Comparison

Ockto vs Okidoky

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Ockto

Effortlessly gather and share your personal and financial data for financial products. Scan a QR code to securely connect to various websites, automatically collect relevant information, and create a financial profile. You decide what to share, and all data is deleted upon closing the app.

Highlights
  • Online data collection
  • QR code scanning
  • Automated data retrieval
  • Personal financial profile creation
  • User-controlled data sharing
  • Data deletion after use
Features
Read full description

Share your data without the hassle An organisation asks you to provide personal or financial data. That can feel like a lot of work. With Ockto, you handle it quickly, safely and in just a few minutes. Download the app and log in with your DigiD or bank to the organisations you want to share your data with. Ockto only collects what’s needed. Nothing more, nothing less. You immediately see a clear overview of your data. You check it, give your consent, and you’re done. Ockto then delivers your data directly to the organisation that needs it. Safe, accurate and fully compliant. Ockto stores nothing and logs you out automatically. This allows the organisation to assess your application right away. So you quickly know where you stand. How it works You receive a QR-code or link from the organisation you want to share your data with. Scan the code with the Ockto app or click the link to get started right away. Ockto guides you step by step through the right sources. You log in yourself using familiar environments, such as your bank or DigiD. Do you have a partner? They can log in as well to add their data. Within minutes, everything is ready. You stay in control. Why Ockto Share data directly from the source No more manual entry Fewer errors and missing information Faster processing of your application Safe and in your control You decide if and when to share your data. Nothing happens without your consent. Ockto does not store your data. After use, everything is automatically deleted. We operate in line with applicable laws and regulations and are supervised by the AFM. Your data is in safe hands. Why the app needs access to your camera You often start from a website on your laptop or desktop. A QR-code creates a secure connection with the app. That’s why Ockto uses your camera: only to scan the QR-code. Want to know more? Find answers to frequently asked questions at www.ockto.eu/faq

About

Okidoky

Features
Read full description

Okidoky is je digitale huishoudboekje: een rustig, helder overzicht van je geld — zonder gedoe en zonder dat je gegevens verkocht worden. Alles op één dashboard Zie in één oogopslag je saldo, inkomsten, uitgaven en wat er nog te voldoen is. Tik een post aan om hem ter plekke te bewerken, en vink af wat je betaald hebt. Kosten & inkomsten bijhouden Voeg eenmalige of terugkerende posten toe (maandelijks, per kwartaal, jaarlijks). Markeer incasso's en spaarposten, en hou per maand bij wat je betaald hebt. Bonnetjes scannen Maak een foto of kies een afbeelding, snijd hem bij en laat de AI automatisch bedrag, datum en artikelen herkennen. Werkt ook on-device als terugval. Inzicht in je geld Grafieken van inkomsten vs. uitgaven, je grootste uitgaven per categorie, spaarquote en slimme tips — per maand en per jaar. Gericht sparen Maak spaardoelen aan (vakantie, auto, noodfonds), stort eraan en volg je voortgang. Samen één kasboek Deel je kasboek met je partner of gezin en zie wie wat heeft toegevoegd. Veilig & privé Vergrendel de app met Face ID / Touch ID. Je financiële data is van jou — we verkopen niets door. Handig op je pols en beginscherm Widgets en een Apple Watch-app houden je belangrijkste cijfers altijd binnen handbereik. Okidoky Premium ontgrendelt onbeperkt transacties, AI-bonnetjesscan, volledige inzichten, kasboek delen en een advertentievrije ervaring. Gebruiksvoorwaarden: https://www.okidoky.nl/terms Privacybeleid: https://www.okidoky.nl/privacy

Screenshots

Ockto4 screens
Okidoky4 screens

Verdict

The call

The clearest difference is ads: Ockto at none against Okidoky's shown. On price, update cadence, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Ockto ships an update fortnightly, Okidoky every 3 weeks. The most recent releases landed on October 26, 2026 and October 25, 2026 respectively.

Scorecard1 real difference · 9 level
Ockto versus Okidoky: the parameters behind the verdict, then further details
ParameterOcktoOkidoky
PriceFreeFree
Rating4.9 (27 ratings) — better—
Positive reviews100.0% of reviews—
Number of ratings27 — better—
Update frequencyFortnightly — betterEvery 3 weeks
AdsNo — betterYes
In-app purchasesNoNo
MonetizationFree—
DevicesiPhone, iPadiPhone, Apple Watch
Requires iOS17.017.0
Further details — not scored
Size53 MB21 MB
Age rating4+17+
DeveloperOckto B.V.Richard van der Gulik

In-app purchases

None

Ockto

No in-app purchases

None

Okidoky

No in-app purchases

Questions

Is Ockto free?
Ockto is free to download, with no in-app purchases.
Is Okidoky free?
Okidoky is free to download, with no in-app purchases.
Do Ockto or Okidoky have ads?
Okidoky shows ads; Ockto does not.
Which is updated more often, Ockto or Okidoky?
Ockto ships an update fortnightly, and Okidoky every 3 weeks. Most recently, Ockto was updated on October 26, 2026 and Okidoky on October 25, 2026.

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