCard
No in-app purchases









